hey guys welcome back to my channel this is littlepinexplorer and for today's video
i will be talking about my new flat i transferred again and this is like my
sixth address here in the uk in a span of like three years i hope this is the last address
before having like my own mortgage or own house i had a bit of trouble with the previous tenant
manager so i had a lot of stress and i'm going to tell you everything all the story so that you
can prevent it from happening to you as well and how did i get to buy all these furnitures without
having cash like i'm so broke at the moment but first let me just tour you around my flat
So this is now my flat
all the furnitures here are from ikea except the dining set - this sofa, the table, the carpet
tv stand... this one as well i just wanted to hide the utilities like my ladder and you
know all those stuff
and these are my waste bins
and I have a fridge
I just don't have a dishwasher but that's fine
and this one also from ikea i really love it because it's empowering
so i can reach the things in the cupboards
up there
This is the original waste bins
but it's so small so i'm just using it for clean recyclables and i don't use plastic bags anymore
i just go straight there and just throw it in the bin
i'll show you the outside world
I bought seeds from B&M
and wow look at that it's growing
this is like my patio
and i also have plants here
wow so pretty this one's given by a friend
so pretty
so everything here is loan
The TV is from vivup
I'm paying installment
for two years
and also there's no interest to pay
then and they didn't do a credit check
and that's good about vivup
that's one of the employee benefits
moving on to my room
so this is my room
this is actually my office slash bedroom
this is where i'm gonna do my sewing
this is my cricut
and if you guys wondering where is the bed
it's actually here
this is my bedroom
and that one is from ikea
it's actually a kitchen shelf
but i used it as a shelf for my brushes
and my whatever when i'm preparing to go out
this one is from ikea as well
you can order a door for it but i was a bit resourceful
I decided to screw a hook in there
and I have a curtain rod from before
I have my bags in there
two wardrobes there one is a three door and one is a two-door
and guys this is so heavy
according to feng shui there should be a headboard
which this bed doesn't have
because this is the cheapest that i could find in ikea
so what I did, I bought a table top
and then I painted it with a nice color
and I just put it there and it just works well
moving on
so this is where I put my shoes and some jackets and stuff like that
and this one is a mirror i really like the mirror
this is my toilet
I have a bathtub and then yeah
so guys if you can remember
the last video I posted was the flat which was £1700 per month
it was really a nice flat
it has a really good location and all that
but it was just too expensive for me I realized that i'm not that rich
I was sharing it with my partner
but a £1700, not yet including the bills divided by two is still expensive for me
it was originally a three-year contract with a two-year break clause
break clause means in two years time
you can move out of the flat without paying for termination fees
or anything like that as long as you tell the landlord two months ahead of time
or that's just an example
it depends with how the break clause was made
we got it from marsh and parsons
and then when we decided to see our options and how we can terminate the contract
so we can move out of the flat
we were told that there was no break clause
and it was just like a three-year contract
but i remember that they actually let us sign twice
I read the first contract
and I signed it
and the second contract I didn't read it anymore
so okay fine
we just let it go
what are the other options a
nd our tenant manager
is just telling us to do a termination of the contract
which we're gonna pay for the marketing fee
the termination fee
and anything that was paid by the landlord when we started our tenancy with them
okay fine termination fee whatever we're happy to pay for that
what I couldn't really accept
we have to pay 10 every month
for the letting fees until like the end of our original contract
even though there's a new tenant
we have to pay them this 10 percent until october 2024
and on top of that,
if they agree on a lower monthly rent
with the new tenant and the landlord
then we have to pay the difference
It's unacceptable
I can't accept
that we still have to pay even if there' a new tenant already
My boyfriend sent a message to the sales agent
He inquired
The sales agent suggested change of occupancy
If you're willing to find new tenants
That's the only time we realised that it's possible like that
That's the only time that she (tenant manager) gave us the instructions
I did everything to advertise
and I have a lot of stuff
so I had to rent
an additional storage space
So I can put all the rubbish in there
not really a rubbish
but like ... a lot of my stuff
so that out flat would look nice
and then there were a lot of people who came
to view the flat
and they seemed interested
and then the next day
they found (a place) somewhere else
or they simply changed their mind
they wouldn't take the flat
things like that, like..
