third time lucky third time second location lucky absolutely hopefully we have to fit some outtakes
on the end because you know you're gonna have to do all these because there are some where
my phone is it's probably in a van somewhere i've been panicking trying to get this shot
set up so yeah off we go off we go so first of all welcome to another van chat tuesday that's my line
welcome to another van chat tuesday yay
and we're outside of the van this time because yeah i like winding my hair
in this video we're going to talk about all the things you ask us and we've
answered some of them in the previous episode singularly we're trying to sing singularity
it's not a singularity singularity singularly yes i'm not singing anything let alone
thank god for that anyhow this video is all about the questions you're asking us
about full-time living in your van and how you cope with x y and z yes a b c d mostly
related millennium pretty much there's an eagle hovering over us hopefully if somebody finds
this so we got abducted by her but yeah all of a sudden me because i'm short goes
anyhow anyway in no particular order in no particular order
car insurance or more importantly insurance yeah um what we've done in the past is say
there is a van post or boat post company out there or something like that and they used to handle all
this as a private limited company and they'd receive all your mail and then email the stuff
back to you that was important the government then decided that your v5 and driving licenses
can't be registered that way and even the fact that some insurance companies stopped being
okay with it being done that way yep so they didn't like it because it was one of these
addresses that had like 50 000 people registered at it so they just had a it's all right for some
things but not for others so we had to find a different solution and ours was a family member
to use their address as a care of address yes and that was nice and simple when we changed
the address of all the things we just put c o in front of the first line of the address
and they were fine with it yep so our v5 for the van which is the registration document owner
certificate whatever you want to call it um our driving licenses and so much so that we've just
renewed our van insurance and they're all right with it as well yep so no problem with that
and driving license is fine and no no issues with with anything related to the the van itself i
think has been really straightforward just having a a care of addressing no that's not possible for
for everybody yeah obviously you need to have a friend or family member that's perfectly okay
with that they're going to receive some post um they are not responsible for anything that you
receive like fines or anything like that and that's why the care of thing in the
address line is very important it tells all the companies that you don't actually reside
there but somebody's collecting your oil for you yeah um and as far as everyone keeps asking what
insurance company we use we use the caravan and motorhome club which is actually debit insurance
debit not divot in the road like a debit yeah like a direct debit damn it debit but not debit debit
anyway moving on no confusing at all so karen shows driving lessons b5 doctors doctors
doctors and dentists so to get medical help yes yes medical help has been tried and tested by
moira yes in fact the week we picked up the van i started to develop a big issue with my arm
obviously houseless not homeless i wasn't selling the big issue but i couldn't move
my arm and it was all swollen and that and that was pretty straightforward wasn't it yep we just
uh we phoned up the doctors the closest doctors to us asked if we could temporarily register there
we went in we filled out the form that meant we were registered for two weeks so if we needed to
go back for any repeat treatment or anything like that we had the two weeks there then it
reverts back to where you were registered in the first place we found that most doctors with you
to maryland say you live at your care of address or that that is where you spend most of your time
perfectly happy letting you register there then you just use this temporary thing
and all the other doctors around around the uk nice and simple yeah there was another occasion
where we'd done that because we need to get a prescription yeah and again simple thing to do
no problem yep i've used one one one before now to phone up and ask them and they've put me through
to a special department and they've done me because it's like a reoccurring issue so they've
arranged for me to have a prescription collected from the local tesco's family
wasn't it so it was really straightforward in scotland yeah that was scotland actually yeah
so that there's lots and lots of options you just have to look for them it seems a bit scary in the
in the first instance because it's like what am i going to do but when you when you look into it a
little bit it really is more straightforward than you think apart from dentist apart from a dentist
covered related i've had an issue with my tooth ever since i came back and every dentist we've
phoned has said we're not taking on new patients right now yeah there was one that would there's
like an nhs one that said that if we phoned up at eight o'clock every morning we could see if there
was any cancellations or any no they wouldn't allow you to book so i don't know how everybody
else booked up but you couldn't book um how long did we try that for weeks weeks and weeks and we
