Hi guys, welcome to another episode of AskTSL.
In Chow's house tour video,
you guys asked for a video on like,
tips on how to move out and,
as well as adulting.
So, here it is.
People who have moved out.
Yeap.
Can you all please share your housing situation right now.
I've moved out from my parents house at Pasir Ris.
All the way to the center of Singapore.
To the better side of Singapore, right?
Yeah.
Yeah, so that's my current housing situation with my husband of course.
In Chow's house tour video,
you may have found out that I moved out and I am now renting.
For me, I bought a resale,
because BTO just did not want me.
For like, 5 times.
I'm moving in soon,
because my renovations have completed.
I currently live in an illegal,
illegally rented landed estate with 20 other construction workers.
Just kidding.
But that was the first place that I lived in.
Yeah, that's what he told me.
It was illegal?
But anyway,
I stay in a 4-room HDB.
I've been there for like 4 years,
with my family.
Before we jump in to the questions,
we want to thank Syfe Trade for sponsoring this video.
Syfe Trade is a easy and simple to use platform,
that makes trading accessible for anyone.
This is a good option for those looking for a side-hustle or a passive income,
if you want to make mortgage or paying rent a little bit easier.
And if you want to find out more,
you can check out the link in the description box below.
And let's jump into your questions!
What are some pros and cons of moving out?
Being away from your parents.
Freedom!
Yeah!
Yeah, you can come home anytime you want, right?
Then you don't have to listen to the,
"Where you go?"
"Why you so late?"
Because I was renting, and I could really choose the way I wanted it to be, right?
You can have your own chaotic, eccentric design.
Exactly.
It's just messy, your room.
Don't take anything here, because here very messy.
Stop it!
Yeah, that's the answer.
We haven't answer question, they're going to fight.
Moving out gives you the opportunity to,
grow as a person.
It pushes you to make big decisions.
Kind of like being born again but,
like instead of moving out of your mom's,
you're moving out of their house.
It's a very good new adventure to set out to.
And also right, you know there are some people that,
if they don't move out of their parent's house,
they will not learn life skills,
like cooking, doing the laundry.
Mine is like, I have a very good story to tell.
- Estee are you okay? - Are you okay?
She's so shocked by the story.
I had to push myself to learn how to,
- To unclog... - Fix shower stuff.
So mine was like, I was showering and then I accidentally dropped the shower head.
- So now we have a very strong combination. - A hose.
For 3 days, I was taking a bath in that.
You know, right?
Fountain.
So for him, he must catch the water,
at the right angle.
I fixed it.
Now I have a very good heavy duty,
shower head.
Oh, cons?
Wah, expensive.
I think that's the biggest con.
If you are renting with people,
you have to kind of learn how to live with other people's habits.
And, get used to bad habits.
(PD) What was the process like for renting a house?
Coming from a foreigner's experience,
it's a bit more complicated because,
you have to find agents that you can trust.
For example, my first year,
I got tricked by an agent,
because I had to pay for a very expensive master's bedroom condo.
It made me jealous also.
All the other condos, beside our condo had pools except ours.
So I was like, god dammit.
One of the new parts about looking for a place to rent is.
finding the different platforms where people talk about apartments available.
I think I went through at least 5 Facebook groups,
all the forum types, right?
The forums are from the owners themselves,
so nobody takes a cut, there's no middleman.
Oh, so it's more affordable.
(PD) What day to day considerations are there to factor in, if moving in with friends?
A good friend doesn't mean the person is a good house owner.
Because everybody has different habits.
You, yourself may have different habits that your housemate knows.
- Exactly. - Give and take.
About what's their schedule, their daily schedule like.
I have housemates who sleep very late.
I remember lying down at midnight, 12.30 am, right?
Falling asleep, like, drifting off already.
Then suddenly there's a,
And I was just like, "Oh my god, please stop!".
Also consider whether or not you can have open conversations with these people.
Because basically, the solution to that,
was me, walking out of my door and knocking on their door,
and going like,
(PD) How much income should you allocate for rental/mortgage?
Not more than 10%.
So...
Out of all of us, I would say arguably, you pay the most.
Oh yeah.
Do you have a passive income stream?
Apart from my day job in TSL,
I do my own social media work.
I used to also run 'Gentle Gifts'.
That is my little,
accessory brand.
Plug!
I also have been,
investing a little bit, here and there since I was a student.
Syfe Trade is one of the platforms that I use,
for stock trading because,
it is actually, extremely simple to use.
And I was already a Syfe customer before that.
One key difference about Syfe Trade is that,
you can do fractional trading,
which means that if you buy one Tesla stock for example,
the whole stock is going to cost you right now,
$700 to $800 but,
if you only have $100,
you can buy 1/7 of Tesla stock instead.
One more thing that I really like about using Syfe Trade,
is how they have free monthly trades,
it literally means you trade for free.
Because usually, you have to pay very high commission fees,
whenever you do a trade, right?
And so you must to be very careful.
You can't like trade in, trade out, you must really think.
So to have 5 free trades,
it's like a free pass.
(PD) Okay, next question.
(PD) How did you pick your house?
Okay, mine was through location so I used this,
proximity...
What's this?
Radius.
Yes, correct the radius one that's like within your parent's home. Radius.
Yes, correct the radius one that's like within your parent's home.
And then I narrowed down the top 5 contenders,
and then we will go down and visit the flat to get the vibes.
And then I have a whole checklist.
Wah, she got checklist mine is I just feel it.
You feel the vibes.
You must feel the vibes.
My husband when house-hunting right,
one of the houses,
we asked the owner,
"Hi, is there..."
I think they call it 'West Sun'.
So when the sun sets, your house is like a furnace.
Then she was like,
"Oh no my house got no 'West Sun' you know."
"It's a very very prime location."
"It's not very hot."
We went back to that house again in the afternoon.
Walao it's like an oven.
Then she still brought us to the balcony.
"Yeah, you see got no 'West Sun'."
Then we were like...
Yeah okay, thank you.
She wasn't very...
They don't have the 'West Sun', they have all the sun.
Yeah, she had all the sun.
It was just directly in your face.
(PD) May I know how long they are renting the flat for?
All those works such as furniture and planning for the rooms,
are bound to be gone one day,
once they stop renting.
Seems a bit shag.
It's a good idea to make your place homey as much as you can,
because in the end there's where you stay most of the time.
And you need to feel the rest whenever you're home.
The shag part of finally moving out,
I think it should be okay, you can always sell it.
The part about him saying you must decorate your house,
in a way that makes you feel homely,
when your home is true.
I really feel like a Sim.
Every time I buy nice decorative item to put in my house,
I feel like my happiness level goes up by 1.
I buy a succulent then I put there then I'm like...
When it comes to lease period right,
trust me the landlord's process of tenant hunting,
is equally painful as your house-hunting.
So they also don't want.
And usually, if your tenancy period is longer,
you can bump down the price.
Just be charismatic and stuff.
Thank you for watching this episode of AskTSL,
and thank you Syfe Trade for making this possible. Thank you for watching this episode of AskTSL,
and thank you Syfe Trade for making this possible.
Syfe Trade is an easy and simple to use platform,
that makes trading available to anyone.
And it also has one of the lowest commission fees,
so it's even accessible to beginners.
If you want to find out more,
click the link in the description box below.
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and watch all our videos over there.
Ring the bell.
Bye!
Syfe!