(MUSIC).
GOOD MORNING EVERYBODY AND WELCOME TO THE BALANCING ACT, WE ARE SO GLAD YOUR WITH US
THIS MORNING.
I'M JULIE MORAN.
GOOD MORNING, I'M OLGA VILLAVERDE.
TODAY IS EARTH DAY!
THAT'S RIGHT.
I LOVE THAT.
OVER A BILLION PEOPLE IN 190 COUNTRIES ARE DOING THEIR PART TO CLEAN UP THEIR COMMUNITIES,
PLANT TREES, AND TURN THEIR FOCUS ON THE UNIQUE ENVIRONMENTAL CHALLENGES THAT WE'RE ALL FACING.
WHAT A GREAT THING.
IT'S A GLOBAL EFFORT TO SHED LIGHT ON WHAT MUST BE DONE TO CREATE MORE SUSTAINABLE WAYS
OF LIFE.
AND, WE CAN ALL DO OUR PART, FROM REDUCING OUR PERSONAL CARBON FOOTPRINT WITHIN OUR HOMES
TO HELPING CHANGE PUBLIC POLICY.
SO IT'S VERY IMPORTANT TO RECOGNIZE THE IMPORTANT OF GOING GREEN.
AND LETS GO GREEN RIGHT NOW.
LET'S GET STARTED RIGHT NOW.
THE BALANCING ACT STARTS RIGHT NOW.
(MUSIC)
WE ALL WANT TO SAVE ENERGY AT HOME.
WE ALL WANT TO SAVE ON OUR ENERGY BILLS WHICH IS VERY IMPORTANT.
WE WOULD BE HELPING IN THE FIGHT AGAINST CLIMATE CHANGE.
SO, WHAT CAN YOU DO TO MAKE YOUR HOME MORE ENERGY EFFECIENT?
WITH US THIS MORNING IS DENISE DEWRET FROM THE EPA TO PUT US ON TRACK TO ENERGY EFFECIENCY.
GOOD MORNING.
THANK YOU FOR HAVING ME.
OH, I'M GLAD YOUR HERE.
I GOT TO TELL YOU MY HOUSEHOLD IT'S HILARIOUS.
I'LL GET THE BILL.
THE ELECTRIC BILL.
UH HUH.
I'LL BE LIKE "OH MY GOSH WHAT HAPPENED THIS MONTH!"
SO THEN WHAT DO I DO THAT DAY?
GIRLS TURN OFF THE LIGHTS, GIRLS TURN OFF THE WATER.
WE ARE WALKING OUT OF THE HOUSE.
GIRLS TURN OFF THE AIR.
THOSE THINGS AM I HELPING?
THEY ALL HELP.
IT'S A TYPICAL HOMEOWNER RESPONSE.
YOU KNOW WE START THINKING ABOUT SAVING ENERGY AT HOME WHEN WE STICKER SHOCK FROM A UTILITY
BILL.
YOU KNOW.
WE TYPICALLY SPEND ABOUT TWO THOUSAND DOLLARS A YEAR ON UTILITY BILLS.
THAT'S ABOUT RIGHT YEAH.
AND HALF OF THAT GOES TO HEATING AND COOLING YOUR HOME.
SO THAT'S A MAJOR THING TO THINK ABOUT.
AND THERE ARE THINGS THAT YOU CAN DO TO BE MORE ENERGY EFFECIENT IN THOSE AREAS.
THE SMALL THINGS SUCH AS TURNING OUT LIGHTS AND KEEPING THAT REFRIGERATOR DOOR CLOSED.
TURNING OFF WATER.
THOSE ARE ALL IMPORTANT BUT THEN THERE ARE ALSO OTHER ITEMS THAT YOU CAN DO.
YOU MENTIONED TURNING THE THERMOSTAT UP OR DOWN.
GET A PROGRAMMABLE THERMOSTAT AND TAKE THE GUEST WORK OUT OF IT FOR YOU, AND THEN THAT
WAY IT'S PREPROGRAMMED TO.
YOU KNOW IT'S SET TO SAVE.
DO IT ON IT'S OWN?
MMM HMM.
NOW LET'S TALK ABOUT ENERGY STAR.
YOU ALL HAVE A PLEDGE.
