most people think they are too smart to be scammed but a lot of scammers are so
good you won't even know what hit you today we're going into ten of the top
scams that you might run into today let's get into it the first scam I have
seen as people commenting below in the comment section on my video saying oh my
god I just received an insert arbitrary amount here it's legit really click the
link like this comment in this comment in this comment in all of these comments
those are 100% scams and you can tell because they copy and paste a generic
thing and - just paste it hoping that people that are desperate for money will
click it and give them money essentially I try my best to delete all of these
comments but sometimes there are just waves and waves and waves of people and
these fake accounts that comment on my videos with these types of comments and
I hope that none of you guys are clicking this my second pretty popular
scam is phishing scams so how these scams work is essentially you will get
an email from a very prominent company like PayPal and they'll say thank you
for your purchase of 123 dollars to cancel press this button and I'll have
some random person's name some random person's address so of course you think
oh my god somebody just got into my couch and charged my card so immediately
you think I'm gonna click cancel this transaction you click the button it goes
to a different website that looks like PayPal but it's not really PayPal and
then you enter your username and password and now they have your username
and password so you try to log into your account and that's how they capture your
login information to go to your real PayPal account and now charge things on
your account so obviously a way to avoid this if you get any kind of email like
that you should just log into the direct PayPal website and just type in your
information and do it that way don't click any links on the email because
it's it might just be a scam my third scam
I've seen so often is pre-approval scams you will get offers from credit card
companies that are fake or emailed us say you are pre-approved for credit
cards how they get you is they target people that are desperate for money that
need credit with maybe a low credit score so they can't qualify so I say you
are pre-qualified for this credit card you put in all of your information
including your name your address and your social security number and they
steal your identity and then now they can open up a credit card in your name
and start charging and transactions sometimes I've even seen that they
charge you an amount for an application fee and that's how they get your money
or they charge you an annual fee and say they need that upfront and a lot of
credit cards do have annual fees but you should not be doing this over the
internet from anybody that is not the direct website any email you get that is
pre-approval it's probably a scam my fourth way is debt relief skin these are
running rampant in the United States especially with credit card debt about
$29,000 per student there are so many students that are looking for ways to
lower their debt and be debt-free I do have a video that I did make about how
you can legally not pay your student debt off and how you can reduce it
significantly so if you're interested in that click here so pretty much what
these people would do is they will call you telling you they will get rid of all
of your debt for you with just pain than one fee so let's say if you have twenty
thousand dollars of student debt and they say okay if you give me $5,000
everything else is forgiven with our program yada yada yada and that sounds
pretty convincing to you like wow I only have to pay five thousand dollars to get
15 back that is fantastic so you give them the five thousand
dollars what they will do is they will call up your school on your behalf and
they will defer the payments so you don't get a bill anymore so you think
great it worked they sometimes defer these payments up
to one to two years and then all of a sudden you just got a big fat bill now
about your student loans plus interest on top of that and you're just like what
just happened I thought I'd paint this off with this program and it ended up
being asking so the hard thing about these types of
scams it might be years before you realize you actually got scammed because
they defer your loans for so long that you think it's gone but it's really not
the best way to avoid this obviously is anybody that's trying to get you to pay
them on the phone to defer your payments or to get rid of your student debt is
probably a scam my fifth scam that's pretty popular our romance scam I know
you've heard of kept being catfished I know you've heard of websites like
seeking arrangements where you can get sugar dyes things like that there are a
lot of people that take advantage of these things to scam other people that
are lonely who are older and more vulnerable essentially I hope I don't
even need to tell you about this but somebody that you met on the internet
that you've never seen before in person or on video that all of a sudden needs a
thousand dollars right now to save their dying cat of pancreatic cancer and
you're the only person to help them is a scam scam alert or those Instagram scams
people are now doing Instagram scans where people contact you they say hey I
love your feeder da da the most recent one I got was a really funny one it was
a guy who said he was in the military he was deployed in the middle of nowhere
and we're talking having a good time and then all of a sudden his mom just died
out of nowhere he needs me to send him this four hundred dollar gift card to
save her he can't get back to the US to bury her oh the horror
scam like what that was that was like you need a four hundred dollar gift card
to save her who would fall for that people do okay my sixth one is rental
scams I've actually seen this quite a lot when I was in Spain because I was
actively looking for places to live all the time but essentially there is a room
or a house or apartment listed for three bedrooms two baths only six hundred
dollars and you're like wow this is a steal I need to call him right away
you you email them first of all they usually don't have a number you email
them and they say oh I'm on vacation but if you want to lock it into place it's
