>>>
>>> WELCOME BACK. LET'S GO OVER THE QUESTION ONE MORE TIME.WHAT IS THE PEAK DATE
OF HURRICANE SEASON?
AUGUST 27?
AUGUST 31?
SEPTEMBER 5? SEPTEMBER 10?
THE ANSWER IS SEPTEMBER 10.
LET ME SHOW YOU THE SPAN OF THE
HURRICANE SEASON.
HURRICANE SEASON PEAKS
SEPTEMBER 10.
IT STARTS JUNE 1. AND THE
SEASON ENDS NOVEMBER 30.
>>> A NORTH CAROLINA WOMAN WAS
FLOODED IN BOTH HURRICANE
MATTHEW AND FLORENCE AND IT ALL
HAPPENED IN GOLDSBORO, ONE HOUR
WEST OF HERE.
IN 2016 HER HOME WAS FLOODED BY
MATTHEW.
FEMA PAID RENTAL ASSISTANCE AND
ENOUGH MONEY TO TEAR OUT THE
FLOOD DAMAGE.
SHE CONTINUED TO PAY HER
MORTGAGE AND FLOOD INSURANCE.
AND THEN FLORENCE HIT. AFTER
THAT STORM SHE'S GOT NO HELP.
>> I'VE BEEN TURNED AWAY AND
TURNED DOWN.
I'VE BEEN DENIED, DENIED, DENIED
.
>> FEMA REJECTED HER CLAIM
SAYING HER HOME IS NO LONGER
HER PRIMARY RESIDENT SINCE SHE
NOW LIVES IN ARE A -- LIVES IN
AN APARTMENT.
>> AND GOING INTO A DESTINATION
CAN PUT YOU AT RISK WITH THE
HURRICANE.
KNOWING WHAT TO DO IF YOU COME
INTO CONTACT WITH THE HURRICANE
IS CRUCIAL WHEN TRAVELING.
WE HAVE MORE ON WHAT YOU NEED
TO KNOW.
>> Reporter: YOU BEEN PLANNING
YOUR DREAM VACATION FOR MONTH
AND MAYBE EVEN YEARS BUT A
HURRICANE CONFORM IN A FEW DAYS.
WE ARE TALKING TO AN EXPERT
ABOUT HOW TO PROTECT YOUR
INVESTMENT.
>> WE RECOMMEND INSURANCE
REALLY ALL THE TIME BECAUSE
YOUR HARD EARNED TRAVEL DOLLARS
SHOULD BE PROTECTED BUT
PARTICULARLY DURING HURRICANE
SEASON.
>> Reporter: THIS EXPERT SAYS
THERE'S A WIDE RANGE OF TRAVEL
INSURANCE OPTIONS.
>> YOU CAN BUY A BASIC
INSURANCE OR THE ROLLS ROYCE
INSURANCE.
SPEAK TO YOUR TRAVEL EXPERT
ABOUT WHAT YOU'RE BEING
PROTECTED AGAINST.
SOME DON'T PROTECT YOU AGAINST
TROPICAL OCCURRENCES, ESPECIALLY
IF THE HOTELS ARE STILL OPEN
AND THE FLIGHTS ARE STILL GOING.
>> YOU DON'T GET YOUR MONEY
BACK UNLESS YOU HAVE "CANCEL
FOR ANY REASON INSURANCE".
SHE SAYS IT LIKELY WON'T COVER
EVERYTHING THOUGH.
>> MOST DON'T COVER 100% OF
YOUR COST AND THERE ARE VERY
STRICT RULES.
>> SHE SAYS BECAUSE THERE IS A
HURRICANE WATCH OR WARNING
POSTED IT DOESN'T ALWAYS MEAN
THAT YOU ARE COVERED.>>
TYPICALLY INSURANCE WILL NOT
GIVE YOU ANY MONEY BACK IF IT'S
JUST A HURRICANE WARNING OR A
STORM WATCH.
BECAUSE WHAT THEY ARE LOOKING
FOR IS CLOSURE.
>> WATCH FOR INSURANCE POLICIES
THAT ARE VERY INEXPENSIVE BUT
PROMISE YOU EXPENSIVE COVERAGE.
EXPERTS SAY THERE ARE OTHER
FACTORS TO CONSIDER.
>> SOMETIMES INSURANCES ARE
BASED ON AGE.
IF YOU ARE YOUNG AND HEALTHY
YOUR INSURANCE MAY BE LESS
EXPENSIVE THAN SOMEONE IN THEIR
70s OR 80s.
>> IF YOU WANT TO GO TO THE
CARIBBEAN DURING HURRICANE
SEASON TRY OTHERS THAT AREN'T
AS PRONE TO HURRICANES.
>> TYPICALLY THAT'S ARUBA AND
PLACES FURTHER SOUTH IN THE
SYSTEM.
>> AND ALSO CONSIDER A CRUISE.
>> THEY CAN REROUTE THE
ITINERARY AND GO TO OTHER PORTS
AND MISS THE HURRICANE AREA.
SOMETIMES TRAVELERS DON'T EVEN
REALIZE IT.
>> AND THEY SAY TO ASK AS MANY
QUESTIONS AS YOU CAN ABOUT
TRAVEL INSURANCE.
>>> UP NEXT ON TRACKING THE
TROPICS, WE HAVE A CHOICE TO
HELP OTHERS.
FIND OUT WHY THIS SUPERMODEL IS
TEAMING UP TO HELP REBUILD
HOMES DEVASTATED BY HURRICANE
FLORENCE AND EASTERN NORTH
CAROLINA.
>>> HERE'S THE NEW QUESTION.
WHERE DO THE DEADLIEST
HURRICANES MAKE LANDFALL IN THE
UNITED STATES?
GALVESTON, TEXAS?
HOMESTEAD, FLORIDA?