>>> WELCOME BACK.
MANY OF US ARE THRILLED TO LEAVE
2020 IN THE REAR-VIEW MIRROR AND
TO LOOK FORWARD.
WE’RE GOING TO FOCUS ON SOME
TIPS THAT COULD LEAD TO A MUCH
BETTER 2021.
>> THAT’S RIGHT.
DR. JOHN TORRES AND SENIOR
BUSINESS CORRESPONDENT STEPHANIE
RUHLE ARE HERE WITH SOME ADVICE
WE COULD ALL USE.
GOOD MORNING TO BOTH OF YOU,
GREAT TO SEE BOTH OF YOU AND
HAPPY NEW YEAR.
DR. TORRES, LET’S START WITH
YOU.
HOW DO FOLKS STAY SAFE UNTIL
THEY GET THE VACCINE?
OF COURSE THE BIG THING ON
EVERYONE’S MIND.
>> HAPPY NEW YEAR, KRISTEN.
2021 IS GOING TO BE A FANTASTIC
YEAR, BUT PART OF MAKING IT
FANTASTIC IS MAKING SURE WE STAY
HEALTHY.
YOU HAVE TO REMEMBER ESPECIALLY
WHEN IT COMES TO OUR IMMUNE
SYSTEM, THERE’S NO ONE MAGIC
SUPPLEMENT THAT WILL MAKE OUR
IMMUNE SYSTEM STRONG.
WE NEED TO TAKE SPECIFIC STEPS.
SLEEP IS ONE OF THE MOST
IMPORTANT THINGS YOU CAN THINK
ABOUT BECAUSE SLEEP REALLY HELPS
BOOST OUR IMMUNE SYSTEM.
THAT MEANS SEVEN TO NINE HOURS
OF SLEEP, CONSISTENT SLEEP
DURING THE YEAR.
TRY TO GET A SLEEP SCHEDULE.
THAT’S A LITTLE TOUGH DURING THE
PANDEMIC BUT TRY IT.
ONE KEY TIP IS HAVING A NOISE
MACHINE GOING ON OR NOISE APP.
FOR 2021, THE THING TO THINK
ABOUT IS BROWN NOISE.
NOT WHITE OR PINK NOISE, BROWN
NOISE SEEMS TO HELP US SLEEP A
LITTLE BIT BETTER.
VERY, VERY IMPORTANT.
ON TOP OF THAT, BALANCED DIET.
THE USDA JUST CAME OUT WITH NEW
DIET GUIDELINES, NUTRITION
GUIDELINES.
SUSTAINABLE DIETS DOESN’T MEAN
YOU CAN’T INDULGE ON CAKE EVERY
NOW AND THEN.
BUT IF YOU’RE EATING IT EVERY
SUNDAY, THAT’S NOT INDULGING,
THAT’S ON A REGULAR SCHEDULE.
YOU DON’T WANT TO DO THAT.
YOU ONLY WANT TO DO IT ON
SPECIAL EVENTS.
AND EXERCISE.
VERY IMPORTANT.
TRY TO GET 30 MINUTES OF
EXERCISE EVERY DAY IF YOU CAN OR
AS MUCH AS YOU CAN.
ONE BIG IMPORTANT THING, ME
TIME, EVEN IF IT’S JUST 10 OR 15
MINUTES.
ESCAPING FROM YOUR PHONE, FROM
YOUR COMPUTER, GET OUTSIDE.
THE SUNSHINE HELPS YOU FEEL
BETTER AND THE GREENERY CAN
REALLY HELP WITH YOUR MENTAL
HEALTH.
THESE ARE SOME GOOD STEPS YOU
CAN TAKE.
>> STAYING ON TOP OF EXERCISE
AND NUTRITION THROUGH THE
PANDEMIC HAS BEEN TRICKY FOR
FOLKS.
A LOT OF PEOPLE HAVE NEW YEAR’S
RESOLUTIONS UNDER WAY.
SOME PROMISE TO BEGIN THEM IN
THE NEXT COUPLE OF WEEKS OR SO.