couldn't get in so uh so we found other things so that's a rolling thing we're going to let you
know we'll give you an update on how we find the dentist thing i have offered to take his truth out
for him you know the usual tire strings slam the door sledgehammer yeah they get more vicious fist
i figured you know all he has to do is annoy me enough and i'll just give him a swift
punch across the chops and maybe the truth will come out free dental treatment yeah it's
great he doesn't want to take me up on any of those offers no not for now no you don't mind
wait wait so later yeah one month later a couple of years decades i mean after you've been the
dentist and you don't need it yeah cool what do we need to talk about now is receiving general mail
yes and this can be anything from said mail that we've just spoken about if it's at your care of
address but you need it so you can have it sent to you or if it's something you want to order online
or for example um we've ordered our own merch and had our merch delivered to us yes so that was
quite a unique experience yeah um but for that you can use ups drop-off and collection points
uh other makes for available like dhl and stuff like that but i thought ups is the best one most
reliable yeah they've got great tracking as well aren't they so that is really good
and their cheapest as well for most of them and but then you've got things like obviously you can
post anywhere in a post box and send it to other people yep so yoga it's okay for you to post to an
address yeah and as far as uh the other ones these uk mail drop boxes which are a bit like the amazon
drop boxes aren't they and they work in a similar fashion but obviously it's just not via amazon
so you can organize to have things sent there so you can have your post forwarded to
those addresses or if there's anything like that campsites are great as well
it's been very helpful this year really good um friends and family up and down the country so
if you're going anywhere and you know of anybody it's like it could just be a little bit cheeky you
have something posted to your house and while you're there can i have a bath a roast dinner
120 liters of water yeah empty the toilet yeah and we need to park on your driveway yeah is it flat
we're without fussing low maintenance friends completely we don't ask for a
lot and maybe that's why none of our family have a driveway that we've hit on no one's ever asked
and health insurance health insurance travel insurance and gadget insurance yes because what
you'll find is everything you insure for your van doesn't cover things like expensive camera gear
laptops ipads and stuff like that to a certain bar up to a certain value anyway so if you've
got something like a laptop that's worth two grand then you'll need a gadget cover
for that so it covers it and the other devices up to two grand as well yeah so for all these things
which were travel insurance breakdown european breakdown insurance um health insurance which
is um i guess travel insurance travel insurance for rawson and gadget covert we use the rac and
they were absolutely brilliant they beat the pants off everybody for what they cover and
um how much it was yeah and they included we even got free for one year anyway um carrying around
club yeah membership which was absolutely brilliant and we've used that law darling
we have yeah because they're the friendly club well maybe not the last place we visited
yeah ish club but no so it's lovely anyway to get that chucked in because that has been really
helpful with everything but it was a it was a really good deal so if you are looking to renew
any of that definitely recommend going checking them out yep and the other thing to talk about
is finances and stuff like that banks and credit cards and we just basically logged into our bank
through the app and changed our address to the care of address and didn't speak to them anything
and that was accepted you did yours online as well didn't you yeah i used halifax and they
did reset all of my postal preferences when i changed my address mind you and i had to go
through and untick everything because if you can get things via email then choose that i normally
choose paperless everything because it means we can get it everywhere we are which is perfect
but yeah we start a family member started getting bombarded with all of these letters a letter that
says there is a new message for you in your inbox yeah it's like why are you posting that to me but
yeah so that's one just one thing to consider when you do just go check all of them but
i said super before yeah
but no there was no problem with anything we we literally expected to have to convince people that
it was okay that we lived in a van or that we had to go up through all of these things saying you
know we've got this other address and we don't live there and explain and explain and explain
yeah and we found it was far more straightforward oh yeah really easy and the last thing to
talk about when we're talking about banks and everything else in and travel um is travel cards
you know like um prepayment cards so you probably heard of the travel cards that you put 100 quid on
then you go into spain or portugal and you can spend it off in the local currency and things
like that and we use revolut revolut and there's going to be a code down below or a link down below
if you sign up you get something for free and we do too once you've signed up and started using
it and loaded it up but the reason why we love it is that they don't charge your commission
