- Miss, I beg you. I beg you. Let me borrow some money. - Don't come near me! Help!
- Help me! Help! - You said that you can lend us money.
Help me!
As long as Xiao Mei writes an IOU, you said you can lend us money!
I beg you! I beg you!
My husband's life tonight depends on you.
This... what's going on?
I talked to the attending physician earlier inside.
He said it very directly.
Right now, you guys only have two choices.
Without the operation, the patient can't live past three months.
If you want to save him, he needs to undergo the operation immediately.
But after the operation, there's a great chance that the patient will be paralyzed.
Hence, you need to find a professional to accompany him.
I also asked around for you guys.
If we admit him to a rehab facility, not only is it expensive,
but the chance of recovery is not that high.
If we don't admit him to a rehab facility, then the expenses after the operation will not be that high.
That's why...
after considering your livelihood problems now,
I feel that it will be better that you choose this option.
Andy, go to the car first.
I'll take care of things here for you.
Don't worry. Trust me.
How much does the operation cost in total?
Including the cost of the operation and hospitalization,
all in all, it needs about ¥100,000.
That's the situation now.
Whether you decide to save him or not, is up to the family members.
Of course we need to save him.
I can't just watch my husband die like that.
Hearing her mother's words, Fan Sheng Mei was filled with guilt.
Of course she needed to save her dad. But what about the money?
With her paltry salary, she has to pay for rent, and support her family. It was already stretched to its limits.
And the ¥100,000 necessary for the operation was like a mountain, crushing her 'til she couldn't breathe.
Xiao Mei, your father's retired. He has a pension.
But I don't.
As long as he's alive, we still have this source of income to survive on,
and we don't have to rely on you for everything.
Do you think I don't want to save my dad?
Until now, all you can talk about is money?
- But what do--? - That's my dad!
Do I not want him to live?
I got it.
President Wei, I'm sorry. I might be a little presumptuous,
but can you lend me some money? I'll write you an IOU.
Yes,
but I need to discuss the interest and mortgage with you.
After all, we're talking about ¥100,000.
No problem. I'll give you everything in my room as collateral.
I don't know what you have in your room,
but following standard conventions, I only accept assets that can be easily converted into cash for collateral.
For example, property deeds.
This works.
Fan jie, your whole family fled to Shanghai.
They should be carrying their important documents with them.
Your dad's illness is a big matter to your family. It should be your whole family who chips in.
Don't just consider whether or not you have it yourself.
Your brother should have a house in your hometown, shouldn't he?
In my opinion, you should sell your bastard brother's house to pay for your dad's operation.
After all, he's on the run now, and doesn't need that house.
If you have the property deed with you, it'd be much easier to do things.
Leave the property deed with me. I'll give you a year.
If after a year, you've not paid me back, I'll sell the house to get back my money.
That won't do. I can't give the property deed to Xiao Mei.
You cannot sell your brother's house!
If you sell it, your brother will get divorced! Don't you know?
Xiao Mei, didn't you say you'll be able to find someone to borrow money from?
What divorce?
Your daughter-in-law is at most a middle-aged woman with a child to look after.
Who would want a divorced middle-aged woman these days?
She wouldn't even dare to divorce your son, okay?
Even if she was crazy, and insisted on divorcing your son,
at least she's given you a grandchild. You've gotten more than your money back.
Auntie, don't just care about your son and forget about your daughter.
Your daughter's already thirty this year.
After the new year, she'll be thirty-one, and be a leftover woman.
She'll never get married, if she has to carry all this debt. She'll be an old spinster her whole life.
A mother shouldn't be so biased.
Fan Sheng Mei, you too.
Are you really insane and want to be a saint?
Have you ever thought that at your age,
if you take on all this debt, you won't find anyone to mooch money off of?
Can't be, Fan da jie.
Don't tell me you played a part in buying that house and you're attached to it?
Will you or not? Just one word. If you want to give me something as collateral, hurry up and do it.
Anyway, Wei da ge is the creditor.
As long as he agrees, at least there'll be money for your father to get on the operating table.
Have you thought that at your age, if you have to carry all this debt...?
