Alright, moms out there, as you're doing your budgets,
and you're guiding your family through the whole process,
'cause let's be honest, you're the ones that,
making most of the purchases in the household,
you're down and out.
You're like, "Well, we went over budget,"
or, "This category had to change to this
and I just, I don't know what's happening," all that.
You're doing great, okay?
Don't have all this guilt around the budget.
You're doing great.
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The mom guilt thing is talked about a lot, I know,
in different aspects of life,
but I hear a lot of moms talking to me about the budget,
and they're like, "Last month we didn't do one,
and the month before we were off a little bit."
Listen, it's never gonna be perfect, okay?
So moms out there, don't put so much pressure on yourself.
Number one, the fact that you're doing a budget is awesome.
You're being intentional, you're trying,
and you're gonna be okay.
Now, when it comes to your kids,
and they want every little thing all the time,
and you're like, "It's not in the budget,
it's not in the budget."
And you're like, "I just feel like I'm telling them no
constantly, like, what do I do?"
Here are three tips to help you train your kids
on how to do a budget well and also fighting that mom guilt.
Number one, let them know the why.
Okay, depending on their age, this conversation's gonna look
a little different with your kids, but overall,
they're gonna be like, "Well, Mom, why can't I have it?"
"'Cause it's not in the budget."
But then sit down with them, be like,
"Hey, listen, this is what happens.
Mom and Dad, we go to work," or "Dad goes to work,
or "Mom goes to work and we get paid and we have
a certain amount of money that is finite."
You don't have to use the word finite,
let's be honest, they're kids.
But say, "That is here and we have to be very, very
intentional with where everything is going
so that way you have food, we can keep this house,
all of that.
So, there's only a certain amount of money we get to spend
at the grocery store and that cereal, we can't buy."
Or "Those pair of shoes are too expensive right now,
and so what we have to do, is we have to be very purposeful
with where our money goes."
And you're probably thinking, "Oh my God.
My kids, they're not gonna care about any of that."
Some of them might not, but some of them actually will
retain that information and start to understand,
'cause instead of you just saying no,
you're explaining the why behind it.
Number two, involve them in the process.
So, it may not be you actually sitting down with the budget
and being like, "Hey, here's EveryDollar
and here's all of our, every single thing we spend
money on," but it's you talking about the budget,
it's you even saying no to yourself at times
or saying yes and be like, "Oh good, it's in the budget,
this is what we get to do."
And just really involving them
in those conversations is huge.
And last but not least is teaching them contentment.
And this is a big one.
And this is one again that's not a perfect science,
but when kids are wanting all these things
and you're not able to pay for them
because it's not in the budget,
then I would ask some questions with them.
Okay, number one, why do you want that?
And a lot of times it's 'cause well, "My friend has that,"
or so and so.
And start having those conversations of more the why
behind their wanting things.
And we all want stuff, right?
I mean, that's not a bad thing.
But to start training them for them to understand why
they're wanting something and at the end of the day,
teaching them that stuff is not gonna buy you happiness.
Like, it can be fun and we can enjoy it
but those pair of shoes,
it's not gonna make your life perfect.
It's not.
And so teaching them those kind of things
and maybe on the flip side saying,
"Hey, that's great if you want that pair of shoes, so,
why don't you do some chores and maybe I'll match you
the amount of money that you save up to pay for the shoes
or maybe you can buy the shoes all on your own
if you work for them."
The point here is not getting hard on yourself as a mom
as you are looking at the budget and dealing with it
on a daily basis with your husband, but to say,
"Hey, it's not gonna be perfect, we're gonna screw up."
And when the kids are going bonkers next to me about it,
how to really get them in the process of it
and teaching them early.
So, if you wanna know more about this subject,
and even the subject of contentment, make sure to check out
my book, "Love Your Life, Not Theirs."
You can click the link below, get a copy for you,
and you're probably thinking, "I don't really need that,
but I know someone who does."
Then you buy them that book.
'Cause let's be honest, we could all use a little more
contentment and guilt-free living.
YouTube, I know you're so discontent.
You know what would make you content?
Subscribing to my channel.
No, it won't.
But it'll be fun, you should do it.
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