﻿What’s up everybody, I’m Logan Allec, I’m a CPA, and today I’m going to show you seven ways to save
money when you’re shopping at Target. While Target consistently offers promotions and discounts,
you can often save even more money by taking a few simple steps. If you shop consistently at Target,
you could take a substantial amount of money out of your expenses with even a small percentage off
of full price items. You might only be able to take advantage of a few of these ideas
on each trip, but your savings will still add up over time. So, let’s get into it.
First, check the Target weekly ad. This is a great place to start if you’re looking for good
deals on products specifically at Target. Check the Target website to view the current weekly ad
as well as a sneak peek at next week’s promotions. On top of the base weekly ad sales, Target Circle
members should also browse through the ad for member-exclusive offers. Some promotions are
also only available for pickup through the Target app. The second way to save money at Target is to
use the Target RedCard. If you’re wondering what the Target RedCard is, it’s a special rewards card
that’s available either as a debit or credit card. Purchases made with a RedCard at Target.com or a
physical Target store automatically have 5% shaved off the sale price, which can add up to a lot of
savings over weeks, months, and years. The RedCard also comes with additional benefits like five
percent off at Starbucks plus two-day shipping and 30-day return extensions on most items.
Neither the debit or credit version comes with any annual fee, so all the money you save will
go straight back into your account rather than covering the annual fee. However, you should
carefully consider your options before applying for a Target RedCard — particularly the credit
card, applying for a credit card could potentially ding your credit score because it’s a new inquiry,
I’ve made other videos on credit cards and all that so I won’t labor that point here,
but it is an option. Number three, if you’re shopping at Target.com, make sure to take a look
at the Clearance and Top Deals areas of the site in order to find the best offers. You’ll be able
to search for Target.com promotions as well as prices at local stores, so this can even help you
save money if you’re planning to shop in-person. These listings also show what the price was before
the discount, giving you a better idea of how much you’re saving. Keep in mind that you can
also use search filters to find promotions when looking for products on Target.com. The fourth
way to save money at Target is to sign up for Target Circle. Target Circle is a free program
that enables customers to earn rewards on every Target purchase. You don’t need to pay or apply
for a card to take advantage of Target Circle rewards – you’ll automatically be enrolled after
creating a Target.com account. With Target Circle, you’ll receive one percent back on every Target
purchase you make, including both online and in-store transactions. To activate your rewards,
just remember to enter your phone number or scan your account barcode at checkout. You can also
upload receipts to earn retroactive rewards up to seven days after the initial purchase. Additional
Target Circle benefits include five percent off an entire birthday shopping trip and exclusive offers
that aren’t available to non-members. Members can also currently access four free months of
Apple TV plus, Apple Music, and fifty gigabytes of iCloud storage plus six free months of Apple
Arcade. It only takes a minute to sign up, which makes Target Circle one of the simplest ways to
save money while shopping at Target. Number five, use Shopkick. Shopkick is a cash-back
app that enables users to earn gift cards simply by shopping online and in physical stores. After
downloading Shopkick on an iPhone or Android, you can earn Kicks by walking into a Target,
scanning specific barcodes, and uploading your receipt after buying certain products. Kicks
can be redeemed for gift cards to a long list of popular brands including Amazon, Starbucks,
and yes, Target itself. If you’d like to see me show you exactly how to use Shopkick at the store,
be sure to check out my Shopkick review, link at the top of the screen and in the description
below. Also, use my Shopkick promo code LOGAN to get a $5 bonus when you download the app and
earn at least 10 kicks within 7 days. Number six, look into price matching if you want to
get really efficient with saving money at Target. Like most other major retailers, Target provides a
relatively generous price matching policy that covers their own prices as well as prices from
other brands. You can bring evidence of a lower price from “Target.com, select online competitors,
or Target’s or local competitor’s print ad” and get the best price at the point of sale. Don’t
forget to check Target.com as well as competitor websites, particularly before making any major
purchases. Target will even match prices from any of those retailers for a full fourteen days
after you make your purchase. If an item goes on sale within the first two weeks after you buy it,
just bring that information to your local Target to get the difference back. Target also has a
unique price matching program that’s available throughout the holiday season. According to their
price match guarantee, any online or in-store purchases made on or after October tenth can be
brought in for a full price match anytime before Christmas Day. Don’t forget to keep the receipt
or order confirmation email on hand in order to take advantage of any price matches. Alright,
number seven way on how you can save money while shopping at Target is to buy store brand products.
Target offers store-brand alternatives to a variety of brand-name items. Shoppers who want to
spend less money at Target should check the price gaps between store-brand and name-brand products.
For example, we found an 18.8-ounce box of Honey Nut Cheerios for $4.19 on the Target website,
while a 12.25-ounce box of Target’s store-brand alternative was available for just $1.99. So even
though the brand-name box was bigger, and usually the bigger the box you buy, the lower the price
per ounce, the Cheerios cost 22 cents per ounce while the Target Market Pantry-brand Honey and
Nut Toasted Oats Breakfast Cereal only cost about 16 cents per ounce, so for this kind of product,
Target is currently providing over 25% in savings relative to the price of the name-brand General
Mills product. Of course, store-brand alternatives may be the same price as or even more expensive
than their name-brand counterparts in some cases, so you really gotta look at that price per ounce,
at least give the store brand a try, if you don’t like it, you can return it, they say on there,
if you’re not completely satisfied with this product, you can return it for a refund and then
go buy your Cheerios. But there are food products that we only buy generic because we can’t taste
a difference, others you can, but some things really do just taste the same. Alright folks,
those are some ideas on how to save money at Target. If you try any of these methods out,
or if you have opinions on them, let me know in the comments! Or, even better: if I missed
a way to save money at Target, feel free to share with me and everyone else in the comments below,
because who doesn’t like saving money, right? Also, right over here is my Shopkick review video
if you want to check out that app for yourself, and I also have my video review of the GetUpside
cash-back app, which I use to get cash back on gas, I’ll see you over in those videos, buh-bye.