hi we're john and leah and in today's video we are talking about things that are scams sadly scams
scams but americans are used to them these are american things that are normal to you guys but
they're actually scams let's expose the scout yeah let's do it we've got this buzzfeed article you
know that buzzfeed is our favorite resource for all things america yeah which triggers
lots of people but we love buzzfeed we love buzzfeed i feel like we take the buzzfeed
article not the buzzfeed and like add our own oh yeah flourishes we make it our own and we like
go on tangents so if you're new here we go off on tangents but we're very fun so stick around
click the subscribe button if you're not already subscribed for fun also anyone that
calls themselves fun is like not fun we're so fun we're not fun oh my god when we tell people we're
farming that's embarrassing okay oh this one bank fees i can't no it's a scam that's all being done
over all of us not just in america this is about america but in the uk just being scammed by for
money from banks every time we go to america we get transaction fees on our account transaction
transaction fee transaction b if you total up how much we spend in transaction fees we get done over
but these guys get it on almost a daily basis and they're not even traveling ridiculous yeah
why are they punishing you for spending your money or punishing you for not spending your
money it's like you can't win you get punished for not spending money as well well this person says
uh this user i think on reddit said you are broke so we're going to charge you for being broke and
it's like i think they even get charges for things that like if they're not earning money they get
charges or whatever no that is horrendous ridiculous that's absolutely horrendous
okay the next thing is news as entertainment oh my gosh this one drives me up the wall
when they add their own opinion yeah yeah the news and they're journalists yeah but they're
not they're basically just celebrities that have a news job wearing a suit yeah no offense if you're
a news reporter and you happen to be watching joel and leah but what the hell why are you
talking about your opinion yeah this blows my mind so this person said the fcc which i think is like
they're controlling like that advertising yeah the sec needs to require broadcasters to clearly
identify any news program that is actually an opinion program from local broadcast or news or
cable networks yeah that's so true because you see these clips on social media of these news anchors
and we're always shocked as brits because they're like so opinionated in the uk you're not supposed
to be but it's because they're not real news anchors they're like opinion people yeah they're
like what what's an opinion news anchor what's the word for that i don't know like wait journalists
yeah yeah okay i think it's because if you're a news reporter obviously different to a journalist
yeah you just deliver the news yeah but over there that seems like this fine line isn't
there between like news anchor journalist like you're just new celeb well this is where the
line is blurred and why you get the extremes so you get the extreme republicans who just believe
everything fox news tells them yeah when it's actually the presenters opinions and then you
get the other side with the left that gets so all the progressives get really angry and things
because like it's all biased so news people should be completely unbiased it's never going to happen
though is it really hard ridiculous oh we can't relate to this but apparently the the price of
college textbooks is a big scam in america that is a scam doesn't surprise me like the tuition
fees are huge education discount education skype we don't know what everything's a scam yeah so
college books even normal books i think education is a scam if you think about the cost of it you're
like you are literally profiting off of me wanting to learn yeah fair enough i'll pay for what i'm
you know for the tutoring and stuff and someone's got to be paid a salary to teach and someone's got
to pay for like all the living costs and stuff obviously education putting someone through
college is obviously really expensive but the actual cost of like learning is so expensive yeah
so then there's only a few people that can afford to do that and if you're able to afford to have
an education then it's like no wonder american parents bankrupt themselves for their kids so
they can go to college yeah and then they've got to pay for the blooming textbooks on top of that
it's horrible isn't it yeah i don't know if it's a scam doll but it's a rip-off it's a rip-off
no education is worth 60 000 a year like it's just not i know it actually isn't the maximum price in
the uk is like 9 000 pounds a year and that for us it's like that's a lot yeah just tuition fees
just tuition fees unless you're an international student they just they scam you even more one the
brits rely on the international students to pay those increased fees and that's why they make the
real money so they're always saying international students come to the uk welcome all your money we
need the fees international fees that was another one student loan yeah i thought that was part of
it okay yeah do you know that like you cut the interest is horrendous your mine's coming up by
like 5 000 in a few yeah just interesting because yeah it's ridiculous i hate that yeah student
loans are a scam they are a scam is deficit people are trying to pay off their student loans just
piling on the interest so they're drowning yeah mine was my actual debt from my three years was
27 000 pounds and when i last checked it was like 36 000. oh yeah just interest every year going up
and up and up so how much a year could you pay off about i'm basically only paying off the interest
so it will never go oh this is a scam it's all a scam so you've linked yourself into that debt