CAN YOU TELL MY VIEWERS WHAT IT IS?
WE DO, WE HAVE A PLEDGE TO BE MORE ENERGY EFFECIENT AT HOME, AND ACTUALLY HELP PROTECT
OUR ENVIRONMENT FROM CLIMATE CHANGE.
AND WHAT THAT MEANS IS GOING ON OUR SITE, AT ENERGYSTAR.GOV.
WE HAVE A GREAT NEW WEB PLATFORM CALLED ENERGY SAVINGS AT HOME.
YOU CAN SIGN UP FOR MY ENERGY STAR ACCOUNT AND LEARN ABOUT ALL DIFFERENT TIPS THAT YOU
CAN DO THROUGHOUT YOUR HOME TO SAVE MONEY ON UTILITY BILLS AND HELP PROTECT THE ENVIROMENT.
AND YOU CAN PLEDGE TO DO THOSE ACTIONS AND THEN COME BACK AND SEE WHAT TYPE OF JOB YOUR
DOING HOW MUCH CARBON ARE YOU PREVENTING?
THAT SORT OF THING.
I LIKE THAT.
WHAT ABOUT ENERGY STAR, WHAT DOES IT MEAN ACTUALLY?
ENERGY STAR IS A TRUSTED SYMBOL FOR ENERGY EFFECIENCY AND WHEN YOU SEE THAT LABEL ON
A PRODUCT, IT MEANS THAT YOUR GETTING THE MOST ENERGY EFFECIENT PRODUCT ON THE MARKET.
SO YOUR GOING TO SAVE MONEY ON UTILITY BILLS AND ALSO DOING A GREAT THING FOR THE ENVIRONMENT
AND THESE PRODUCTS ARE THIRD PARTY TESTED AND CERTIFIED BY EPA APPROVED LABS FOR QUALITY.
AND LETS TALK ABOUT WHAT WE HAVE HERE TODAY FOR EXAMPLE, AND I'M GOING TO BE COMPLETELY
HONEST WITH YOU OK?
I GO TO THE STORE, I NEED A LIGHT BULB, I GRAB THE ONE THATS ON SALE, BAM!
I GO HOME.
AND YET I KNOW WHAT YOUR GOING TO TELL ME THAT IS IN THE LONG RUN, I'M PROBABLY GOING
TO PAY MORE.
SO HELP ME UNDERSTAND WHY MAYBE GETTING THIS KIND OF BULB MAKES A DIFFERENCE.
WE ALWAYS SAY LOOK FOR THE ENERGY STAR ON PRODUCTS WHEN YOUR BUYING FOR YOUR HOME.
YOU CAN FIND THE ENERGY STAR LABEL ON OVER SEVENTY PRODUCT CATEGORIES FOR YOUR HOME.
SO IT'S PRETTY MUCH OUT THERE ON EVERYTHING.
AND WHAT MAKES THE DIFFERENCE?
WHAT MAKES THE DIFFERENCE IS THAT ENERGY STAR CAN ACTUALLY HELP YOU SAVE MORE MONEY ON UTILITY
BILLS.
BECAUSE THESE PRODUCTS USE LESS ENERGY.
SO FOR LIGHTING FOR EXAMPLE ENERGY STAR CERTIFIED LIGHTBULBS USE SEVENTY FIVE TO NINETY PERCENT
LESS ENERGY THAN STANDARD LIGHTBULBS.
THEY LAST TEN TO TWENTY FIVE TIMES LONGER THAN CONVENTIONAL ONES.
AND YOU CAN SAVE UP TO ONE HUNDRED AND THIRTY FIVE DOLLARS A YEAR JUST BY HAVING ENERGY
STAR LIGHTBULBS.
SO IT CAN MAKE A DIFFERENCE.
IT CAN MAKE A HUGE DIFFERENCE, THAT'S A LOT OF MONEY.
WHAT ABOUT LED BULBS.
MY HUSBANDS BEEN TELLING ME "OH GET AN LED BULB."
TELL ME WHY?
SO LED IS A RELATIVELY NEW TECHNOLOGY AND IT'S JUST REALLY ADVANCING IN TERMS OF THE
QUALITY OF THE LIGHT BULBS.
