- [Voiceover] These days, the ultra-rich
are always looking for ways to distinguish themselves.
For the average person, credit cards
only represent a means of getting by when money is tight
or just a way to make extra purchases.
But it turns out that some credit cards
take things one step further.
With these elite credit cards, it's safe to say that
if you had one of them, it would definitely turn some heads.
These are the five most exclusive credit cards
in the world.
Number five is the Merrill Accolades
American Express card.
In order to obtain this rare credit card,
you must be identified as one of the most
valuable banking clients of Merrill Lynch
which is one of the most prestigious wealth management
firms in the entire world.
The Merrill Lynch Accolades Card
has a sleek black design with the
customary Merrill Lynch bull logo emblazed on it.
In order to hold this card, you must pay
a very low annual fee of $295,
but the perks and exclusivity of the card is
what makes it truly a card of the rich.
The perks of holding the Merrill Accolades Card include
premium concierge services just for you,
hotel discounts and upgrades, as well as
a complimentary and all-paid access to select resorts,
cruise programs and discounted access to private jets.
Number four is the Citigroup Chairman
American Express Card.
Just like the Merrill Accolades American Express Card,
this prestigious credit card is only available to you
if you are one of Citibank's most important customers.
The Chairman American Express Card has
an annual fee of $500 with no preset spending limit
but is difficult to obtain due to the fact
it is only available to people who are invited to use it.
The Citigroup Chairman American Express Card
offers and all-day personal concierge,
a travel rewards program, complimentary lounge access,
access and opportunities to purchase private jet services,
room upgrades at Hilton Hotels and much, much more.
Number three is the Stratus Rewards Visa Card.
The Stratus Rewards Visa Card is a highly exclusive
credit card that is commonly called "The White Card".
This credit card is available only by invitation.
The target audience for this credit card are
high net worth customers who frequently use private jets
to travel and are looking to rack up credit card points
while doing so.
The Stratus Rewards Visa Card has an annual fee
of $1,500.
Holders of this card can pool their earned points
to redeem them for free flight hours on
private Marquis jets.
Other perks of this credit card include
quarterly gifts of trendsetting items, complimentary
car service, upgrades and special amenities
at luxury hotels and upscale merchandise discounts.
With a Stratus Rewards Visa Card, cardholders
can also redeem their points for consultation
with lifestyle experts and famous personalities.
Number two is the JPMorgan Palladium Card.
The JPMorgan Palladium Card is an exclusive offering
for the wealthiest of JPMorgan Chase clients.
This means that to even get a chance to look
at this credit card, you must at least be a customer
of JPMorgan with $250,000 or more in investable assets.
The Palladium Card as an annual fee of $595.
This may seem steep, but this credit card offers
perks like no other.
All other typical credit card transaction fees
are instantly waived for holders of this credit card.
The card, itself, is made of pure Palladium
and the card is also adorned with 23 carat gold
and its logo and card number are etched in by laser.
Just the card, alone, is of such value,
card members also receive a plastic version
of their Palladium card for use among the public.
The upsides of owning a Palladium Card
include top-tier concierge services,
unlimited complimentary access to more than 600
airport lounges, access to private Marquis jets,
a travel rewards program, and guaranteed
first class upgrades when flying on British Airways.
And number one is the American Express Centurian Card.
The American Express Centurian Card,
which is known simply as "The Black Card"
is the most famous and exclusive credit card in existence.
In order to get your hands on this elusive credit card
you have to pay, not only a steep, one-time initiation fee
of $5,000, but also, a staggering
$2,000 annual fee.
Because of the high cost associated with
owning this credit card, very few people in the world
will ever see it, let alone posses "The Black Credit Card".
If you ever do manage to get your hands on one of these,
you'll probably notice that The Black Card
is made of solid titanium, unlike most plastic credit cards.
There's no way for you to obtain a Black Card,
other than through an invitation from American Express.
The entry requirements for The Black Card are kept
a closely guarded secret, but it is believed
that you must show 6-figure annual spending habits
in order to even be considered, but the Black Card
certainly has its perks.
These included a dedicated concierge,
complimentary airline tickets, access to airport lounges,
flight upgrades, complimentary hotel nights,
personal shoppers at luxury retailers and the
ability to shut down luxury shopping outlets
so you can go about your shopping without being
disturbed by anybody else.
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