I'm gonna talk about Medicare disability and the choices that you're gonna have
if you're entering into Medicare disability so if you've been on Social
Security Disability for two years you'll now become eligible for Medicare so I'm
going to show you what you need to understand and I'll also show you where
to find the help that you need so stay tuned okay let's talk about Medicare
disability and this can be a challenging topic if you're on Social Security and
you're gonna become eligible for Medicare to figure out exactly what you
need to do so I'm gonna help you understand the choices you're gonna have
I'm going to show you where you can go get help and take care of everything
that you need to take care of when you're coming into Medicare under
disability so I'm Keith Armbrecht I'm founder of Medicare on video and I help
people across the country with their Medicare choices now I deal with the 65
and older crew that's coming into Medicare so I don't actually do Medicare
disability but I get calls all the time and I absolutely want to help someone
show you what you need to know and I'm also going to show you where you can
find help so when you're talking about Medicare disability it runs pretty much
office Social Security and this is the brochure that's put out by Social
Security that explains disability benefits and if you're on Social
Security disability you absolutely should have this guide that tells you
exactly the things that you need to know so if you don't have this you can get it
right on my website you can download it right now so if you go to Medicare on
video com up in the left-hand corner there's going
to be a resource center if you hover over that it's gonna drop down and you
want to go into guides and forms and I have a tremendous amount of information
on my website but when you get into guides and forms the easiest way to find
this is in under category check Social Security and it'll bring you everything
that I have the relates to Social Security so you can see the disability
guide is right here you click on it it'll download on your iPad or your
computer or whatever you want to be and you'll have it now I'm going forward so
a great resource to have so when you're looking at this guide you can see it
pretty much covers all topics of Social Security disability and what we're going
to talk about right now is Medicare disability so that's the
part that I specialize in is Medicare so I want to give you the things that you
need to know about Medicare and how they relate to your disability so the
question here is when do I get Medicare and fortunately one of the few times
it's a very simple answer so you can see right here you become eligible for
Medicare once you have been on Social Security disability for two years
so once you've been on for two years you then become Medicare eligible now I've
also seen this where you may have had a disability claim that was back dated so
in other words you filed at a certain time and then they backdated it six
months or maybe even longer than that it's gonna be two years from the time
that it started back dated or not so it just depends on when it shows you
started your Social Security that you then become eligible for Medicare now
it's important to understand that timeline because it gives you certain
rights when you come into Medicare on things that you can pick without them
saying no now why is this such a challenging topic and it's quite simple
with Medicare disability insurance companies really don't want you as a
client because you probably have a current existing medical condition so
insurance carriers don't really want Medicare disability clients so we have
to do everything that we need to do to make sure it goes correctly so we got to
dot all our eyes cross all our T's make sure we do it properly and then they
can't say no so we absolutely need to do it in the correct fashion so there's
things you need to understand about how Medicare works and it can be a little
complicated if you're brand new to Medicare so there are four parts there's
really five parts but it shows four parts so there's Medicare Part A
Medicare Part B Part C Part D and then of course there are Medicare supplements
so the difficulty with this is and especially on disability it varies
greatly by state and not not only by state it can vary by zip code so your
choices on where you're located can be completely different than if you were in
a different part of the countries it's important to have somebody that
knows your market where you are what's available and what is the best value for
you because again if you have a current existing medical condition you want to
have access to the best medical care and Medicare or Medicare absolutely can give
you that so we want to make sure we get it right so I've tried to make it easy
to get somebody to be able to help you to do this so I've created a website
where if you just go to Medicare disability help calm simply put in your
name your phone number your email address basic information and you will
have a call from a licensed representative that knows what's
available in your area they can tell you exactly what you should do how you
should do it and they will literally walk you through it holding you hand by
hand so it works out very well to get it done correctly and that is the most
important part as we want to get this done correctly so simply visit Medicare
disability help comm fill out the form and you'll receive help usually within
24 hours now something very important to remember if you're going on a Medicare
disability and you're in your early 60s or 62 or 64 when you turn 65 your clock
resets you can come back into Medicare so whatever you've gotten into on the
Medicare disability side when you turn 65 you have a brand-new open window to
reassess and if you want something else again they can't say no at that point
and your cost will also likely go down so make sure that when you turn 65 that
you contact me you can send me an email you can call me whatever you want to do
go to my website fill out the form very easy to do but we want to reset it when
you turn 65 because it's a major difference in how the benefits are
structured so keep that in mind when you turn 65
so now just go to Medicare disability help comm fill out the form
we'll have somebody give you a call we'll walk you right through it and
we'll get your Medicare set up all the pieces of the right places and find the
best value for you so I hope you found this helpful
and I certainly hope you have a fantastic day