Ms. Plater,
this is your ex-husband.
>> Yes, ma'am.
>> Judge Judy: And after
he was your ex-husband,
when he became your ex-husband,
you had a jointly owned car.
>> Yes, ma'am.
>> Judge Judy:
When were you divorced?
>> We were divorced
October 2015...
'14, I'm sorry, '14.
>> Judge Judy: And what kind of
car what
this that was jointly owned?
>> It was an Impala,
Chevy Impala, 2013 Chevy Impala.
>> Judge Judy: Did you have any
marital
property when you were divorced?
>> No.
I don't think...
We didn't have
any marital property.
>> Judge Judy: Well, you were
divorced in what state?
>> Georgia.
>> Judge Judy:
And when you went...
Did you go before a judge,
or was this done on papers?
Did you have a lawyer?
>> We initially
signed papers, but...
>> Judge Judy: You what?
>> We initially signed papers,
but I did not go to court.
>> Judge Judy: Did you live
in a house
or rent a house or own a house?
>> At the time,
Michael was buying the house.
It was Michael's house.
It wasn't mine.
>> Judge Judy: And the house
was given to him in the divorce.
>> It was initially his house.
He was making down payments
to rent to own the house.
>> Judge Judy: Why wasn't
the car,
the title to the car,
disposed of in the divorce?
>> I had the ownership of
the car when we had the divorce.
>> Judge Judy:
Plaintiff owned it?
>> Yes.
>> Judge Judy:
In your name only?
>> He was a co-owner.
>> Judge Judy: Well,
was there a loan out on the car?
>> Michael wanted to get a loan
out on the car,
but he couldn't do anything
without me signing for it.
>> Judge Judy: Just a second.
You're trying to tell me
your story.
I'm trying to get background.
>> Okay.
>> Judge Judy:
How many children do you have?
>> Two.
>> Judge Judy:
Are any of them children
that you had with the defendant?
>> No.
>> Judge Judy:
What year did you get married?
>> 2001.
>> Judge Judy:
How old are your children?
>> 18 and 28.
>> Judge Judy: So both of them
lived
with you for periods of time?
>> Yes.
>> Judge Judy: What kind of work
did you do
between 2001 and 2015?
>> I did home health care,
and then I did pet company.
>> Judge Judy: Did you work
constantly from 2001 to 2015?
>> No, ma'am.
>> Judge Judy: What kind of work
did your husband do?
>> He was a truck driver.
>> Judge Judy:
So he supported the family?
>> Yes, ma'am, basically.
>> Judge Judy: How much did you
pay for the Impala?
How much did you pay
for the Impala, sir?
>> It was about $13,000.
>> Judge Judy:
Did you put down a down payment?
>> Yes, ma'am.
>> Judge Judy: How much?
>> Three thousand.
>> Judge Judy: And you put down
the down payment because
she didn't have any money?
>> Right.
>> Judge Judy: For the time that
you drove the car, Ms. Plater,
from 2103
until 2015 when you divorced,
who made the payments?
>> I did.
>> Judge Judy: From what money?
>> From my regular job.
>> Judge Judy: Which job?
>> I was making...
From home health care.
>> Judge Judy: You worked from
2013
to 2015 in home health care?
Is that what you're telling me?
>> Yes, ma'am, minus eight
months.
>> Judge Judy: In the eight
months,
who made payments on the car?
>> There was no payments
made on the car...
>> Judge Judy: Then they
would have repossessed it.
>> ...for three months.
I turned it in.
>> Judge Judy: Well, what car
are we talking about
with the title loan?
>> The Impala.
>> Judge Judy:
When did you turn the car in?
>> After I had my accident.
>> Judge Judy:
In what year was that?
>> That was in 2015.
>> Judge Judy:
After the divorce?
>> Yes, ma'am.
>> Judge Judy:
In what month did you turn
in the car?
>> June 6th of 2015.
>> Judge Judy:
You turned in the car because
they were going to repossess it?
>> He was not going
to repossess it.
>> Judge Judy:
Who was not going to?
>> Mr. Webster, the man
that I got the car from,
I just called him and asked him
to come pick it up
because I wasn't going
to be able to pay it because
I was still out from being hurt.
>> Judge Judy: Got it.
Okay.
Now, at that point, did you pay?
>> Yes, ma'am.
I went up there, paid the $1,700
to get the car, and...
>> Judge Judy: From the person
that she bought it from?
>> Yes, ma'am.
And when we got our divorce,
I had got her sign
a no-test divorce.
The only thing out of
the divorce she got was the car
that she was making payments on,
but when she lost the car,
I went up and got it.
Well, in two thousand...
>> I did not lose the car.
>> Judge Judy:
You actually lost the car
because you couldn't
make payments on it,
so you gave it back
to the person
who you had bought it from.
He went and made up
your payments of $1,700.
So, so far, he's got $4,700
in this car.
Now you kept the car
for one year?
>> Yes, ma'am.
>> Judge Judy: Which year?
From when to when?
>> I kept it up to this year,
2017,
June, I think June the 4th.
>> Judge Judy:
So you had the car...
>> May.
>> Judge Judy: ...for one year
or two?
You had the car two years?
>> Yeah, two years.
Did you make the payments
on the for that two years?
>> Yes, ma'am.
I paid it off in November 25th
of 2015 when I was...
>> Judge Judy: How much did you
pay it off for?
>> $10,379.30,
but when I lost my job,
when I got depressed,
lost my job,
I took my 401(k) money
and paid off my bills
since I was out of work,
and I went and paid the car off.
>> Judge Judy:
So you paid off the car?
>> Yes, ma'am.
>> Judge Judy: When did you
and the plaintiff take out
a title loan on the car?
>> The first of January of 2016.
>> Judge Judy: And how much of
a title loan did you take out?
>> It was a little bit
over $9,000.
>> Judge Judy: How much did you
pay back of the title loan?
>> Well, you know,
I was out of work.
I paid just back the interest.
I was paying on it for about,
like, eight months
until I found me a better job.
>> Judge Judy: How much did you
pay back on the title loan?
Because that's what
we're here talking about.
>> About 3,500.