Sorry a last-minute reservation at Misy just popped up and really needed to grab it
I mean, have you seen their posture on Instagram unreal?
so you're a young professional and you're mid-20s and let me guess you're trying to get your life together, aren't we all and
You want to go to credit card Mazel Tov? You've come to the right place?
There's a few things that you got to know first one pay your bills on time and in full every single month
I'm going to say that a little bit louder pay your bills on time and in full
Every single month if you don't trust yourself to get a credit card
Don't get one as much as I wish that it were monopoly money
It's not to put down your debit card by using your debit card
You're giving up valuable points and miles that you could be putting towards your next vacation and let's be real you
Really need a vacation Oh
Protip, no one is impressed with your debit card that has cats all over it. It's time to grow up
Number three those points in miles. I just mentioned that they're worth money. Yes money
They vary from card to card and I know it can be a little bit confusing but that's exactly the point of this video
So get comfortable grab some coffee and I'm gonna explain it to you right now
the AMEX gold card
Is one of my favorite cards and not just because my life revolves around where I'm eating
Kind of does though the card offers four times points of dining and three times points on airfare
Aka the perfect combination of travel and dining rewards and no they're not paying me to say this so calm down. The card is offering
35,000 points as a welcome bonus after spending $2,000 in three months those 35,000 points are worth
$700 in our book and
You can transfer your Amex points to partners like Delta JetBlue and Hilton
In English sign up for the credit card meet the spending requirements
get
$700 that you can put towards travel and remember that one time that I said you really needed a vacation
This is how to do it next up is the Chase Sapphire Preferred
Everyone and their mother has this paint guys. Hello. Focus. What are you doing? It's all about me. Hello
Everyone and their mother has this car and for a good reason
It's a great card. If you're looking to get started with points and miles. It earns two times points and dynein airfare
So all those times you go to Starbucks or sweet green those points are gonna add up really quickly
What makes this card so cool is that it's offering a fifty
Thousand point signup bonus after spending four thousand dollars in the first three months that's worth like a thousand dollars towards travel
Like Amex Membership Rewards points chase Ultimate Rewards points are also transferable
This means you can transfer them to airline and hotel loyalty programs to get the most value
Possible if transfer partners are what's important to you?
We should warn you it gets a little bit more complicated
But we promise it's worth it in the end
Our best piece of advice is to go to the points guy com figure out which transfer partners work best for you
Don't worry all this is making my head spin too. I really need a coffee break
Alright we're good to go now
That's up Chase Freedom
Unlimited you're going on a shopping spree at glossier chase freedom unlimited if you're buying air pods
Easy's you guessed it chase freedom unlimited
This card has no annual fee and offers one-and-a-half return on all purchases
So this card normally offers cash back coins
But you have a card that also earns you chase Ultimate Rewards points like the Chase Sapphire Preferred
This is where the magic happens
You can redeem the cashback that you earn as points towards travel which is so much more valuable
The theme goes for one hundred and fifty dollars. You can earn as a sign up bonus. It becomes 15 thousand chase points
That's like buying fake Easy's and then finding out that their real Yeezys
At the end of the day, you really can't go wrong with any of these just as long as you know
You don't use your debit cards play your cards, right and you'll be on your way to the airport before you can say basically
If you want to learn more about the best cards for Millennials
Be sure to head to the points guy calm and don't forget to subscribe to our YouTube channel for more videos like this