Qu Xiao Xiao was fighting for justice for Fan Sheng Mei, and the more she talked, the more passionate she got.
She had long been unhappy with how Fan Sheng Mei's family valued guys over girls.
Now she understands that
the prideful and vain Fan da jie from before
was actually someone who shoulders all the responsibility alone,
a foolish woman, who pretended so much to be strong that others felt sorry for her.
Something that involves the whole family shouldn't be shouldered solely by Fan Sheng Mei.
Xiao Mei, you can't sell the house.
You definitely can't sell your brother's house.
If you sell it, where is he going to live when he comes back?
And your sister-in-law and Lei Lei. You can't let them not have a place to stay when they get back.
It doesn't matter to me.
I don't mind you leaving the property deed with me.
You won't be able to sell the house on short notice either.
You'll still have to borrow money from me tonight.
I like to keep my accounts clear with friends.
No matter the length of the loan,
we will follow the standard interest rate used for personal loans of three percent,
no discount.
President Wei, then how much interest would that be each month?
You're borrowing ¥100,000. Interest is ¥3,000 per month.
Come year end, inclusive of interest, ¥136,000.
Although this is the rule,
but Fan da jie, with your pay, will you be able to pay it back?
Don't force yourself to turn to prostitution.
Isn't this loan-sharking?
You are all neighbours, living just beside each other.
Can't you be nicer?
It's the middle of the night. Don't daydream, will you?
Do loan-sharks only ask for three percent interest?
If you don't believe us, tell Fan da jie to make a call to see if she's able to borrow so much money tonight.
Xiao Mei, why don't you just agree to it?
It's more important to save your father.
In the future, you can just grit your teeth and save some more money.
You'll definitely be able to save the money.
You really want to force your daughter into prostitution?
Mom, I don't blame you for being biased,
but this is so much money. Not even a year,
even if you gave me ten years, I might not be able to repay it.
As you've seen, I've borrowed so much from all my friends and classmates that they're scared to lend me any more.
I just called a whole bunch of people and no one's willing to lend me money.
There's only two options for you to choose.
One: sell the house and let my dad get on the operating table.
Two: don't sell and watch my dad die.
You decide.
Wait a moment.
Do you guys have the right to sell your brother's house?
My brother's house was bought with my parents' money.
They were worried that my sister-in-law would ask for a divorce to get a half the house,
so they wrote their own names on the title deed.
Mom, Dad has a brain hemorrhage right now, and can't afford to wait.
Hurry and make a decision!
Do you not want to save Dad?
You want to watch Dad die in front of you, is that it?
Weren't you begging me just now to save Dad?
I- I can't make this decision.
I'm just a woman. How can I make this decision?
Your dad will beat me to death!
He'll beat you? He needs to be able to wake up first.
President Wei, how about this? Can you write an IOU first?
Once my dad gets on the operating table,
I will go back to the 22nd floor to get you the property deed.
This thing can't wait. I'm afraid that he won't be able to wait until...
Okay.
You. You.
Xiao Fan, sorry about just now.
We discussed it with Wang Bai Chuan,
and felt that it wasn't a good solution for you to be solely responsible for your family's debt. Neither was it reasonable.
So we took things in our own hands.
When we take the property deed later, I'll keep it for you first.
As for what to do with the house, I hope that we can decide
after your father's operation, and you have made up your mind.
- You guys-- - Also, we won't charge interest for the money we lent you.
And there's no rush to pay us back.
Let's wait until you have more money in your hands before we discuss it again.
President Wei, I still need to ask a favor of you.
Could you... sell the house as soon as possible?
Sure.
But I need to entrust this task to Wang Bai Chuan.
I'm not familiar with things in your hometown and I'm afraid that I might make a loss.
You don't have to make an appearance, you just need to know it.
It's okay.
I came up with half of the money for that house.
My conscience is clear.
I...
I only realized now that sometimes if I can't handle things, I shouldn't force it.
In the past, I thought I was pretty capable
and I could do anything.
I acted like a heroine.
I only know now, in other people's minds,
I've been a joke.
No. I don't believe that.
I think you are very brave.
If I were you, I would not have handled it better than you on this matter.
Andy,
thank you.
Hey.