- One thing you might hate more than going to the dentist
is paying for the dentist.
That's why it is so important
to have good and affordable health care coverage.
Now, joining us is Andromada Deberry,
a licensed insurance agent and spokesperson
for MedicareAdvantage.com.
So it's good to see you again.
- Thank you, happy to be here.
(audience clapping)
- Andromada, what would you suggest
for Medicare beneficiaries looking for ways
to save on their dental bills?
- Well, Dr. Phil, as we know, dental care can be expensive.
One recent report found that Medicare beneficiaries
spent an average of $874 in a single year
on out-of-pocket dental costs.
The good news is that Medicare Advantage plans
may cover dental services such as dentures,
cleanings, x-rays, extractions, crowns,
root canals, and implants.
- So do Medicare Advantage plans offer coverage
for other health needs as well?
- Absolutely.
Some plans offer prescription drug coverage,
vision care with free eyeglasses,
hearing care with free hearing aids,
allowances for over the counter items
and healthy food at the grocery store.
There are also plans that may offer 24/7 nurse advice lines,
personal emergency response systems,
free transportation to doctor's visits,
and even free gym memberships.
Some plans may even offer an allowance for healthy food
and coverage for a personal emergency response system.
- Really?
Well, that's a lot of benefits,
but are these plans saving people money?
- Yes.
A 2019 report found that many beneficiaries
saved $1,200 or more on out-of-pocket expenses
in a single year compared to those
who only have original Medicare.
Medicare Advantage plans are affordable for most people
with premiums as low as $0 per month.
You may have access to plans with $0 monthly premiums,
$0 deductibles, $0 prescription drug deductibles,
or even $0 copays for common services
like visiting your primary care doctor.
Plus, Medicare out-of-pocket costs are limited every year.
- Wow, all right.
So Andromada, who can enroll in these plans?
Who's eligible?
- Anyone who has Medicare is eligible to enroll
in a Medicare Advantage plan
if a plan is available in their area.
Over 26 million people are already taking advantage
of the benefits available to them
with a Medicare Advantage plan.
- Well, one thing that is so important to most people
is can they keep their doctor
and specialists they know and trust?
A lot of people want to stay with who they got.
- That's true and yes.
Once we figure out which plans fits your needs
and your budget,
we can search for a plan
that lets you keep your current doctors
as well as cover your current medications.
The Medicare annual enrollment period is now.
So if you have Medicare,
this is your chance to enroll
in a new 2022 Medicare Advantage plan.
But don't put it off
because the Medicare annual enrollment period ends
on December 7th.
And just for Dr. Phil viewers,
we've created an exclusive helpline
so you can speak with a licensed insurance agent.
All you have to do is call 800-773-8014.
- Okay.
Is there anything else that my viewers should know
about these plans?
- Yes, there are over 3,500 plans available
across the country this year.
And right now we're offering a free Medicare benefits review
to make sure you're getting the right plan for you.
Just call 800-773-8014
and get your free Medicare benefits review now.
- Okay, say that number again.
- Yes, it is 800-773-8014.
- Okay, yeah, 'cause people want to want to get that.
So look, I've been having, you know,
we've done this a time or two
and I've had a lot of people approach me and say,
"Hey, thank you for doing that
'cause I got in before the deadline last year
and it made a lot of difference."
So if you have Medicare, don't wait.
Call the exclusive helpline
and get your Medicare benefits reviewed.
Once again, the number's 1-800-773-8014.
Andromada, thank you so much for joining me today.
- Thank you.
Thank you.