(intro music)
- For some reason I never ever pass over a penny
when I see it in the street, I always bend down, pick it up.
And when I'm out walking my dog Beauregard,
I put it in my sock until I get home.
It's just something I have always done.
And then I learned how to apply
the penny principle of success to my daily habits
that I refuse to skip.
I'm Terri Savelle Foy, your Cheerleader of Dreams,
and today I'm answering a question from Tata Gazelle
on Instagram.
She asked me what are the daily habits you won't skip?
So I have bolded down to the vital 3 you need the most.
But before I share that,
I want to ask you if you'll help me real quick,
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So I know you've heard the analogy of the magic penny.
I shared it not too long ago here on YouTube,
but it's worth repeating because I want you to see
how it applies to the three vital habits
you need the most.
I've never explained it quite like this,
so let's go through it again.
The magic penny gives the comparison of
if I offered you $3 million right now,
or a penny that doubles every single day for 31 days,
which would you choose?
Well you probably already know the answer.
But let's just say that you chose the penny
and your friend takes the $3 million.
That penny on day 10
is only $5.00
and your friend has 3,000,000.
On day 20 your friend still has 3,000,000
and you only have $5,000, sucker! (laughs)
But, by day 29 your friend is still bragging
about their 3,000,000
But you penny lane,
you now have 2,900,000
So they're still are ahead of you and it's day 29,
but it isn't until day 30 that you pull ahead
with $5.3 million
to their 3,000,000.
And then by day 31,
the very last day, you blow them out of the water
ending up with $10,737,418 million
and 24 cents.
(laughs)
So the doubling penny is worth over 10.7 million
to their 3,000,000.
It's just the magic of staying with something
as it compounds over time.
And it's the same with your daily habits.
In fact,
Jeff Olson said when he shares this story about
the magic penny, he said he's heard people comment.
"Wow that's amazing, to think that you can start
with nothing and build a fortune."
He said, that's not quite accurate.
"You don't start with nothing. You start with a penny."
He said, some people will still say
"yeah, it's a penny, but it's basically,
you know, starting with nothing."
He said "no, it's not"
"It's starting with a penny.
And it may seem like an insignificant difference,
but the truth is - it makes all the difference."
Olsen says "to accomplish anything, worth accomplishing,
to create success, to achieve your dreams,
you don't have to do impossible,
extraordinary superhuman things,
but you do have to do something.
You have to start with a penny."
In other words,
there has to be a beginning
and many people miss this part
because the beginning is so tiny, it's almost invisible.
So they don't even see it.
Imagine instead of a penny doubling every day,
let's say it's your physical health, it's your body.
And increasing by one pennies worth, then two pennies,
then four, for example,
let's say it's a one mile walk around the block
or 20 minutes on a treadmill,
it's eating one salad instead of a cheeseburger.
I mean the next day
you're not going to feel remarkably different,
but after a week you're feeling about 64 cents worth better.
But what if you kept walking one mile and eating an apple,
would you eventually feel like a million bucks? No.
You feel like 10 million bucks.
It's the power of the magic penny
and how our habits compound over time.
In fact, one of the vital three habits
that I started back in 2001, was the habit of movement.
Just getting some sort of exercise every day.
Now, prior to that,
I had gotten into a rut of only working out
because vacation was coming or some special occasion.
But in 2001, I made a decision to start with a penny,
I decided to walk for 20 minutes
in the mornings before work,
which previously I could not imagine getting up that early
and working out before work, but I just had to start.
So I did it for a full week and then another week,
and all of a sudden,
I started loving the feeling I had each day
before I even got to my desk, I had already worked out.
Well the 20 minutes led to 30,
then 45, then a full hour each day.
Well, that was in 2001, 20 years ago
and I have never stopped.
But I've also never been healthier.
Every time I get my checkup, they always comment
and I laugh because
they say you got the blood pressure of a teenager.
(laughs)
And I'm not bragging. I'm almost 52.
I'm just saying that's the magic of the compounding penny
and realizing that this habit
is vital to you fulfilling your life assignment,
because your health affects everything.
So, even if it's one lap up and down your street, do it.
If it's 10 jumping jacks in the morning, do it.
If it's 10 sit-ups before bed, do it.