yours for you know to send me six hundred dollars right now to save your
spot and most apartments or even houses you do have to put up money to save a
spot like a deposit and not Kylie get you a lot of people think okay
that makes sense right you're on vacation scam scam don't do it please
goodness don't do it it's a scam they have no apartment it doesn't exist okay
if you are not able to see an apartment in person it's probably a scam I don't
care what they say about they're on vacation they're deployed their mom
their parents are dying of whatever scam don't believe them oh goodness number
seven number seven is Instagram scams but as far as marketing it's not that
hard to create a Facebook account and start marketing to people in digital
marketing is a very specialized market that you do need to learn how to do but
anybody can create an account anybody can throw some money as a facebook ads
and scam people so what a very popular one on Instagram I fell for was I would
on this Facebook account no wasn't on Facebook it was an ad for this really
pretty virgin hair and it was really nice and it was really really cheap it
was maybe like forty dollars for this pretty pretty hair and you go to their
Instagram page and they have all these great videos and photos or whatever and
then you get it in the mail and it looks like this so yeah not exactly that is a
scam yeah they sent me the product but those are skins that is obviously not
the same person it's not the same wig it's not the same hair completely a scam
and what they do is they continue to scam you buy you call them up or email
them and say hey I want a refund they say okay fine I'll give you a refund
send me back the hair you send them back the hair and they say I didn't get it I
didn't get it they never send you back your money so there you go you got
scammed twice don't be like me number eight is the IRS scams I'm not sure if
you've heard of these already but there's lots of people especially in the
summertime when the IRS would audit you already get calls from simple dar
usually foreign and say oh we know you are lying about your money you always
$2,000 you'd be surprised how many people actually believe this the IRS
will never call you the IRS will never email you the only way the IRS will ever
contact you is by mail if you don't believe that people don't fall for this
look in the description below for I got got filmed getting scammed by an
IRS scam I felt really bad number 9 is Netflix
scam this is kind of similar to the first one about the phishing scams but
essentially you'll get an email saying oh your payment was declined most a lot
of people have Netflix so this is why they're so successful payment is
declined you click the link to try to update your account and it's a bogus
website that looks like Netflix and they get your information not that big of a
deal I guess they can like watch movies but I don't know this is like a big scam
too I've seen it on my account I don't have
Netflix up like like a scam number 9 sexy girls want to meet you sexy girls
want to meet you yeah um you know when you're like trying to download some
music online or download a movie hmm and you see all of these ads in like 60
girls in here do you want to meet you yeah I for this video I could cut those
links to see what would happen it yeah so you can see these everywhere they're
in your email as well but pretty much I know you've seen things all their names
are either jasmine or Becky and they all want to hook up with you isn't that
great and they don't care about gender or age or any pigment just so they all
want to hook up with you oh how exciting so you click on the link and that now
puts a tracker on your IP address I'm not really sure how it works but they
they put like a tracker on you and that tractor lets didn't know that you
clicked on the link and I noticed because I studied digital marketing
might do this all the time with my clients isn't that great so what did i
do what I knew I was filming this video I clicked on the link does Jasmine
really want to hook up with me once on the website I had to fill out some basic
information about me I was Billy Bob from Omaha then clicking
on Jasmine's picture for the second time opened up another website with the same
theme and Wow oh my god jasmine number two and three
also wanna hook up with me but now they're in Omaha because they're
tracking where I'm at where my IP address is it's kind of creepy actually
minutes later more and more girls want to hook up with me from my hometown like
wow I didn't know how it's so popular Oh billy-bob send me
$500 and I'll show you something you won't regret really what is it I'm
having way too much fun right now probably my next scam is porn on your
computer website scam if you've ever seen the series black mirror you have
maybe seen the scenario when they were trying to blackmail this boy because he
they saw him they had like porn on his computer and then they were like we're
gonna tell all your friends and family if you don't do X Y & Z that was like
really creepy and it really reminds me of this scam so what they do is they're
gonna email you saying oh we saw you watching this insert fetish porn site or
whatever and if you don't send us 500 dollars right now we're gonna send it to
all your contacts that you know and a lot of people are horrified and really
scared and do what they say because usually that's not something you want to
share with people you know that you're on some finish like website so people
send them the money in reality they have never got that
information from them it was just a random copy and paste text message and a
lot of people when they're like oh I wasn't on that website they're like oh
we just hacked into your webcam and we've seen you doing this in this to
yourself in yeah you can imagine um a scam it's a scam okay guys that's all I
have let me know down below really what scams have you fell for I am
still so hurt about the wig one like still hurt and I was a part of a pretty
big scam actually which that video will be coming out next week so stay tuned
for that video of how I was really really scammed out of 3000 dollars
actually about almost six thousand dollars one time yeah that'll be a good
one subscribe if you want to like if you're a gangster and comment down below
if you're not a scammer see you next video bye