hello and welcome back to the bliss bean hum happy belated holidays happy new year happy life
today’s video is going to be perfect for you if one of your resolutions was to try and save more money
or spend less money they all get you to the same goal which is to have more money
but even though if that wasn't one of your resolutions I think we can all work on being
better with how we manage our money so I hope you will find this video helpful
either way today's video will be 15 ways that I've come up with 15 very practical ways
to save more money before I start please hit the subscribe button for more videos
I really appreciate it hum and now we can start so the first tip that I have is when you go to any store but specifically
grocery stores come with a shopping list, before you leave you should write down everything that you need
to buy so that by the time that you get to the store you're not tempted by some of the other things that you see
some of the sales that might be available my second tip is to make handmade
cards this will save you money but it will also make your friends love you all you really need is some
paper and some markers and colored pencils if you have a printer at home printing out photos
is also a really great way to personalize the card third is make your morning drink at home so
whatever you drink in the morning wether it's coffee or tea or macha whatever you take for your dose of morning
caffeine if right now you're buying it from somewhere else you don't have to go cold
turkey you don't have to completely stop buying it but maybe if you go to four times a week try going two times
a week and reduzing to one time per week the idea is to stop making it a habit or routine
because even though those purchases might seem small they really add up over the course of a year specially if
you're going like every morning another tip is to go thrifting if you've never gone thrifting
you're really missing out because you can save a ridiculous amount on clothing I actually have two videos
about thrifting if you're interested I also went just yesterday and I got two dresses, a
cartigan, this cartigan, a sweater and jogging pants so five things for 3$ and honestly this is the kind of cartigan
that i just would've bought in a store like you can find really good stuff
if you just take a little time to search
the next tip is to borrow things so obviously you already know that you can borrow books and movies
and things like that from the library but a lot of people don't really consider borrowing when it comes to anything else
if you find that you need something think first whether you can borrow it from a friend
so examples of things you can borrow are kitchen appliances that you you don't use very often like an
ice cream maker or a popsicle maker, a bread maker so if you're thinking you want to start making your own
ice cream just be honest with yourself you're probably gonna make it once a year
instead of buying and wasting money on an ice cream machine you can just ask a friend
that has one to borrow it for a day other things are like electronics so maybe
some sort of special chord that you need to attach one thing to another maybe you're working on an art
project and you need a graphics tablet just for like two days also another really good thing to borrow
is tools like gardening tools or building tools obviously if you're gonna be borrowing things
just make sure to take good care of them and return them in the same or better condition than you got them
next tip is find free things to do with friends so there are plenty of things you can do
with friends don't say you can't come up with ideas because there is not a good excuse there is
so many ideas on the internet you can go on a hike you can have a board game night you can have a
dinner where everyone brings a dish to share you could star gaze and actually I'm gonna include thrifting on this
list of things to do with friends because it is actually so much fun if you do it with a friend
and you can spend like two hours at a thrift store and spend 3$ so i'd say that's close enough to free
next tip is drink more water honestly I drink so much water I have a drinking problem but it's good for your
health and it also keeps you from buying pricey beverages if you don't like the taste of it you can drop a lemon
or like some berries in it but honestly you just get used to it becomes your go to beverage also when you're
at a restaurant just ask for water instead of ordering a drink and you'll save money on your bill
make sure you buy a reusable water bottle first and for most for planet bur second of all because it just doesn't
make sense to keep buying plastic waterbottles over and over if you have access to a water fountain
next tip is eat at home more often so eating out is another one of those things that can add up very quickly
so if you noticed this video is mainly focusing on those little things that you can take to save more money
obviously big purchases are also going to make a big dent in your budget but its the little purchases
that we don't pay enough attention to that can really wreak havoc on our finances so ya
eating out if you don't pay attention to it you may spending way more than you expected so do your best
to plan make time to cook whatever it takes to make sure that you're eating more meals at home the next tip
is to use the libby app to get free e-books and audiobooks now I didn't knew about this app for a long time kind of
mad about that if you have a library card and you have a phone or a tablet you can be borrowing free e-books and
and audio books so easily so there's this app called libby where you sign in with your library card and you
it works exactly the way a regular library would except online so whatever e-books or audiobooks you want you
just check them out and then you have them on your phone or tablet and if you have a kindle you can
you can send the book or audiobook to your kindle and that makes it even easier my knees hurt from seating like
this i'm like an old lady at age 18 moving on hum search for coupon codes don't buy anything online
or i guess in store to but who goes to physical stores anymore without checking
for a coupon code first i usually use retail me not you just type in the name of the store and then
it shows all the coupon codes that are available so yeah you just copy and past the code into your checkout screen
and that's it like this stuff is out there so why not use it why not take advantage of it
next tip is make big batches of food and snacks so this works because one you're making it easier