and some people say why don't you pay it off but actually it gets written off it after 30 years
or 40 years so it probably will be fine and it'll end up less expensive to just you know go on yeah
the next one mlm so multi-level marketing so if you're in mlm you don't think it's a scam but
if you're and if you're locked in you don't you don't see it as an opportunity i've read
books about mlm i've read beach money i even got involved with an mlm i actually liked the products
of their mlm because you were in it i was in i was so involved you wanted your white mercedes
did i but you know when they promised you like if you get to this tier you can get a white mercedes
for free in your life yeah i don't know i i thought that was entertaining but i still i
just never saw myself driving and white mercedes but can we just take a few steps back mlm unless
you're at the top of it it's basically a pyramid scheme yeah it is basically a pyramid scheme but
people don't say that it's a pyramid ever well exactly they're promising you that you could do
this and you could earn this and it's like yeah that is true once you get to that level yeah the
only reason that lot are rich are because this lot are all struggling and basically paying them
yeah like commission and stuff i remember being at an mlm talk and they described it as a tree
they were like we're not a pyramid scheme we're a tree we're tree schemes
so like the roots are here like this is building the roots and then they said that all of the
branches that are coming off are like that's your team and like going into the foundation getting
stronger and stronger but it's basically a pyramid i just know we're gonna get some comments from
people involved in pyramid schemes and mlms going i'm involved in this and it's really not a pyramid
scheme but darling if that's you it is a pyramid scheme like don't get me wrong you still get paid
and you can still make a lot of money as you probably know but if you don't stick to it give
it everything you'll lose you will lose money and you will just contribute to somebody else getting
to the top of like stronger in theirs obviously it benefits them if you succeed that's why the people
at the top of the mlm want you to be huge they're like i want you to be bigger than me i want you to
outgrow me because then they will can't you they will constantly profit off any of your
future success yeah i'm trying to think like what else in life relates to that where it's like oh we
all do well if we all do well but it's like how much shampoo conditioner face cream can you vlog
i know we always gonna need products but how much of it can you really
like if you know if times got tough people aren't prioritizing their face pretty but also i'm also
not going to really listen if it was a very good friend being like listen these products are great
but it always comes across pushy so i'm like no i just choose my own stuff i like my brands yeah
i'm not gonna switch chip to yours yeah see you are you quite broad loyal yeah just brand lazy
brandon i'm just brand lazy i'm just brand lazy yeah i'm i'm not brand loyal or brand lazy
but like if you say someone's like try this spf i would immediately just try it i wouldn't be
like i'm really sorry i only use paula's choice spf okay i'll try everything that's why i fell
into it because i tried the nightclubs i tried the stuff vulnerable she's vulnerable vulnerable
maybe vulnerable well at least you tried it now and i have a really bad memory of sending a text
like this long to ally yeah ally yeah graduation yeah and saying like how we were going to grow
so big together on our blog and he texts me back being like clear you're deluded like you listen to
yourself what's going on and i was obviously i had just sat through like a three-hour seminar and i
was part i was pumped for lms mlm i was listening to audio books about and it was always promo girls
like you because i remember i bonded really well with this girl from liverpool can't remember her
name we got along so well and she was like dave i've got a great idea for you and i was like okay
i was like she was like let me get on like skype because of skype at that time and like i want to
chat to you but and i thought it was like her own business i was like oh my gosh i might yeah
anyway it was like a massive arbonne presentation and like because i was too shy at that stage
i knew i didn't want to do it immediately if i waited to the end of like the hour on presentation
i was like no and then she got pissed off and never spoke to me again but i was like that's
then the impression it left on on me but like someone i got along with well but then they were
just using me cause they were hoping that i would like join everything and contribute to their money
sugar that's so tough oh my gosh yeah i remember getting i remember living with um a guy ben
in that house with emma and his girlfriend was big in our bond she was like top they had coin and
they moved and she bought his flat well i think they were renting it in like primrose hill must
have been about five i feel like it's a bit like youtube when people want to be youtubers and it's
perfectly possible to be a mega famous super rich youtuber yeah but is it likely not really or yeah
and so the advice is if you want to do it yeah do it because you love it because then you'll stick
around longer yeah but for example if we promise one of our viewers like start youtube you're gonna
be so rich keep going like they're soon gonna drop off and go it's a scam it doesn't work because i
haven't earned this money so it's like if you genuinely love the arbonne products and you just
love it and you don't really care if you make much money then do it because it is fine and you might
end up doing really well because you genuinely love it but if someone's going into it they don't
care that much about the product but they're just like i just want to make cash then you're probably
