John: WELCOME BACK TO
"LIVING 808."
TAX DAY MIGHT BE ABOUT THREE
MOCKS-- MONTHS AWAY, IT'S NEVER
TOOLEARLY TO TAKE A LOOK HOW WELL
PROTECTED YOU ARE.
AND YOUR INFORMATION AGAINST
FRAUD.
JANUARY 28 THROUGH FEBRUARY 1ST
IS TAX IDENTITY THEFT AWARENESS
WEEK.
TO GO OVER THAT AND TO GIVE US
HELPFUL TIPS IS JON HANAI FROM
HawaiiUSA FEDERAL CREDIT
UNION.
I WANT TO KNOW WHAT TAX IDENTITY
THEFT IS.
IT'S WHEN A FRAUDSTER OR
THIEF USES YOUR SOCIAL SECURITY
NUMBER AND GET A REFUND OR JOB
UNDER YOUR NAME.
YOU MIGHT NOT KNOW UNTIL YOU GO
TO FILE YOUR TAXES WHETHER IT BE
ELECTRONICALLY OR THROUGH MAIL.
WE SENT OUT A REFUND OR YOU GOT
WAGES FROM ANOTHER JOB YOU
DIDN'T KNOW THAT.
John: THAT WOULD BE COOL
EXPECT YOU HAVE TO BY PACKS.
THE REST OF THAT, I'M SURE THERE
ARE VIEWERS WHO HAD TO DEAL WITH
THIS.
GOD FORBID YOU HAVE TO DEAL WITH
THIS, IT'S HORRIBLE.
ARE THERE ANY COMMON TYPES --
SOME VIEWERS WANT TO KNOW.
ANY COMMON TYPES?
SCAMMERS ARE GETTING MORE
SOPHISTICATED.
THREE COMMON ONES WE SEE A LOT
AGENT.
WHAT HAPPENS IS AFTER THEY'VE
STOLEN YOUR IDENTITY, THEY'LL
GET THE REFUND DEPOSITED INTO
YOUR ACCOUNT.
BUT THEY'LL CALLING YOU AND SAY,
POSING WITH AN AGENCY SAYING,
THIS IS A MISTAKE.
YOU HAVE TO RETURN THE MONEY.
BECAUSE THE MONEY IS TRANSFERRED
TO THEM.
IT'S BEEN FILED.
YOU'LL GET MONEY TRANSFERRED
INTO THEIR POCKET.
ANOTHER IS PHONE CALLS.
PRETEND TO BE FROM THE IRS OR
SOMEONE AFFILIATED.
SAYING, LEGAL ACTION WILL OCCUR
IF YO YOU DON'T PAY BACK TAXS.
THEY CAN MAKE IT SEEM LIKE
THEY'RE CALLING FROM THE IRS.
John: THIS IS TERRIBLE.
AND ANOTHER IS PHISHING
SCAMS.
SAYING CLICK ON THIS WEBSITE.
AND MAKE IT LOOK OFFICIAL.
THEY'RE TRYING TO GET YOUR
FINANCIAL AND PERSONAL
INFORMATION.
John: THEY'RE GETTING PHONE
IT'S HARD NOT TO ANSWER.
OKAY.
I WANT TO KNOW, AND I'M SURE
EVERYBODY WANTS TO KNOW, HOW DO
YOU PROTECT YOURSELF?
WE SO QUICK TIPS THAT CAN
HELP YOU.
PROTECT YOUR SOCIAL SECURITY
NUMBER.
KEEP YOUR CARD AT HOME IN A SAFE
PLACE.
NEVER GIVE YOUR NUMBER OUT
UNLESS IT'S A NECESSITY.
PROTECT YOURSELF, WHETHER IT BE
MAKING STRONG PASSWARDS.
IF YOU RECYCLE A COMPUTER, WIPE
THE HARDDRIVE BEFORE YOU TURN IT
IN.
CHECK YOUR MAIL REGULARLY.
SHRED ANY BANK DOCUMENTS YOU
DON'T NEED.
CHECK YOUR MAIL.
SAY YOU HAVE REGULAR STATEMENT
THAT'S COME IN THE MAIL BUT
YOUVILLE RECE-- HAVEN'T RECEIVED IT IN A
WHILE.
HAVING YOUR DOCUMENTING SENT TO
THEM.
MAKE SURE YOU'RE UP TO DATE ON
YOUR VIRUS AND SPAM AND MALWARE
PROTECTION AS WELL AS MAKING
SURE YOU'RE UP TO DATE WITH DATA
BREACHES THAT HAPPEN ALL THE
TIME.
THAT'S A LOT TO DEAL WITH.
IF YOU NEED HELP, TRY TO LOOK
INTO MON STORING SERVICES.
AT HAWAI'I U.S. A., WE HAVEI.D.
CARE.
PREVENTION TECHNIQUES AS WELL AS
MONITORING SERVICES AS WELL AS
HAVING SOMEONE TAKE OVER IN AN
EVENT SOMETHING DOES HAPPEN.
John: THANK YOU SO MUCH.
YOU SCARED EVERYBODY BUTU HELPED
EVERYBODY.
WE'RE GOING TO HAVE TIPS ON OUR
WEBSITE.
A LINK TO THEIR WEBSITE.