SO WHEN YOU PURCHASE AN ENERGY STAR CERTIFIED LED YOUR GETTING THE BEST TECHNOLOGY ON THE
MARKET.
WHAT ABOUT BIG PROJECTS IN THE HOUSE IN TERMS OF WHAT WE NEED TO BE PREPARING FOR?
ONE OF THE MAJOR PROJECTS THAT YOU CAN UNDERTAKE ARE IS CHANGING OUT YOUR HEATING AND COOLING
SYSTEM.
YOUR HVAC SYSTEM.
AND THAT'S A PRETTY COSTLY ONE, BUT AS I SAID BEFORE.
YOU KNOW HALF OF YOUR UTILITY BILL GOES TO HEATING AND COOLING YOUR HOME.
SO YOU WANT TO MAKE SURE THAT YOU HAVE THE MOST EFFECIENT SYSTEM AVAILIBLE IN YOUR HOME
TO USE.
SO THAT'S ONE YOU WANNA LOOK FOR IN ENERGY STAR SYSTEM.
AND TO LOOK FOR SOME OF THESE PRODUCTS WHERE WOULD I GO?
THEY'RE EVERYWHERE.
OK.
THESE PRODUCTS ARE EVERYWHERE.
ALL YOUR HOME IMPROVEMENT STORES, ONLINE, YOU CAN ALWAYS FIND THEM.
AT THE END OOF THE DAY A SMALL ACT CAN REALLY MAKE.
A BIG DIFFERENCE YES.
THANK YOU SO MUCH FOR ALL THOSE TIPS.
THANK YOU.
AND I'M GOING TO SAVE A LITTLE BIT MORE EVERY YEAR.
JUST BECAUSE OF YOU.
THANK YOU DENISE.
AND OF COURSE IF YOU'D LIKE TO SAVE MORE.
IF YOU'D LIKE TO PROTECT OUR CLIMATE, JUST GO TO OUR WEBSTIE THEBALANCINGACT.COM YOUR
GOING TO FIND A LINK THERE TO THE ENERGY STAR WEBSITE.
THAT'S THEBALANCINGACT.COM (MUSIC).
AS WE HONOR EARTH DAY TODAY ON THE BALANCING ACT, IT'S TIME TO CLEAR THE AIR LITERALLY.
IS THE AIR YOUR BREATHING AT HOME CLEAN.
YOU KNOW FREE FROM DUST, DANDER, ALLERGENS, ALL THOSE NASTY TINY, EVEN MICROSCOPIC THINGS
THAT AGGREVATE ALLERGIES AND CAN REALLY EFFECT YOU AND YOUR FAMILIES HEALTH.
WITH US TALKING ABOUT BRINGING AFFORDABLE AIR QUALITY IN TO YOUR HOME IS THE HOST OF
TODAY'S HOMEOWNER, TELEVISION AND RADIO SHOWS.
DANNY LIFFORD.
HE'S ALSO A LICENSED HOME CONTRACTOR WHOSE BEEN SERVICING HOMEOWNERS FOR MORE THAN THIRTY
YEARS.
HEY, GOOD TO SEE YOU OLGA.
THANK YOU SO MUCH FOR BEING HERE.
MY PLEASURE.
I GOT TO TELL YOU THE REALITY IS YOU KNOW.
WE HAVE REGULAR FILTRATION AT HOME, AND SOMETIMES EVEN VENTILATION SYSTEMS, BUT SOMETIMES DANNY
IT'S NOT ENOUGH.
RIGHT?
WELL MOST OF THE TIMES ITS NOT ENOUGH BECAUSE THERE'S SO MUCH IN THE HOUSE NOW.
YOU KNOW FOR YEARS PEOPLE LIKE I HAVE BEEN TELLING PEOPLE TO REALLY TIGHTEN THE ENVELOPE
OF THE HOME, AND MAKE SURE THAT YOU MAKE IT AS ENERGY EFFECIENT AS POSSIBLE.
WELL MILLIONS OF PEOPLE HAVE LISTENED AND NOW WE HAVE A REAL PROBLEM WITH THE AIR QUALITY
INSIDE YOUR HOME.
I'M GOING TO BE PERSONAL HERE BECAUSE I'M ALWAYS CONCERNED ABOUT IT I HAVE TWO GIRLS.
