Because if its preventive vaccination.
As I talked about, you have no out-of-pocket cost on these
but here it's non preventive and that vaccination could be covered,
but you may have co-pays or a co-insurance or possibly
a deductible
Welcome to Medicare School Daily, where we help you understand Medicare,
save money, avoid making mistakes and above all else, get the most
out of your Medicare benefits.
We get a lot of questions about prescription drugs.
How will my prescription drugs be covered?
Specifically, what I want to dress in this video is
are any medications covered by original Medicare, A and B?
And the answer to the question is yes.
Any medication
that's going to be professionally administered
is going to be paid by A or B, and so that would be
if you're in the hospital or you've been admitted,
the A of Medicare is going to pick up some of the cost or most of the costs.
Those meds, outpatient would be getting outpatient surgery.
Maybe the pain meds that go along with that or the anesthesia.
Anesthesia.
But you will have meds covered by A and B, but it has to be
professionally administered either in or outpatient.
Now, in addition to that, this could be actually self-administered.
But this is when someone has been diagnosed
with diabetes, typically type one, and they're receiving insulin
and if they have an insulin pump that administers that insulin,
then the insulin will be paid through Medicare Part
B, which is really honestly a blessing.
Most Insulin's not paid through Medicare B, it's paid through drug plans.
But if you're using a pump,
the insulin running through the pump is also going to be covered
through Medicare.
B, just like the pump would be.
And then lastly, preventive vaccinations.
Now, Medicare doesn't cover a lot of preventive vaccinations.
it's certainly gonna cover covid,
It will also cover flu shots, pneumonia, shots and hepatitis B and that's it.
So if it's considered to be a preventive shot, a preventive vaccination,
then Medicare B is going to pay for those on your behalf.
There will be no cost to you whatsoever on that. Okay.
But not all vaccinations are going to be paid through B just what I mentioned.
again covid, hepatitis B, the flu shot and the pneumonia shot.
All right.
Now that's A and B of original Medicare is going to cover those items.
Now, many of you are going to take self-administered medications high blood
pressure, cholesterol medications, maybe heart medications,
those types of medications.
And so they're going to be covered by drug plans.
Now, I know our question was all about A and B,
but want to make sure you understand that's the distinction, A and B covers
professionally administered meds, preventive and insulin going through the pump.
But anything self-administered is going to be covered to your drug plan.
Now most zip codes there's about 15 to 30 different drug plants.
So we assist you in making sure you're going to be on the right drug plan.
But these are ones that you take on your own, whether it's a mail order
that you use for your prescriptions or you go to a retail pharmacy.
It's the drug plan,
Part D that's going to cover some of the costs of those medications.
And then lastly, non preventive vaccinations,
there are vaccination shots such as tetanus, maybe shingles shot, but
shots that are not covered is a preventive shot by Medicare,
but they're still covered and if it's covered, it's
going to be covered usually through your drug plan.
And the thing you have to pay attention to is,
is it covered through the drug plan, number one?
And number two, is it going to have a co-pay
or a deductible that will apply because of its preventive vaccinations?
I talked about you have no out-of-pocket cost on these,
but here it's non preventive and that vaccination could be covered
but you may have co-pays or a co-insurance or possibly a deductible.
All right.
But that will be covered through your Part B plan.
And so Medicare and its different parts, A, B, and D will give
you wonderful, wonderful coverage for your medications.
Hey, thanks so much for watching the video,
and I do hope that it was helpful.
Now if you feel like
you need to learn more about Medicare
to make sure you're making the right Medicare decision,
really the best way and the easiest way to do
that is to go to MedicareSchool.com.
That's MedicareSchool.com,
and you'll be given the opportunity to be able
to click on Get the Free Workshop.
We call that the essentials workshop
and I do all the teaching.
And there you'll learn all the ins and outs of Medicare
to make sure that you have an accurate
and thorough understanding of how Medicare works.
The second thing you can do
is click where it says, talk to a Medicare guide,
and there
you can actually set up a time
where you can discuss your situation
with a Medicare guide.
They'll explain all your options
and actually even walk you
through the enrollment process as well,
if that's what you need to do.
And so go to MedicareSchool.com,
watch the workshop or talk to a Medicare guide.
It would be our privilege to assist you further.