COSTS
COSTS ARE
COSTS ARE SOMETHING WE CAN ALL RELATE TO RIGHT NOW IN THE U-S.
MANY IDAHOANS HAVE
SKY-HIGH PREMIUMS
AND DEDUCTIBLES...
MAKING FOR HUGE OUT-
OF-POCKET COSTS FOR
CARE.
BECAUSE OF THAT - SOME
PATIENTS ARE TURNING TO
ANOTHER OPTION... ONE
NOT EVERYONE KNOWS IS
OUT THERE.
7-INVESTIGATES MORGAN
BOYDSTON DUG INTO
PAYING BILLS WITH CASH
VERSUS USING
INSURANCE...
SHE'S HERE WITH WHAT
SHE DISCOVERED.
SHE DISCOVERED.
SOME
SOME PEOPLE WITH HIGH DEDUCTIBLES ARE FINDING IT'S BETTER TO
PAY THEIR MEDICAL BILLS
WITH CASH OR CARD,
INSTEAD OF USING
INSURANCE.
WE'RE NOT
ENCOURAGING YOU TO
TOSS YOUR INSURANCE,
BUT WE WANT YOU TO BE
AWARE OF YOUR
OPTIONS... AND KNOW IF
YOU
YOU ASK
YOU ASK A
YOU ASK A COUPLE QUESTIONS, IT COULD SAVE YOU HUNDREDS.
I WANT TO BE TOTALLY
TRANSPARENT -
INSURANCE COMPANIES
AND PROVIDERS DON'T
MAKE THIS EASY TO
FIGURE OUT-- SO WE ARE
JUST SKIMMING THE
SURFACE.
WHEN THEIR DAUGHTER'S
DOCTOR SAID SHE
NEEDED X-RAYS FOR HER
BACK...
BACK... I
BACK... I AUTOMATICALLY WAS
LIKE
LIKE DONE
LIKE DONE IT'S MY KID THERE'S NO QUESTION CRYSTAL HURST DIDN'T
THINK TWICE.
I WAS JUST GONNA GET
IN THE CAR AND GO
SHE CALLED HER
HUSBAND TYLER TO LET
HIM KNOW SHE WAS
GOING TO DROP BY ST.
LUKE'S.
I JUST GOOGLED BOISE
CHEAP XRAYS AND I JUST
CALLED DR AND THEY
SAID YOU CAN GET IT
ANYWHERE YOU WANT
SO THEY SETTLED ON
IMAGING CENTER OF
IDAHO -- WHERE THEY
FOUND ONLINE - COSTS
WERE MUCH CHEAPER...
X RAY: 55 DOLLARS
NOT ONLY WAS IT A
BARGAIN... BUT THEY
OFFERED AN INCENTIVE...
TYLER- HE DID 4 OF THEM
RIGHT?
RIGHT?
CRYSTAL
CRYSTAL -
CRYSTAL - HE TOOK FOUR DIFFERENT IMAGES CRYSTAL SAYS THEY TOLD
HER -- IF YOU PAY CASH
RIGHT HERE, RIGHT NOW,
AND DON'T GO THROUGH
INSURANCE, YOU'LL PAY
EVEN LESS.
IF YOU PAID IN FULL
BE
BE PERSISTENT AND ASK HEALTH CARE PROVIDERS QUESTIONS TO FIND THE
CASH AND INSURANCE
PRICE ESTIMATES...
THEY MAY NOT BE
TRANSPARENT ABOUT
DISCOUNTS BECAUSE THEY
HAVE CONTRACTS WITH
YOUR INSURER AND THAT
MAY BE A VIOLATION.
SHOPPING AROUND TO
COMPARE PRICES AND
RESEARCHING
BEFOREHAND ARE YOUR
BEST BETS.
WHENEVER YOU CAN, ASK
YOUR PROVIDER THE
CODE FOR YOUR
SERVICE...
LOOK UP WHETHER YOUR
INSURANCE-NEGOTIATED
PRICES AND CASH RATES
ARE LISTED ON A WEBSITE
LIKE 'CLEAR HEALTH
COSTS' OR BLUE BOOK.
CHECK YOUR INSURANCE
COMPANY'S ONLINE COST