YEAH.
AND ONE OF THEM IS ASTHMATIC.
OH BOY.
SO I'M ALWAYS ON TOP OF THAT SITUATION SO I'M ACTUALLY SO GLAD YOUR HERE TODAY.
(LAUGH).
SO WHAT SHOULD A HOMEOWNER DO TO IMPROVE THE INDOOR AIR SOLUTION?
SITUATION I SHOULD SAY.
SURE, SO MAKE SURE THAT YOU REALLY VENTILATE AS MUCH AS YOU SHOULD.
ONE AREA IN THE HOME IS THE KITCHEN.
THE OTHER IS THE BATH.
SEVERAL OTHER AREAS ON THE HOME THAT'S A BIG CONCERN, BUT WHEN YOU HAVE A RANGE HOOD YOU
NEED TO USE IT.
DOES IT HELP?
BECAUSE I HAVE IT.
IT HELPS ALOT.
AS LONG AS IT'S A GOOD QUALITY ONE, AND IS SIZED PROPERLY AS FAR AS THE CUBIC FEET PER
MINUTE MOVEMENT OF AIR AND SO FORTH.
THAT USED TO BE A REALLY LOUD.
NOW SO MUCH QUITER.
SO MUCH MORE EFFECIENT.
IT'S EASIER TO USE AND OF COURSE YOU SHOULD.
IN TERMS OF THE ENTIRE HOUSE.
BECAUSE THIS CAN HELP IN THE KITCHEN AREA.
WHAT DO WE DO WHEN IT COMES TO JUST THE BATHROOMS, THE KITCHEN.
SURE.
WELL THE BATHROOM ALSO.
LIVING ROOMS?
YOU KNOW HAVING A GOOD EXHAUST FAN, AND ILL TELL YOU.
ONE JUST LIKE THIS.
AS A MATTER OF FACT I HAVE THIS EXACT ONE IN MY SHOWER, AND IT HAS A HUMIDISTAT CONTROL
IN IT SO YOU JUST LEAVE THE SWITCH ON AND WHEN THAT HUMIDITY LEVEL GETS UP TO A CERTAIN
LEVEL.
IT'S GOING TO POWER ON.
IT'S GOING TO EXHAUST IT OUT.
VERY QUIETLY, SO THAT YOU NEVER HAVE TO WORRY ABOUT IT.
I TELL YOU WHAT I HAVE HAD MY SHOWER THERE FOR ABOUT A YEAR.
NO MOLD.
NO MILDEW.
IT REALLY WORKS VERY WELL.
VACCUM CLEANERS REALLY IMPORTANT.
I LOVE TO VACCUM MY HOUSE.
I HAVE TILE.
SO I ALWAYS TRY TO REALLY KEEP IT CLEAN BUT MY BROTHER WHO IS A CONTRACTOR SAYS "YOU'VE
GOT THE WRONG CLEANER."
WELL I'LL TELL YOU WHY, BECAUSE EVEN THE VERY ADVANCED CANISTER TYPE VACCUM CLEANERS THAT
HAVE THE HIPAFILTER.
SOUNDS GOOD BUT YOUR BRINGING AIR AND CONTAMINENTS INTO THAT VACCUM CLEANER, AND IT'S BLOWING
AIR BACK OUT.
SO YOUR ONLY GETTING PART OF THE PROBLEM TAKEN CARE OF WITH THE CENTRAL VAC.
THIS BLOWS EVERYTHING ALL THE WAY TO THE OUTSIDE.
AND YOU WOULDN'T BELIEVE HOW POWERFUL THIS IS.
THIS IS FIVE TIMES MORE POWERFUL THAN ANY OF THE OTHER ONES OUT THERE.
SO YOUR GETTING IT CLEANER AND YOUR MOVING ALL OF THOSE ALLERGENS AND PET DANDER AND
ALL OR THE MYCELLIUM RIGHT OUTSIDE.
INSTEAD OF CIRCULATING IT INSIDE THE HOME.
SO IT'S JUST A MUCH MUCH BETTER WAY TO GO.
NOW LET ME ASK YOU I DO LIKE EASE OF USE AND I SEE THIS AND I KIND OF THINK OH MY GOSH
IM SO PETITE, BUT EASY TO USE?
