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Important aspect of having a baby
is the financial part of it.
It's that the couples don't need to be
physically and mentally prepared,
they also need to be financially ready,
which I was surprised to know that a lot of people
a lot of couples don't really think about that.
They just think that they have to physically and mentally ready
and then they can have a baby but
finance also plays a very important role right?
Yes, it does
because
it is just not after their delivery
during those 9 months also
I have seen a lot of patients who come and tell us
that no, I cannot afford to leave the job,
I have a huge EMI going on.
But it may happen that during those 9 months,
that we may advice some women rest.
So they should be in a financial status to take a break
if the doctor advices them to do that
and after the birth of the child,
the child needs the mother at least for 6 months.
Right absolutely, and a lot of companies do give us a maternity leave.
So that's a great thing.
Alright, thank you so much doctor.
Actually, for all new audience out there,
we've done some homework for you
to give you an idea about the financial aspect of having a baby.
Let's have a look.
You need to be financially ready.
This is super important because
money issues always lead to stress
and stress can negatively impact this whole process.
You need to be sure that you can handle
the financial implications of having a baby.
Now, this does fluctuate from family to family.
So make sure you plan for the addition of another person
to your lifestyle,
especially with the rising cost of good medical care.
How to manage money spending
before and after having a baby?
How much money to spend depends on how much you earning.
like your ovarian reserve, you need to think about your financial reserve also.
Exactly, because not a lot of people think about it.
But one thing is for sure,
when couples come to us and I ask them,
but what were you waiting for for so long?
We thought that we not financially fit.
So there has to be a balance.
You cannot keep earning till 40
and then come to a gynaecologist saying,
I'm 40 and now I want to have a baby.
So, you need to have a balance,
you need to figure out from the very beginning. Alright!
Can you suggest some practical tips
one can use to be financially ready for a baby?
I tell my patients that if you can take a break for 2 years,
you're financially fit to become a mother.
During pregnancy, if I ask you to take a bedrest,
you should be in a position to take rest
if your gynaecologist advices you to do that.
And a year after that, when your baby needs you the most.
Because generally we'll see that these viral infections
are more common among the new borns.
So if you can take a break, you are financially fit to have a baby.
Thank you so much Doctor for answering all our questions.
We'll see you next time and until then
Stay tuned and stay Glamrs!