how do i know if my deed was recorded? this is a great question many first-time
buyers ask after closing they've wired in the funds
especially if they're working with a closing attorney or closing agent that
they haven't worked with before they might be naturally suspicious i
mean the money's there they've signed you know they have signed
the closing documents from the seller so they have a signed uh deed from the
seller and supposedly it's been sent off to the
county clerk's office to be recorded but they check online they google property
search miami they look up the uh the property address and public records and
they still see that the the former owner's name is listed on the property
so what's going on and you know people start to to panic at this stage after a
few days they don't hear anything and they're like wait a minute did i just
wire in money to someone who absconded with it or what's going on
well let us go over an example
we have a sample general warranty deed obviously it's been edited with fake
names um but just to show you what it looks
like so you know after you close you will
generally get a set of usually notarized
documents back and for example the general warranty deed or other forms of
deed will be signed by the sellers typically it'll be notarized so you'll
see this at closing and you'll get a copy of this but you will have to wait
for it to be recorded so typically the closing attorney or closing agent for
example in florida will was send it right away after closing to the county
clerk's office to be recorded now
it will take perhaps a week two weeks typically
for a closing attorney to send you back a copy of the recorded documents so if
you take a look at the top right you'll see
this section here four lines on the top right uh
and the fourth line says harvey rubin reuven clerk of court miami-dade county
so harvey reuven is the the the sort of the the clerk of court for miami-dade
and this sort of step these four lines indicate that it has been recorded by
the county clerk's office in miami-dade so a good closing attorney will remember
to follow up with you say a week or two later when they get this back and they
they will send you typically an electronic copy
showing you giving you peace of mind that hey you know here is the recorded
document now at this stage
you may again go online you may search property
search miami you take a look at the online property records and you still
don't see your name listed as the owner this can be quite scary for some
so let's do an example you do property search miami you go to the property
appraiser's website and you desperately look for your
address let's do an example at the popular
biscayne beach building condominium it's in edgewater right on the water let's do
a random unit number okay
you take a look and let's say hypothetically you closed uh
two weeks ago now and you're very curious because it still
says the previous owner is the owner and nowhere do you see your your sale
information so this is what we're talking about this is
a very common occurrence and what you have to realize is that
because the the the office the county clerk office i mean they are all quite
backed up these days especially with the miami property market being as hot
as it is it can take multiple weeks and sometimes even a month or two for it to
show up even if you have gotten back this recorded deed but for it to be
reflected in the online systems of the county
so be patient you know trust
that who you're working with is is uh legitimate um you know you can always
feel make yourself feel better by by working only with a closing attorney
that uh you know and and trust and at least
in miami-dade county the norm is for the buyer to pay title insurance but because
the buyer pays title insurance in my miami-dade county the buyer also gets to
choose the closing attorney so therefore you can choose someone that you've
worked with before who is trustworthy where you won't have uh you know scare
issues like this and remember even if for some reason you you haven't
worked with the closing attorney before you can always look them up
even you know real estate brokers in florida are required to submit their
fingerprints to get licensed so you know the regulations here in florida
are actually pretty strict um you know people have their fingerprints even the
brokers notaries of course and of course i mean lawyers have an even tougher
process getting going through the bar bar exam and everything so you can
always look up any of these people um you know let's do an example
let's say it's a closing it's a title insurance or
closing agent you haven't worked with before
take a look at them let's say you look up this this closing
agent you see their first name last name you can take a look you know compare it
with the address that you see that they have listed make sure it's
the same person you can see that they have a valid license and then they have
active appointments with various title insurance companies so these title
insurance companies are on the hook if they write a
insurance policy as their authorized agent so
these are just additional steps you know you can do something similar to look up
the real estate brokers to make sure they're validly licensed and such so
these are just some additional steps you can take to make yourself feel a bit uh
safer so there you have it we hope you found
this video helpful if you did please hit like or subscribe leave us a comment if
you have any questions we do like to get back to our viewers and of course
if you're looking to buy or sell property in new york or florida
we are live in both states we can help you save two percent or more when you
buy a home through a buyer agent commission rebate and we can help you
save up to all 6% in broker commission when selling a home
through our Agent Assisted FSBOService and uh also we have a full service
option as well for a 1% Listing Fee
so please hit us up www.hauseit.com check us out if you have
any questions we'd love to work with you and my name is Chris at Hauseit thank
you so much for your time