WELL IT'S VERY EASY AND THAT'S ANOTHER BIG ADVANTAGE OF IT BECAUSE THE LARGE UNIT SITS
OUT IN YOUR GARAGE OR OUT IN YOUR UTILITY ROOM.
SO IF YOU HAVE A TWO STORY HOUSE, THINK ABOUT CARRYING THAT HEAVY CANISTER VACUUM CLEANER
UPSTAIRS, DOWNSTAIRS.
NO.
THIS IS ALL YOUR CARRYING HERE, AND IT HAS ALL THESE ACCECORIES.
I'LL TELL YOU WHAT MY GIRLS.
I HAVE THREE GIRLS AND OCCASIONALLY THEY WILL VACCUM THEIR CAR'S THEY EVEN HOOK IT UP TO
THAT.
TAKE IT RIGHT OUTSIDE.
IT DOES A FANTASTIC JOB.
AND THEY VACCUM THEIR CARS?
YEAH.
NO NOT VERY OFTEN.
CAN YOU HAVE THEM CALL MY GIRLS PLEASE!
JUST EVERY NOW AND THEN WHEN I MAKE THEM FEEL GUILTY THEY DO THIS.
THERE YA GO.
SO BOTTOM LINE YOU KNOW.
AT THE END OF THE DAY, REALLY IMPORTANT THINGS PEOPLE SHOULD KEEP IN MIND WHETHER THERE IS
ASTHMA IN THEIR HOUSE, NOTHING.
JUST KEEPING THE AIR HEALTHY.
WELL ABSOLUTELY IT'S NOT ONLY MOISTURE THAT'S VERY IMPORTANT, BUT YOU HAVE CHEMICALS IN
YOUR HOME FOR CLEANING AND SO FORTH, SO I MEAN THE ULTIMATE WAY TO GO IS A WHOLE HOUSE
VENTILATION SYSTEM AND THE SYSTEMS ARE VERY SMALL.
THEY'RE VERY EASY TO HAVE INSTALLED BY A PROFESSIONAL AND ESSENTIALLY NOT ONLY IS IT EXHAUSTING
THE AIR IT NEEDS TO EXHAUST, IT'S ALSO BRINGING FRESH AIR IN AND BALANCING THAT SO THAT IT'S
NOT JUST ALL AIR GOING OUT.
AND IT WILL EVEN DURING COLD WEATHER.
IT WILL EVEN HEAT THAT AIR COMING BACK IN THE RECOVERY UNIT, SO THAT YOUR NOT WASTING
ALOT OF THE ENERGY.
SO ULTIMATELY THAT'S THE WAY TO GO.
THESE OTHER AREAS OF THE HOME.
IF YOU DON'T HAVE A GOOD BATH FAN.
IF YOU DON'T HAVE A GOOD RANGE HOOD VENTED ALL THE WAY TO THE OUTSIDE.
NOT JUST IN THE ATTIC.
GOOD POINT.
THEN THESE ARE GOOD STEPS.
YOU CAN TAKE THOSE BABY STEPS BEFORE YOU HEAD TO THE FULL HOUSE VENTILATION SYSTEM.
THESE ARE GREAT TIPS.
ANYWHERE OUR VIEWERS CAN GO TO LEARN MORE?
OH ABSOLUTELY YOU CAN GO TO BROAN.COM THATS "B,R,O,A,N DOT COM."
ALOT OF INFORMATION ON EVERYTHING WE'VE TALKED ABOUT.
AS WELL AS JUST GENERAL GOOD SCENT VENTILATION TIPS.
I PROMISE YOU I'M GOING TO HAVE MY GIRLS TALK TO YOU ABOUT LEARNING TO CLEAN THE CAR.
I KNOW.
(LAUGH) GREAT.
THANK YOU!
COME BACK ANYTIME.
AND IF YOU'D LIKE TO LEARN MORE ABOUT MAKING YOUR HOME A SAFER HEALTHIER PLACE FOR YOU
AND YOUR FAMILY.
HEAD TO THEBALANCINGACT.COM.
IT'S ALWAYS A BREATHE OF FRESH AIR.
OR LOG ON TO FACEBOOK.
SHARE WITH US YOUR EARTH DAY RELATED TIPS AT FACEBOOK.COM/THEBALANCINGACTFANS.