gonna have a bad experience yeah i agree you've got to love the thing you're selling yeah wow
wow this is with all of our mlms but the title can have mlms in it yeah multi-level marketing arbonne
there's herbal life as well why do americans fall for pyramid school because everyone wants a get
rich quick scheme but there's just never such a thing yeah it's the american dream to get rich
quick yeah and like drive a fancy car and have a really amazing home there's just no such thing no
it's slow everything takes so slow yeah get rich slow scheme yeah that's what we should start let's
start and get rid of get really slow get rich slowly you know how slow is the sustainable yeah
like slow travel as opposed to like backpacking and going to everywhere slow traveling and like
slow there's loads of slow things every moment slow eating no yeah it's good for weight loss yeah
eating slow slow slow so artists get rich slow no or maybe they would do things yeah get rich so
everyone wants to get rich quick sorry guys the only true way you can do it is get rich slow
get rich real slow slow slow that right down okay what else uh health insurance oh i can't
contribute to this because i don't really know no well we we both have some form of private
health care here in the uk and so it does exist in the uk that's another big misconception that
americans have in that we just have socialized healthcare we don't we have both yeah so you've
got the option but yeah i feel like it's not a scam because it contributes something but
it's something i would never be willing to do to pay hundreds of pounds in health insurance
a month some people pay like loads don't they yeah or they get it included with their job yeah i saw
a job application in american it was like comes with dental with healthcare with all these numbers
and i was just like that's not even a thing in the uk like you don't see a job description with
advertising because you'd go yeah i'll take the job with the best healthcare then because i'll
just get free health and then like what am i living for what am i working for just in case i
ever get ill and that's where people are trapped in their jobs in america because they're like
i really want to leave but if i leave i'll lose my amazing health care plan and then they get stuck
in a job they hate no i can't do that no move to the uk guys and just have [ __ ] healthcare
it's not hot i mean the nhs is sometimes you know what it's slow it's slow healthcare
and that's fine unless you really need it you're really dying then forget it
yeah this next one is similar to mlms in the their businesses run by people that really
are they scamming you we don't know so these people for example say someone's got an airbnb
empire and they know all the tricks they know how to level up your airbnb game to whatever and
they're selling their airbnb course you can only find out every secret to do with what it is you're
trying to find out by paying for their course and it'll work like this they'll give you something
for free so you'll get this landing page on the website being like do you want to earn six figures
a year from there yeah it's like fill it put your email address in here and i will send you the
secret document to the day yeah so they send you a little freebie yeah which again more pitching yeah
like do you want to know how to make 10 grand a month in renting out speed boats um sign up to my
free webinar yeah and on the webinar you'll find out more yeah and then they'll be like we've got
normally this course that i'm about to pitch you guys it is 4 000 pounds it's a real investment but
because you're here today i'm gonna give you the course for just seven hundred pounds and
you're like four thousand seven hundred bargain and then you're like wait this is still so much
apartment the thing is it's like it's a bit like that it's a bit like all of the above that we said
if you give it everything and follow everything they said you probably will make all that money
back that you spent on their course and more yeah but the point is is that if you don't give it any
energy then you won't no and if you're just there to find out the secrets and then not implement
any of them i think it's just knowledge isn't it's useless but you need the knowledge and the action
applied knowledge guys so anything's a scam unless you apply it like spending a 60k on an
education scam unless you're going to apply it and loads in your job yeah if you know you're
going to definitely go into a job that you can only get from doing that degree yeah and you're
going to earn loads more than 60k a year then fine worth it so i think like in conclusion
yeah we can't really go around saying that's the scam master scam mascot it's only a scam if you
allow you don't ever take action if you let it be it's only if you let it be you guys yeah like if
you buy it use all that stuff try and get involved in all these things but then do nothing you've
you've scammed yourself yeah and sometimes i do believe in spending money to invest in yourself
yeah and spending enough money that it motivates you to go oh hey i have spent a lot of money on
this right so hiring a pt yeah like you're like oh i've spent 800 quid on somebody like they're going
to train me if i'm just not going to follow their blueprint then i'm wasting i've scammed myself
yeah so i'm cheating on myself don't ever cheat on yourself it's really easiest people to cheat
on ourselves because we're like no one's going to tell me yeah exactly you're like my pt's not
going to know yeah eats another exactly you're only sabotaging your own program exactly wow guys
this was an inspiring video we are so inspiring we're not just fun we're inspiring that describes
himself as inspiring it's not inspiring yeah oh my gosh well thanks for watching guys please
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you