WHAT’S IMPORTANT TO KEEP IN MIND
WITH OUR OVERALL HEALTH GOALS?
>> THAT’S ONE THING, PETER.
REGARDLESS OF PANDEMIC OR NOT
PANDEMIC, IT’S THOSE RESOLUTIONS
THAT A LOT OF US DON’T END UP
KEEPING THEM MUCH THROUGH
MID-FEBRUARY BUT AIM FOR
SUSTAINABILITY AND THINGS YOU
KNOW YOU CAN DO.
INSTEAD OF SAYING I WANT TO LOSE
80 POUNDS, SAY I WANT TO LOSE A
POUND A WEEK FOR THE NEXT SIX
MONTHS AND SEE IF THAT HAPPENS.
ON TOP OF THAT, LIMIT YOUR
SCREEN TIME.
WE HAVE BEEN STUCK IN OUR HOUSES
FOR MONTHS AND THAT MEANS A LOT
OF SCREEN TIME, BOTH COMPUTER
AND TV TIME.
TRY TO TAKE A BREAK FROM THAT.
READ A BOOK, PLAY BOARD GAMES
WITH OTHER PEOPLE.
TALK TO PEOPLE ON THE PHONE.
GOING OUTDOORS EXTREMELY
IMPORTANT AND THEN TAKE THAT
BREAK.
THAT ME TIME.
>> I LIKE LIMITED SCREEN TIME.
DR. TORRES, THANK YOU VERY MUCH.
HAPPY NEW YEAR.
>> AND FOR SOME --
>> HAPPY NEW YEAR.
LET’S TURN TO STEPHANIE NOW AND
TALK WEALTH HEALTH.
SO, STEPHANIE, HAPPY NEW YEAR TO
YOU.
HOPE YOU HAD A GREAT HOLIDAY.
HOW DO YOU START THE YEAR OFF
RIGHT FINANCIALLY?
>> WELL, GOOD MORNING TO ALL OF
YOU.
YOU SAID IT.
I WANT YOU TO THINK ABOUT IT
LIKE YOUR WEALTH HEALTH.
WE KNOW OUR BODIES AND OUR
PHYSICAL HEALTH.
IT’S TIME TO KNOW YOUR MONEY.
WE SAY CREATE A BUDGET.
HOW DO YOU DO THAT?
KNOW WHERE YOUR MONEY IS GOING.
START TO TRACK IT.
DON’T JUDGE HOW YOU’RE SPENDING,
DON’T CHANGE HOW YOU’RE
SPENDING, BUT SPEND THE NEXT
MONTH TRACKING IT.
GET EVERY SINGLE RECEIPT.
THAT’S A LITTLE HARDER TO DO
THESE DAYS, ESPECIALLY WITH THE
PANDEMIC NOW THAT WE’RE GOING
CASHLESS.
WE DON’T GET RECEIPTS.
WHEN WE DON’T GET RECEIPTS,
WE’RE NOT PAYING ATTENTION TO
ALL THE MONEY WE’RE SPENDING, SO
GET THOSE RECEIPTS AND LAY IT
OUT.
ONCE YOU LOOK AT EXACTLY WHERE
ALL OF THAT MONEY IS GOING, THEN
YOU’RE GOING TO KNOW WHAT YOU
CAN CUT OUT.
SIMPLE THINGS LIKE YOU MIGHT
REALIZE I’M PAYING FOR THREE
STREAMING SERVICES BUT ONLY
USING ONE.
ONCE YOU SEE WHERE YOU’RE
SPENDING, THAT’S HOW YOU KNOW
WHERE YOU CAN CUT.
>> GOOD ADVICE.
STEPHANIE RUHLE, THANK YOU SO
MUCH.
WE HAVE MORE OF YOUR WEALTH
HEALTH, BY THE WAY, FOR FOLKS
WHO ARE INTERESTED.
YOU CAN FIND THOSE TIPS AT
TODAY.COM.
BEYOND THAT, STICK WITH US
BECAUSE COMING UP IN JUST A
LITTLE BIT, YOU’RE GOING TO
HAVE -- STEPH IS GOING TO HAVE A