THIS IS GREAT.
(MUSIC).
THIS MORNING WE WELCOME BACK JULIET DIORIO GARCIA FROM ACCEPTANCE AND ASSURANCE FOR THE
FOURTH AND FINAL PART OF OUR CONVERSATION ON YOU AND YOUR CAR INSURANCE.
SO DO YOU REALLY UNDERSTAND YOUR POLICY?
EXACTLY WHAT ARE YOU COVERED FOR?
AND ARE THEIR ANY LIMITS?
WELL JULIET IS HERE TO DEMYSTIFY IT ALL.
SO NICE TO SEE YOU AGAIN.
THANKS JULIE, IT'S GREAT TO BE BACK.
WE ALL TAKE OUR CAR INSURANCE I THINK FOR GRANTED OR EVEN SEE IT AS THIS NECCESSARY
EVIL.
UNFORTUNATELY WHEN SOMETHING HAPPENS MOST OF USE DONT REALLY UNDERSTAND OUR COVERAGE.
CAN YOU JUST KIND OF GIVE US A BREAKDOWN OF WHAT TYPICALLY IS COVERED IN A POLICY.
SURE THERE ARE TWO BASIC TYPES OF COVERAGE INCLUDED IN A POLICY.
LIABILITY.
THINK OF LIABILITY AS COVERING THE OTHER GUY.
OK.
AND THEN COMP AN COLLISION.
AND THINK OF THAT AS COVERING YOU.
SIMPLE.
I GOT THAT.
OF COURSE WE ALL KNOW ONE OF THE MAIN REASONS FOR CAR INSURANCE IS LIABILITY COVERAGE.
COULD YOU JUST BREAK DOWN LIABILITY AND HOW THAT AFFECTS OUR PREMIUM?
ABSOLUTELY.
SO LIABILITY IS COMPRISED OF TWO ELEMENTS.
BODILY INJURY, CAUSING INJURY TO SOMEBODY ELSE, AND PROPERTY DAMAGE.
DAMAGING SOMEONE ELSES PROPERTY.
THINK ABOUT THIS IN TERMS OF THE OTHER GUY.
SO IF YOU CAUSE AN ACCIDENT AND YOU CAUSE BODILY INJURY, THOSE NUMBERS THAT YOU SEE
IN YOUR POLICY THAT ARE YOU KNOW MAYBE THIRTY, SIXETY, THIRTY, AND YOU'VE SEEN THE SLASHES.
THE FIRST TWO NUMBERS ARE THE BODILY INJURY NUMBERS.
AND THE THIRD NUMBER IS PROPERTY DAMAGE, AND THOSE ARE THE AMOUNTS THAT YOUR INSURER WILL
COVER.
BUT THEN YOU CAN ELECT TO INCREASE THOSE LIMITS IF YOU SO CHOOSE.
THERE IS JUST A COST CONSIDERATION.
SO ESSENTIALLY MINIMUM LIMITS IS JUST THE BASELINE AND THEN YOU CAN ADD ON TO THAT?
YES.
AND THEY ARE REQUIRED STATE TO STATE, EVERYWHERE RIGHT?
EVERYWHERE BY LAW.
HOW ABOUT COMP AND COLLISION?
WHAT SHOULD WE UNDERSTAND ABOUT THEM?
SURE SO COMP IS SHORT FOR COMPREHENSIVE.
AND THAT COVERS THINGS THAT ARE THINK OF THEM AS AN ACT OF GOD.
A HAIL STORM THAT DAMAGES YOUR CAR.
COLLISION IS EXACTLY WHAT IT SOUNDS LIKE.
COVERS YOUR CAR FROM COLLISIONS.
ACCIDENTS.
YOU KNOW UNDERSTANDING IS GREAT, BUT MANY OF US HAVE LIKE TEENAGERS IN OUR HOUSEHOLD,
WE HAVE SENOIRS THAT MAY NOT TOTALLY UNDERSTAND THEIR POLICY.
HOW CAN WE HELP THEM, AND WHAT SHOULD WE KNOW ABOUT KEEPING THOSE TYPE OF COST DOWN?
YOUVE KIND OF HIT ON IT ALREADY.
