I'm a senior analyst at an advertising
company in New York City and I make
$80,000 a year I have about 21,000
dollars in savings that's about nine
thousand two hundred dollars in my 401k
five thousand in my Roth IRA five
thousand five hundred in my savings
account and a little over a thousand in
my investment fund after taxes my take
home is about four thousand one hundred
and thirty dollars a month I spend eight
hundred and twenty-five dollars on rent
I have two roommates so we split the
cost about five hundred dollars on
utilities one hundred and eighty five
dollars on monthly subscriptions four
hundred dollars on student loans two
hundred and twenty dollars on a dental
loan because I have really good luck
last year I found out I needed to root
canals and that's really really
expensive so I had to take out a two
thousand dollar loan and hopefully I
should pay it off by January and $500
toward savings that leaves me one
thousand nine hundred fifty dollars to
spend so a lot of my budget is spent
traveling back home to Colombia that
kind of puts everything into perspective
as to how cheap things are there in
comparison to New York City for example
so whenever I go I definitely feel like
I can kind of ball out here's my last
credit card bill so I don't really use
this card that much but it's connected
to a few of my accounts uber 926 Apple
iTunes 1197 seamless 53 84 classpass 47
oh 3 I believe I get 27 credits now so
that should get me like three to four
classes a month the hardest one I've
taken is by far tone house there's no
question I dragged my boyfriend there
and it was absolutely horrible it was
humiliating and demeaning but also a
very hard workout total balance on this
card is 122 dollars and 10 cents so this
is the main card I use mainly because it
has better reward benefits I most
recently booked my flights to Mexico to
and from Mexico all points they had a
great signing bonus so that kind of paid
for most of that trip should I Devon
a frequent purchase of mine is
definitely drinks I do like to go out
and usually that ends up happening at
bars or brunch so I do sort of spend
often on drinks another frequent
purchase is restaurants I love to eat
out New York City is a perfect City for
that and there's always something new to
try so you can usually find me at a
restaurant on a Friday night another
frequent purchase of mine is taxis that
was in particular for this month since
my parents were visiting but I do
definitely spend quite a bit of money on
taxis lifts ubers even though I don't
like to I do end up doing it quite a bit
I crush it on Amazon I buy everything
from shoes to toiletries household items
pretty much anything Amazon sells I buy
it's just at my doorstep within like a
day - I love it
shocked creatives that's $12.93 Duane
Reade $3.00 19 cents seen Aguada New
York 25 dollars and 91 cents that's
dinner with friends I'll be on Ale House
New York $25 that was part of a bar hop
that I did I have a new C market mm 71
cents 561 deli grocery $15 Duane Reade
$25.90 Duane Reade four dollars and
ninety two cents CVS Pharmacy four
dollars and 33 cents yeah I guess it's
pretty interesting how much money I'm
spending at Duane Reade and CVS it's
kind of tough to tell what I'm spending
that money on because it's so general I
am 5co 33 dollars that was actually a
poster that you know they hit me with an
Instagram ad and I fell for it and I
purchased this poster it's sort of like
an abstract poster of a mix between like
a Chanel perfume bottle and a pineapple
I still need to hang it up though so I'm
hoping to buy a frame on Amazon soon
another unusual purchase signing up for
bachi NYC social 68 99 that is the bocce
league I take part of the bocce league
here in New York City we pretty much get
together in the summer and play out by
the pier Trader Joe's ten dollars and 32
cents key foods 39:22 that's just sort
of my weekly grocery
New York sports club $54.95 chopped $15
and 74 cents basking Rose cafe $7.25
that's when I go to New Jersey for work
on Thursdays movie paths 995 capstans
cancelled that we all know that's going
under they're dead
I did Hughes movie pass back on it was
good I think I joined late in the game
some people had it like a year before me
and really reap the benefits and they
started charging surge pricing and
putting all these sort of obstacles plum
and benefits calm that's three hundred
and twenty one dollars one of my most
expensive purchases this month those are
four tickets for Phantom of the Opera
that I invited my parents to when they
were visiting me theater refreshment $14
that was probably two bottles of water
at the Phantom of the Opera Theater a
very expensive Courtyard by Marriott New
York $800 that was me splitting the bill
of the hotel with my dad the Smith Nomad
for a hundred and seven dollars that was
dinner with my parents
I paid yes gotta treat him you know room
service
New York New York $49 and 86 cents that
is a delicious Thai restaurant over in
Hell's Kitchen actually it's not what it
sounds like
sa bagel I'm sixteen dollars and thirty
nine cents Bert's box ten dollars and 89
cents my song Keyser $12.17 that was
probably my favorite cookie in town
which is a white chocolate pistachio
cookie Whole Foods eight dollars and
sixteen cents vitamin shoppe seventeen
dollars and sixty two cents I think I
actually got peppermint oil in the
middle the summer sometimes cockroaches
come out to play and peppermint oil is
supposed to keep them happy so I kind of
douse my room in total charged two
thousand seven hundred and seventy I
think in my attempt to be so budget
conscious all the time that kind of just
inherently causes me stress it's both
like what enables me to do everything
that I do in my life but it's also kind
of what holds me back sometimes so it's
like a love-hate relationship but I
think I have a positive outlook so
that's
the exciting part one of my dreams I
guess is when I retire I'd like to open
up a little bakery and just kind of make
chocolate croissants all day I don't
think I have any specific retirement
goals other than being super rich but I
think we all kind of have that goal in
mind like Meryl Streep and it's
complicated it's a great movie she lives
the life