to eat at home more often and we already covered that that is cheaper than eating out and then two
making big batched of food allows you to buy your ingredients in book which is also usually a lot
cheaper so you might wanna do this on a weekly basis like some people do their meal prep but whatever works
for you just plan out what you'll make and make a shopping list and then set aside some time to make everything
next tip is pay in cash paying in cash makes the purchase feel more tangible basically
you feel guilter about handling i your cash than you do just swiping your credit card
one down side with this tip though is that it does make it harder to track your purchases
one annoying thing about mint which is the spending tracker that I use
is that they don't let you create like a separate account for cash so you can't really track it separately
as far as i know there's just this complicated work around that you have to do tracking your track purchases
is probably easier if you're using a paper method but either way I think it's worth it to give it a try and you can
figure out how to track it i believe in you my next tip is learn how to do things yourself we are blessed
with google and youtube for teaching us basically anything we want to know so whether
it's like home repairs or coloring your hair doing your nails things like that like appointments
like that really add up now obviously there is some risk involved with doing things on your own
i'm not responsible for you breaking you refrigerator dying your hair or ruining your nails but the option is out
there and if you feel confident enough in your skills you might wanna try doing things at home to save a little
bit of money next tip is to walk or bike when you can I personally live in a very non walkable non bikeable area but
if you live somewhere that is denser I think that's the word you might wanna try walking or biking to the grocery store or to work
or to wherever you have to go so if you walk or bike instead of taking a car or taking a bus you'll save
on gas, on bus fairs, on parking okay next use ebates when you're shopping online ebates is a website where
you can shop at your favorite websites but first you go to ebates and then you get the link to go to
your favorite website so basically they make a commission on sending you to those store's websites
and then you get that money or like part of it I'm sure they keep part of it but you get like a good 2 to 3%
chunk of what you spent in that store so even if it's just 2% that's still 2$ that you don't have to pay
so it's definitely worth checking out right next is bring a lunch to school or work just like eating out ca add up
quickly buying lunches can also add up to a very high cost very quickly I know it's harder it's more effort to pack a
lunch than to just buy one somewhere but again if you just do some planning make an organized shopping list
and commit to doing a bunch of cooking you can save a lot of money if you bring your own food
plus it's usually much healthier than anything you can find at a store sell things you aren't using anymore
so i would say the most commonly sold thing would probably be clothing but you can also sell electronics
like maybe you got a new camera and you have an old one that you can sell, furniture books etc there are
a bunch of places where you can do these apps like let go which I'm pretty sure is for anything poshmark
for clothing ebay for anything there's a marketplace on facebook where you can list your items so going through
and selling your belongings will not only help you make a little bit of extra money but it will help you declutter
your house as well save all of your change whenever you make a purchase and you get a couple of coins as change
put those in a jar you can make yourself a cute jar like they did in the movie up I'm sorry that was kind of sad
thing to bring up so just make yourself a jar and keep putting change in it it's gonna grow slowly but overtime it will
add up and like you're not gonna miss the 45 cents of change that you got today so it's better to put it towards savings than
putting it back in your wallet again this is a little bit hard to do if you're trying to track all of your expenses but I'm sure you can
can figure out ok number 14 buy versatile clothing and jewelry I was watching marine kondo's new show tidying up and I couldn't
believe how many clothes some of that people owned hum but then I realized that I also have more things than I wear on a
regular basis so i think we all have room for improvement when it comes to our closets so the first step we already talked
about is selling your old stuff so after you clean out your closet and you sell the clothes that you don't really like you have
to have a plan moving forward so in the future when you're buying new items of clothing and jewelry you really have to take
some time to to think about what that new item could go with so don't buy something that you can only think of one outfit for you
should ideally be able to think of at least 5 different things that you can wear that item with last tip is probably the most important
one and it is to track your expenses and your income I think following all this tips will be kind of useless if you're not actually
paying attention to how they're impacting your spending so tracking your money will not only keep you accountable but it will
also keep you motivated because you're gonna see how this changes are reducing the amount that your spend
and increasing the amount of money that you have in your bank account for money tracking you can use paper
or you can use a digital tool like mint which is what I use in mint you can set up all of the bank accounts that you have
create budgets set goals categorize transactions basically anything that you would want to do to manage
your money you can do with mint I definitely don't use all of the features I use it in a pretty simple way but I think it's
a good fit for a lot of people so you should definitely check it out if you don't currently have a system for
tracking where your money goes alright so that was 25 tips to help you spend less money or save more money
same thing honestly i'm gonna go stand up now because my knees honestly hurt so much and my feet are falling asleep
but before i go make sure to give this video a like if you enjoyed it or found it helpful or both hopefully and please
hit the subscribe button for more videos from the bliss bean I really appreciate you all watching
and hope you have a wonderful day bye