When it comes to Discover card I'm like one of the biggest fans out there. Duane
here with how to build credit TV and in this video I'm gonna show you what I've
been able to accumulate as far as cashback is concerned using my Discover
card. As a matter of fact I'm gonna document my journey for this first year
of membership using my Discover card so that you can
see what's possible as far as cashback is concerned. That you can accumulate
with Discover card because Discover card matches the cashback that you've earned
in your first year. So that's what we're talking about in this video. I'm gonna
show you my second months worth of cashback that I've earned. But before we
get started I have a quick message.
Once again my name is Duane with how to build credit TV and on this channel we
talk about everything you need to know about credit, credit cards and how to
make money using credit cards. As a matter of fact I was able to make over
$1,700 using one credit card. So if this sounds like something in which you're
interested be sure to subscribe to our channel by clicking the words subscribe
below this video to the right and click that notification bell so you don't miss
a thing. Okay so when it comes to Discover card
there's no secret I've made several videos talking about how I like Discover
Card a lot. And the reason why I like it a lot is because I've been able to be
successful with Discover card in regards to cashback. I was actually able to make
1788 dollars and 55 cents using one credit card in 13 months. So that's
pretty cool and more importantly I make these videos because I want to show you
guys. I want to document to you what's possible if you use your credit card or
your Discover card for all of your purchases. So what I'm gonna do right now
is I'm gonna go ahead and jump on to my laptop and show you guys I'm gonna login
to my account and show you the cashback that I've been able to accumulate in the
second month of membership with Discover card. I started this membership with this
Discover card on I think it was September 2018.
The reason why I had to think about it was because I had another Discover card
that I started back in August 2017 which that account is the account that I've
been able to earn seventeen hundred dollars over seventeen hundred dollars
worth of cash back. So once again I'm gonna document my journey and I'm gonna
show you what I've been able to earn every single month in regards to cash
back with Discover card so that you know what's possible. So give me one second
and I'll see you over on my laptop. Okay so as you can see we're at the discover
website I'm gonna go ahead and log into my account so that I can show you the
cashback that I've been able to accumulate in the last month. Alright
let's see here I'm logging into my account and I really love this card. This
card is a great card it is it's so easy to earn a lot of cash back with this
credit card. So the card that we're going to be looking at is we're going to be
looking at the card ending in three six seven four and I'll go ahead and click
on that and log in to my account here. Okey-dokey so we're in the account and
I'm going to as you can see here currently my current cashback bonus
available is ninety dollars and 64 cents. And I'm gonna show you how much of that
that I actually earned this last month. So I'll click on let's click on this
here activity and payments and then I'll click on activity and statements here, that
should pull up the right thing. Okay and let me click on this and so okay as you
can see there's been one month September 7th to October 6 2018. I made a video
documenting that and then now I have the most recent statement which was from
October 7th to November 6 2018. I'll go ahead and click on that and just kind of
show you guys over here ok over here. So as you can see at the very bottom here I
was able to earn for this particular statement between October 7th and
November 6 2018 I was able to earn cashback wise fifty one dollars and
sixty-five cents. And last month I was able to earn thirty-eight dollars and 99
cents as you can see there, which makes my total currently in two months ninety
dollars and 64 cents. I'm gonna go ahead and scroll up here so that you guys can
see this I definitely want to make sure to make it very apparent that there are
no fees charged here. There are there's no interest charged and as the Year
continues you're going to see that I'm gonna accumulate quite a bit of cash
back but I'm not gonna be paying any interest which means I pay my statement
off in full. I actually pay my bill maybe once a week so I don't wait for the end
of the month to pay it. I pay it as I go and of course I'm only making purchases
on my credit card that I would normally make anyway. I'm not doing anything extra
and I use my credit card my Discover card instead of using my debit card
which is how I'm able to accumulate so much cash back. So with Discover card you
actually get five percent you get you have the ability to earn five percent
cash back in certain categories. And so Discover Card actually has already
released what you're going to be able to earn 5% cash back on for 2019. As a
matter of fact I'm gonna go ahead and pull that up for you guys
give me one second open a new tab here and then I'll search for Discoverer 2019
cashback calendar. Okay sweet so it all it automatically populated there and
I'll go ahead and click on discover five percent cashback calendar just to kind
of show you guys as well as myself what's up ahead. Okay so as you can see
here for 2019 the first quarter will be grocery stores. So you'll be able to earn
five percent cash back on grocery stores. The second quarter will be gas stations
uber lyft I don't do a lot of uber and lyft but you'll get five percent
cashback on gas station purchases. And then in the third quarter you'll get
restaurants. You'll have the ability to earn five percent cash back on
restaurants and then the fourth quarter of 2019 you'll be able to get five
percent cash back on your Amazon purchases which is kind of the same
thing right now. So guys this is really cool believe it or not there's
not a lot to keep up with with these types of credit cards as far as the five
percent cashback. And discover has made it a lot easier because now you know for
the entire year which you're gonna get five percent cashback on for each
category. So it's really easy to accumulate a lot of cash back and
believe it or not you're gonna be able to get more cash back this way than you
would if you used a credit card that let's say you're getting one percent
cash back or or even 1.5% cash back. So that's how I was really able to
accumulate a lot of cash back and like I said I'm gonna document my journey as
the year goes on in regards to getting cash back. So I just want to show you one
more time real quickly here no interest charge no fees charge there's not going
to be. This has been two months since I've had my Discover card and I've been
able to accumulate ninety dollars and 64 cents in two months. So thank you for
watching this portion of the video I'll see you back in just one second. Thank
you so much for watching this video about Discover Card and what's possible
in regards to getting cash back. If you liked the video please be sure to give
it a thumbs up it helps our channel quite a bit. If you have any questions
please feel free to leave them below the video in the comment section and I'll do
my best to answer it as soon as I see it. In case you want to share this video
with somebody that may find it helpful please feel free to do so as well.
If you subscribe to the channel consider
subscribing to the channel because on this channel we talk about everything
you need to know about credit, credit cards and how to make money using credit
cards. So if this sounds like something in which you're interested be sure to
subscribe and click that notification bell so you don't miss a thing. Once
again my name is Duane with how to build credit TV and I approve this video.
I'll see you in the next video. Until next time take care and be blessed. Peace!