Because the simple 10 each day
leads to feeling like $10 million.
Now imagine that the penny is gaining wisdom,
building your faith, investing in your personal growth.
Let's say you listen to one faith building message
on YouTube one morning while you get dressed for the day.
Yes you'll most likely be encouraged,
but you may not have faith to move mountains.
But let's say you do it for seven days straight,
and your mindset is starting to shift
because God's word says
"be transformed by the renewing of your mind."
Well, what do you renew your mind to? The word of God.
So every day that you're feeding your faith,
you're also starving your fears.
You're changing on the inside.
Now let's say you keep this up over the next 30 days,
60 days, 90 days, three years have gone by,
and that's just how you get ready in the morning.
You hear God's word. Guess what?
You're going to have faith like the giant you read about,
you're going to have faith to believe
for healing in your body,
restoration in your relationships,
courage to start your business.
Why?
Because faith comes by hearing and you've been hearing
and hearing and hearing,
and it's compounding to $10 million level faith.
Does that make sense?
You know, imagine reading 10 pages of a good book each day.
Well, after a few days,
you may not feel or think any different,
but you keep that up day after day after day
and a year later,
you've read about a dozen life transforming books
that will flood your mind
with strategies and success principles
to keep you on a new level of success.
Or take you there.
You'll be thinking like millionaires all from a penny a day.
In fact, in your free download this week,
I listed my top recommendations for your reading list
to help you start with a penny,
everything from "The Slight Edge" by Jeff Olson,
where I learned this principle of the compounding penny.
"How to Reset your Metabolism"
that's another book I put in there
to kickstart your fitness journey.
You're going to love that book.
I put all my top recommendations in a list
for you this week.
So all you have to do is click the link
in the description to get started.
(snaps fingers) Today.
So the vital three habits that I won't skip are:
Number one, movement.
Like we've talked about some sort of physical exercise
each day.
Just always think of the penny.
It might be small, but it's compounding.
You know typically I go to the gym and I do 30 minutes
of weight training and 30 minutes of cardio.
On the days that I may not go to the gym,
I still do something.
Whether it's walking my giant dog Beauregard (laughs)
around the neighborhood,
or doing resistance bands in the kitchen
or at night while the family watches TV,
I never skip movement.
Number two, personal growth.
Every day I do something to invest in myself.
You know, typically I listen to messages while I get ready,
and while I'm at the gym the whole time.
I also have messages playing in the car
or it could be when I'm in the laundry room
folding clothes, I listen to something.
When I unload the dishwasher, I push play.
I'm always listening to something.
So it's looking for opportunities to listen and grow.
Now in the area of reading,
many times I don't have time to just sit and read
for long periods of time.
But I found out through the penny principle,
that one page is better than no pages.
Seriously.
Sometimes I only read one page, but it all adds up.
Again, don't forget to get your free download this week
where I share my top recommendations for your reading list,
to help you with personal growth, habits, weight loss,
financial freedom, so much more.
You're going to love this list I put together for you,
so just click the link in the description
and you can get your list.
Okay, three.
The third vital habit that I refuse to skip
and many people ask me,
what do you do to keep this interesting?
You know, how do you not get bored?
Or how do you get started with this?
It's investing in my relationship with the Lord.
This is the habit that has transformed my entire life.
And it all started with the penny.
There was one book I read that talked about worship,
and I put that in your download.
But truly it taught me how to worship God
and what happens when we worship him.
Battles are won, your heart is healed,
burdens are destroyed.
I mean everything in changes in your life
when you worship God.
Now, when I learned the power of worship,
it was at the hardest, most painful time in my life,
and God truly healed me.
I mean, I forgave people who hurt me,
I learned to forgive myself, God healed my marriage,
I started hearing God speak to me.
That alone gave me ideas
that have produced great wealth in my life.
I could go on and on.
So worship wins the battle.
You know,
I want to help you get these habits ingrained in your life,
so it just becomes a part of who you are and what you do.
So I want you to have this book list
and just choose one book,
just like the penny and start with page one
and one year from now,
you are going to be amazed at what God
has done in your life.
So I hope this helps you.
And remember, I'm cheering you on to live your dreams.
(outro music)
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