2017.
>> Judge Judy: How much did you
pay for it?
>> $14,000.
>> Judge Judy: Did you have a
note on the car...
>> Yes, I did.
>> Judge Judy: ...or did you pay
cash?
So if you had a note on the car,
then, Ms. Jiles, you had to have
insurance, full insurance,
on the car, correct?
>> Yes, ma'am.
>> Judge Judy: Yes, of course
you had to have insurance.
And your car was stolen.
>> Yes, ma'am.
>> Judge Judy: Did you report it
stolen to the police?
>> Yes, ma'am.
>> Judge Judy: And did you
collect on the insurance?
>> No, ma'am, I did not.
>> Judge Judy: Why not?
>> The transmission went out in
the car, and I wasn't driving
it, so I did not pay the
insurance.
>> Judge Judy: So you didn't pay
the insurance.
>> Yes, ma'am.
>> Judge Judy: That's a
big problem.
You had a contract to pay the
insurance, right?
So somebody gave you $14,000.
How much did you put down on the
car, Ms. Jiles?
>> I put down $1,000.
>> Judge Judy: And so you took
out a loan for $13,000.
Did you pay off that loan?
>> No, ma'am.
>> Judge Judy: And you didn't
have insurance.
>> I had insurance prior --
>> Judge Judy: But then you
didn't have insurance while you
were supposed to have insurance.
>> Yes, ma'am.
>> Judge Judy: So you stiffed
the bank.
>> I'm still paying on the car
note.
>> Judge Judy: Show me.
I want to see that you're still
paying on the car note $13,000
because that would be very
interesting to me if you're
still paying on the car note
of a car that you don't have,
and all you're suing the
defendant for is $700 and then
$900.
The other is for "punitive
damages for losing my car."
So you paid him $900, and he
didn't fix your car.
So I want you to show me that
all the payments that you made
in January, February, March,
April on the car of this year --
>> Okay.
>> Judge Judy: But don't waste
my time.
If you didn't --
>> I'm not wasting your time.
I did.
They were paid, ma'am.
I'm not wasting your time.
>> Judge Judy: Fine, so you've
been paying on the car for
March and April.
What's the monthly payment?
>> The payment is $298.
>> Judge Judy: Okay, March and
April payments.
>> Yes, ma'am. I have those
payments.
I also have the way that I paid
them, and I also have the text
message stating that when
Mr. Egans got my car.
>> Judge Judy: No, no, no, no.
I don't want all of that.
>> There you go.
>> Judge Judy: This tells me
nothing.
>> That is the payment --
>> Judge Judy: That tells me
nothing.
Your car payment, according to
you, is $298.
>> Mm-hmm.
>> Judge Judy: That's your car
payment.
>> Yes, ma'am.
>> Judge Judy: I want you to
circle on here your car payment
for February and March.
Return... I don't want that
piece of paper.
>> Byrd: Okay.
>> Judge Judy: That's nonsense.
[ Laughter ]
$298.
I didn't see any payment for
$298 anywhere.
>> I paid extra.
In February, I paid $350 in
February, ma'am.
>> Judge Judy: Just a second.
Why would you pay $350 in
February?
>> Because I was in between
jobs.
I was a little behind.
So I made sure to catch up my
February payment.
>> Judge Judy: Just a second.
So you were a little behind.
How many...
Just a minute.
How many months behind were you?
>> I wasn't any months behind,
ma'am, maybe a couple of days or
maybe a half a m--
You know, like I maybe paid half
of, you know, last month or
something like that, but I think
maybe with interest, like I
said, I paid $350 in February
for my full car payment, which I
have right here.
It says, "Paid in full."
>> Judge Judy: May I see what
she's showing me?
>> And this is...
>> Judge Judy: Just a second.
Let me see "Paid in full."
Don't give me a lot of papers.
Let me see "Paid in full"...
>> That's February.
>> Judge Judy: ...for February.
Well, the total amount due
February 1, according to this,
was $773.89.
That's on February 1.
And on February 9, you paid,
according to this,
$350 on total amount due
$773.89.
>> I have --
>> Judge Judy: That's what this
says.
Now you can show me this same
thing from March.
So, so far, you're at least a
month behind.
That's what this says.
>> I have my full payment
history right here.
It is not say--
>> Judge Judy: You just...
Ms. Jiles...
you just handed me this thing
that says --
>> That was from a statement
that they gave me in February.
>> Judge Judy: In February that
says $733 that was due and
owing.
You made a payment to them of
$350 on February 9.
Then sometime in February, the
car's transmission, according to
you --
>> No.
>> Judge Judy: When did the
car's transmission go?
>> In March, ma'am.
I just tried to show you.
>> Judge Judy: Just a second.
In March the transmission went.
Now you're going to show me
March's payment.
>> I have --
>> Judge Judy: March's payment.
>> Yes, ma'am.
When my transmission went out,
ma'am, I spoke with the bank.
The bank told me that I could
pay them --
>> Judge Judy: Don't tell me
what the bank told you.
Ms. Jiles, this is your problem
with me.
Your problem with me is that
right now, you don't...
According to you and according
to the defendant, nobody knows
where your car is.