we thought that we found someone already
But actually, no
so it was frustrating
We even hired an independent marketing agent
Because we asked Marsh & Parsons
If they can help us market the flat
and they said no unless we're doing termination of contract
So I just strived hard
i tried my very best
until finally we found an nhs doctor
he really liked the flat
we went ahead and paid 50 pounds
for a reference check
and then
It was so slow
we were waiting and waiting for several days
and then she ended up telling us that
oh it failed so you have to find a new tenant
The reason that it failed
is because he's just about to start his nhs job in london
and he's coming from ireland
and he was really willing to pay three months in advance and all
But he was not given that kind of option
So.. I sent an email
this is so frustrating and blah blah blah
out of my desperation
I called the landlord
and I said I'm so sorry to bother you
but i'm just quite desperate at the moment
luckily the landlord was really nice
it's just they chose a really bad tenant manager
even though the credit check failed
it's still up to the landlord to agree
He can actually override it
then I told him
I saw this person personally
when he came for the viewing
he seems like a good person
he seems like a responsible person
and i usually have a good judge of character
so after like 30 minutes an hour
he then said, okay i agree
They then sign the contracts and everything
Then the tenant manager told us
the change of occupancy is now finished
so we were happy
and then one day
The landlord sent me an email
He said, can you just make sure that
the new tenant gets the right account to send the monthly rent
I thought
when the tenant manager sent me an email that it's all finished
that they were able to secure the monthly payments of the new tenant
they are the receiver of the rent payments
so why did they not secure it
I already gave the keys and everything
because she said it was all complete
so she did not secure the standing order yet
of the new tenant
standing order is like a direct debit that
every month you're gonna give this money to this account
and the new tenant, I was communicating with him
but he was really busy and at the time he was in spain
He couldn't do the standing orders using his phone
He needed a PC
Good thing that as soon as he came back
from Spain
he immediately did the standing order
and he sent an email to the landlord
that was the only time I could breathe better
that I felt that everything is okay
and then one more thing
every email of the tenant manager
says that the deposit is going to remain intact
so me
having this as a first time experience
I thought
the deposit will still be given back to us at the end of the contract
even if there's a new tenant
which is wrong information,
becase at the end of the signing of contract
I saw there that the deposit is going to be released to the new tenant
so supposed to be
the new tenant
should have given us the deposit
so I told the new tenant,
sorry we thought our names would not be changed, but we're wrong
then he said he already spent his money
and he's not very comfortable giving us the deposit since he's not sure what damages we did already in the flat
so the ending, he just said, it's your money.
I'll give it to you at the end of term the contract when they give it to me
so i have that email conversation
he said it's your money
at that time we were desperate anyway
So it's like...
okay fine
The termination fees will cost us so much more than losing our deposit
and then I moved here in my new flat
I'm happy
before
we were paying £1,700 for a one-bed flat
and now i'm paying £1200 for a two bed flat
the location it's not that perfect
I have to walk 12 minutes going to the train station
and the train is like 40 minutes and then another 10 minutes to walk as well
so one hour and 10 minutes before my shift
I have to leave already because if not,
then i'm going to be really late
and because it's like an industrial area
there's too many factories,
it's sometimes dusty outside
so far so good you know i feel so home
i love how it was unfurnished
that i was able to create my space
to have like a bedroom and an office space as well at the same time
so for the question by the way how did i find this cheap flat
because it's usually like 1500 and up for a two bed flat
but i got this cheap because this is part of the london living rent
is a type of affordable housing for londoners
or whoever is working in london
to be able to save money for mortgage
they have a certain criteria so not everyone can apply for this
i found this online
i just searched london living rent in google
and then i found network homes
they just do a one-day viewing and they will not do any other day
so it's either you come or you lose your chance
and fortunately they chose me
they usually prioritize nhs workers or the essential workers
All my furnitures here
It's all in loan
with Ikea
so there's ikea loan
you can borrow money and pay at an installment like every month
there's no interest or anything
so that's the good thing about it
You can choose to loan one thousand or two thousand
for me three thousand pounds and
it's a three year monthly payment of eighty-four pounds
which is not bad compared to how much I was paying in my old flat
just go to the ikea website
and then submit your application
they will do a credit check
so make sure that your address is all correct and it's in sync
with your address as shown in your bank statements
even the previous address
so whenever i pay like i order online from ikea
i just choose the option for like ikea loan or ikano
that's the option there to pay for it
and yeah
I got these all delivered, they had to deliver 3 times
because it's all too heavy
as in super heavy
You can never imagine how heavy it was
that I couldn't even imagine I was able to handle everything all by myself
I got a little help from my boyfriend
he was busy with a lot of things so
he couldn't really help much
i was on annual leave
and i really wanted to do it as soon as i can
so I just did it by myself
and i don't want to disturb my friends to do it for me
help that's the kind of person that i am
i just don't want to bother people
I hope you enjoyed watching this video
i will try to do more videos for you guys
there's quite a lot that i would like to do but it's just
so busy..
perhaps too lazy
but guys
I will upload more videos for you guys
many videos
just subscribe to my channel and don't you worry
okay say goodbye now baby
goodbyeeeeee
so
you