TEENS AND SENOIRS CAN CREATE A RATE INCREASE AND CAN EXPERIENCE HIGHER RATES ON THEIR OWN.
BECAUSE THEY SIMPLY ARE A HIGHER RISK PROFILE IN SOME CASES.
SO WHAT I RECCOMEND IS IT'S ALWAYS GOOD TO TALK TO AN ADVISOR OR INSURANCE AGENT.
OR GO ONLINE AND GET YOURSELF SOME INFORMATION ABOUT HAVING THOSE PEOPLE IN YOUR HOUSEHOLD
AND HOW THAT COULD AFFECT YOUR OWN RATE.
AND WHETHER OR NOT YOU SHOULD EXCLUDE THEM FROM YOUR POLICY.
GOOD TO KNOW.
SOMETIMES PEOPLE HAVE PERIODS WHERE THEIR FINANCIALLY STRAPPED.
WHAT HAPPENS IF YOU DON'T PAY YOUR BILL ON TIME?
YOU KNOW IT'S SUCH A GREAT QUESTION.
AND I'M GLAD YOU ASKED IT.
THINK OF INSURANCE AS A "PAY AS YOU GO" TYPE OF SERVICE.
SO WHILE WE NEVER WANT TO SEE PEOPLE GO WITHOUT INSURANCE, IF YOU DON'T PAY YOUR BILL, YOU
HAVE NO COVERAGE.
THAT'S HOW IT WORKS.
SIMPLE AS THAT.
WELL THAT'S REALLY GOOD TO KNOW, AND AS WE DISCUSSED BEFORE.
PEOPLE ARE SOMETIMES EMBARRESSED ABOUT HOW MUCH THEY DON'T KNOW AND IF VIEWERS, AND OUR
VIEWERS ARE SHOPPING FOR INSURANCE.
HOW CAN THEY FIND YOU AT ACCEPTANCE?
THE BEST WAY TO REACH US IS OUR WEBSITE, WHICH IS ACCEPTANCEINSURANCE.COM
AND THERE YOU WILL FIND PHONE NUMBERS TO REACH A LIVE PERSON.
AS WELL AS A WELATH OF INFORMATION ON THE SITE ITSELF.
GOOD POINT BECAUSE SOME PEOPLE REALLY WANT TO TALK.
THEY WANT TO TALK!
THEY WANT TO TALK TO A LIVE PERSON, SO YOU OFFER THAT AS WELL.
WE DO.
OH THAT'S SO GOOD TO KNOW.
I MEAN.
THIS IS YOUR LAST VISIT.
I JUST WANT TO THANK EVERYBODY, FROM ACCEPTANCE FOR REALLY EDUCATING US ON THIS PROCESS.
IT WAS SO GOOD TO HAVE YOU BACK IN THE STUDIO.
JULIE THANK YOU, WE REALLY APPRECIATED THE OPPORTUNITY TO BE HERE.
OH, GREAT.
ALRIGHT NOW IF YOU'D LIKE TO KNOW MORE ABOUT NON-STANDARD CAR INSURANCE, GO TO THEBALANCINGACT.COM
AND FOLLOW THE LINKS.
WE'RE ALSO ON FACEBOOK AND TWITTER AS WELL.
(MUSIC).
. WE ARE SO GLAD YOU SPENT PART OF YOUR MORNING
WITH US AND REMEMBER TO DO YOUR PART FOR THE ENVIRONEMNT.
IT'S NEVER TOO LATE.
HEAD TO EARTHDAY.ORG FOR EVENTS IN YOUR AREA, OR WAYS YOU CAN MAKE A DIFFERENCE.
NOT JUST TODAY, BUT EVERYDAY.
EVERYDAY IS SO IMPORTANT.
AND THEIRS ALWAYS LOTS MORE INFORMATION ON ALL OF TODAYS TOPICS ON OUR WEBSITE THEBALANCINGACT.COM.
I WANT YOU TO CHECK THAT OUT.
AND CHECK OUT OF COURSE FACEBOOK AND TWITTER, WE ARE SOCIAL.
FOLLOW US.
AND THANKS FOR JOINING US TODAY.
REMEMBER, TO FIND YOUR BALANCE.
SO LONG EVERYBODY.
(MUSIC).