your grandson passed away when?
>> October 9th of 2016.
>> Judge Judy: How old was he?
>> 26.
>> Judge Judy: Did you see him
often?
>> Not very much.
Just, he worked a lot, so I
didn't get to see him a lot.
>> Judge Judy: Now, there came a
time that you took out a life
insurance policy
on your grandson's life.
>> Yes, ma'am. I did.
>> Judge Judy: When was that?
>> That was in October 2012.
>> Judge Judy: Why?
>> I took about insurance
policies on all my grandsons,
so --
>> Judge Judy: You did?
>> Yes.
>> Judge Judy: How many
grandsons do you have?
>> Four.
>> Judge Judy: Tell me why you
took out insurance policies for
them.
>> Well, I knew that myself
and my husband would be close
to retirement age,
and I wanted to make sure that
they was taken care of properly,
so that's why I took out
the life insurance policies.
>> Judge Judy: But it was life
insurance policy on their lives.
>> Yes.
>> Judge Judy: It wasn't a life
insurance policy on your life...
>> No.
>> Judge Judy: ...so that they
would benefit from that
because they're young people.
>> No. I took the life insurance
policy out on each one of my
grandsons, and my husband and I
paid the premiums
just to be on the safe side.
>> Judge Judy: Okay.
And then your grandson
became engaged to Miss Morrison.
>> Yes.
>> Judge Judy: And when was
that?
>> I'm not sure of that date.
>> Judge Judy: When was that,
Miss Morrison?
>> He actually asked me back
in 2013, in July.
>> Judge Judy: And after
your grandson told
you that he and Miss Morrison
were planning to be married,
you transferred the beneficiary
of your grandson's life
insurance policy
and made Miss Morrison
the beneficiary of that policy.
>> Yes, ma'am. I did.
>> Judge Judy: Then, in October
of 2016, grandson sadly died.
Miss Morrison collected the life
insurance policy,
which was how much?
>> Well, the policy was made
for $15,000 if I'm correct.
There's another $5,000
to be paid out in 2 years.
>> Judge Judy: The policy
itself, does it have a direction
as to what is to be paid out
of the proceeds of the policy?
Do you have a copy of the life
insurance policy?
>> Yes, ma'am. I do.
>> Judge Judy: I'd like to take
a look at it.
Because what this lawsuit is
about is Miss Morrison
collected the $10,000
on the life insurance policy.
She paid for the funeral,
which amounted to a little
over $6,300, and you're suing
her now for $2,000 because you
want her to pay for a headstone.
>> Yes, ma'am.
>> Judge Judy: That's what
the lawsuit is about.
Do you expect another $5,000
from this policy, anyone?
>> I am no longer pursuing the
other $5,000.
>> Judge Judy: Can you tell me
why?
Because it is for $15,000.
>> It is for $15,000.
The other $5,000
is to be paid out in 2 years
from the date
that it was originally issued.
>> Judge Judy: So in a year from
now.
>> About a year and a half, yes,
but I do not want to pursue it
because it's become too much of
a hassle.
I did not know I was
the beneficiary at the beginning
of this whole situation.
>> No, Your Honor.
>> Judge Judy: Shh, shh, shh.
>> And because of everything
that has happened,
I don't want the money.
It's never been about the money
for me in the first place.
>> Judge Judy: What was
your fiancé's first name?
>> Christopher.
>> Judge Judy: Were you and
Christopher living together when
he died?
>> Yes, ma'am.
>> Judge Judy: How long had you
been living together?
>> A little over a year.
>> Judge Judy: Okay.
So you had a little over $3,000
left over after the payment
of the funeral expenses.
>> Yes, ma'am.
>> Judge Judy: What contract
did you have, Mrs. Miller,
with Miss Morrison
to pay for a headstone?
>> Your Honor, we didn't have
a contract.
We had a verbal agreement.
>> Judge Judy: Well, if there's
an agreement --
>> I spoke to her twice in the
same week that my grandson died
briefly, and she promised me
that she would see that the
funeral bill was being paid
for and the headstone.
>> Judge Judy: Well, tell me
when that conversation took
place.
>> Well, she was still living
at the lake, and I was at my
house.
We didn't --
>> Judge Judy: So tell me.
I would like to hear the
conversation.
>> I just --
>> Judge Judy: Because, at
that time, did she know that she
was the beneficiary of --
>> Yes. She knew.
>> Judge Judy: Shh, shh.
At that time that Christopher
died, had she been made aware
that she was the beneficiary
of a life insurance policy?
>> Yes, ma'am.
She knew it before then.
>> Judge Judy: Who told her?
>> Christopher did.
>> Judge Judy: Okay.
Well, I can't tell that, and you
can't tell her that, either.
All right.
So after Christopher died --
>> She was there.
Whenever I talked
to Christopher, she was there.
>> Judge Judy: It doesn't
matter.
I'm listening to the conversa--
Sit.
It doesn't matter.
I have asked you.
You tell me.
You called her,
and you said to her,
"I want you to pay,"
or, "You're going to pay for
the funeral out of the life
insurance policy."
You had to have
said that to her.
>> Yes. I said --
>> Judge Judy: Just a second.
You had to have said that to
her.
Or did she say to you,
"Out of the insurance policy,
I will pay for the funeral"?
Which way did it happen
that I'm going to believe?
>> I told her that those two
things needed to be taken care
of.
Whatever was left, she could
spend whatever she wanted.
>> Judge Judy: That's not up to
you.
That's not up to you.
There's nothing in here
that suggests that you have
any right to direct what that
$10,000 was to be used for.
I've just read the contract.