when you're actually exchanging you get the best exchange rate and you can use it in cash machines
i think we've had two occasions on a french motorway where it wasn't listening i think it
might be a portuguese or yeah in the toll booths where it wasn't accepted but apart from that
gas stations shops supermarkets everything like you can get cash out to a certain amount as well
you can pay cash in from your uk bank account do a direct debit transfer again you'll pay no fees
you can transfer funds from card to card yeah or friends to friends if i'm in a shopping i'm
like you want to run out of money and he just goes on his phone and does it straight away
and transfers me more money and it comes through quick as you like yeah and when you use the card
it pops up on your phone and tells you what the transaction is and that it's going through and
straight away sometimes when you're in a foreign country it's nice to know that
that's come off your balance straight away because there's nothing like i know with the
bank when we've used the bank before you're waiting around for ages for all to know what
it was with all the fees and everything that comes off with it but now we found it incredibly
straightforward really easy to use and there is a ton of more stuff you can play this probably
on it and all sorts loads of things i mean another cool feature about it as well um is if you order
things online you know is a bit skeptical about where you order it from you can go in your revolut
account you can create a one-off credit card number for that one transaction and one company
so that no one else can ever steal that card take money out so they are really good and it really
so it just protects the rest of your balance so that they get to use that once and then it stops
working and it just reverts back into but you can have as many of them as you like yeah we've
been using it for a couple years now and all of our friends don't got them yep because they are
just so good and you can convert easily if you you can have four or five different um
currencies yeah there's the word on there in your account you can switch between the lot and keep
moving money around and just switch to whichever one you need and then use it and it is so easy
and the easiest thing is say you've got 200 quid in your account and then you're in france so you
need euros you just so change to euros or say for example you leave in europe and you're coming back
in the uk and you've got a balance of euros left you just go change it into pounds so you know what
it is it used to be like you just have to take all your leftover money into the post office
to go and change that back and then they charge commission again to change it back into sterling
and whatever but yeah you just do it on your card and then spend it in the shop done and dusted and
i'd say links in the video description down below um but yeah it's on our website as well we're not
hiding the fact we love it absolutely there's a pay for version as well that has no limits on what
you can do but these are they don't think we hit them very often no it's a thousand pound a month
for you know all the transactions of uh 400 pounds a month for cash withdrawal and that and we came
close a couple of times but it costs nothing living in nevada stuff like that so i think
the one time we came close was over christmas because we we treated ourselves tremendously we
had many meals out yes and the easiest way because it's a thousand pounds per card yes there are two
of us and you can move across and there's no limit on moving the money across yep so it's
just like oh you've hit a limit okay so i'll get it and then transfer it to johnny instead of the
other way around my advice is get different ones as well so i've got a visa and you've
got mastercard yeah mastercard so that way then you're always covered if one network goes down
the other person's got the other card so yep and it works a treat to treat yourself oh yeah yeah
right it's a bit chilly now yes yeah we've wasted a lot of the time it's now 8 p.m but look
look at the light it's lovely look at the light it's seven o'clock and it's fairly warm if it
wasn't for the breeze yeah actually it would be lovely the fact that i could still feel the
sun i'm just happy it's not raining it feel like it's been raining for 57 years yeah so there we
go cool anyway thanks for very much for watching i hope that's answered many of your questions if
you do have any other questions and you want to talk on personal levels about your situation then
it's best to hit us up on instagram join amanda uk and we will answer questions via instagram
about personal matters or if you just got a quick comment you want to put in the video description
down below to help other people or bits of advice about your travel situation or whatever
yeah and as with all the vanchak tuesdays if you do have any questions pop them in there we've had
a couple of ideas of things people would like to see in videos but i think we might actually do a
collection in a fan chat tuesday for that instead see what we can what we can do just to mix it up
a little bit but yeah ask away anything that you want us to uh to chat about and we'll have a look
into that and hopefully include in a video yep all right cool inside see you later folks see you soon
okay so they don't expect you to be at your house home or whatever all the time anyway so
oh you're kidding me
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