>> ACTION. HE WAS TAKEN INTO POLICE
CUSTODY.
CUSTODY. >> WITH ALL THE NEWS CHANCES ARE
YOU ARE THINKING MORE ABOUT YOUR
HEALTH CARE.
HEALTH CARE. STAGGERING NUMBERS, 25 MILLION
AMERICANS HAVE NO HEALTH
INSURANCE.
INSURANCE. >> COST IS A HUGE FACTOR.
A BRAND NEW COUNTRY IS HOPING TO
SHATTER THE INSURANCE HEALTH
CARE BOTTLE.
CARE BOTTLE. MAKING IT CHEAPER AND EASIER TO
UNDER.
UNDER. >> BILL SHOWS US A NEW WAY TO
BUY HEALTH INSURANCE.
>> I DREW THE TRACK MEET.
>> J.J. HOLLIS, FROM THE
WOODLANDS, WATCHING HIS
20-YEAR-OLD SON RACING DOWN A
RUNNING TRACK.
RUNNING TRACK. >> SEEMS HEALTHY.
>> HE’S PRETTY HEALTHY.
>> Reporter: WITH TREY AT
SCHOOL, J J REALIZED HIS SON
NEEDED HEALTH INSURANCE, WHEN HE
CHECKED THE PRICE, HE LEARNT IT
WOULD BE 600 A MONTH FOR A
HEALTHY YOUNG MAN.
>> HE NEEDS TO BE COVERED.
WHAT DO WE USE.
>> Reporter: HE FOUND FIVE CAR
HEALTH, HEALTH COVERAGE 40%
CHEAPER THAN TRADITIONAL PLANS.
>> WE WENT FROM A 600 A MONTH
BILL TO HEALTH INSURANCE.
180 BUCKS A MONTH.
WE STARTED TO LOWER THE COST OF
AMERICA.
AMERICA. >> ENTER PATRICK, FORCED TO PAY
1300 BUCKS FOR AN M.R.I. THROUGH
HEALTH INSURANCE.
HEALTH INSURANCE. HE NEEDED A SECOND TEST.
AND PAID FOR IT HIMSELF IN CASH.
>> I HAPPENED TO ASK THE OFFICE.
CAN I PAY FOR THIS SO IT’S
EASIER FOR ME.
THEY SAID SURE, IT WILL BE $330.
AT THE SAME LOCATION WITH THE
SAME DOCTOR I CAN PAY 1300 OR
$330 CASH.
$330 CASH. THAT’S WHEN HIGH STARTED SIDE
CAR HELP.
CAR HELP. THEY USED TO PAY THE DOCTORS
DIRECTLY AT THE TIME OF SERVICE.
HOW DOES THAT SAVE YOU MONEY.
>> THE PROVIDERS DON’T HAVE TO
DEAL WITH THE BACK AND FORTH OF
A TRADITIONAL I’M ADJOURNS
COMPANY, ARGUE ABOUT WHAT WAS
COVERED, THEY JUST GET PAID.
CHEAPER FOR THE DOCTOR AND THE
PATIENT.
PATIENT. >> I WANT TO JOIN.
>> FIRST THING YOU DO, COME TO
THE WEBSITE.
THE WEBSITE. >> IT SHOWS US THE SITE OF THREE
STANDARD PLANS FOR AN AVERAGE
30-YEAR-OLD MALE WITH NO MAJOR
PROBLEM.
PROBLEM. THE BUDGET COST $165 A MONTH FOR
$10,000 IN HEALTH COVERAGE, THE
STANDARD PLAN IS 199 A MONTH FOR
25,000 IN COVERAGE, AND THE
PREMIUM PLAN COST $279.
FOR UP TO 2 MILLION IN COVERAGE
A YEAR.
A YEAR. SIDE CAR COVERS UP TO 170,000
MEDICAL PROCEDURES AND SHOWS YOU
WHAT THE PROCEDURE SHOULD COST
AND WHAT SIDE CAR SHOULD PAY SO
YOU KNOW WHAT YOU’LL HAVE TO PAY
OUT OF POCKET.
IT SHOWS YOU A MAP OF WHAT
DIFFERENT DOCTORS IN THE AREA
ARE CHARGING FOR YOUR PROCEDURE.
YOU CAN SHOP FOR THE BEST PRICE.
>> THE DOCTOR IS CHARGING $74 TO
GO TO THE PHYSICAL OFFICE.
WE PAY A MIXED PRICE OF 143.
GO SEE THE DOCTOR.
YOU ARE GETTING $70 IN YOURING.
>> IT DOES THE SAME THING WITH
PHARMACY.
PHARMACY. >> LOOK AT THE VARIATION OF WHAT
OUR MEMBERS EXPECT TO PAY.
>> EVERYTHING FROM $96.
IF I DROP AT THIS PHARMACY TO
GETTING $8 BACK FROM MY ACCOUNT
IF I SHOP AT THIS PHARMACY.
JAY JAY FIGURES HE’LL SAVE MORE
THAN 5,000 GOING WITH SIDE CARD
INSTEAD OF TRADITIONAL
INSURANCE, AND KNOWS WHAT HIS
SON WILL GET FOR THAT MONEY.
>> HE GETS $25,000.
>> HE CAN SWIPE IT, PAY THE CASH
PRICE, HE’S IN AND OUT.
>> YOU SHOULD KNOW THAT SIDE CAR
HEALTH IS NOT FOR EVERYBODY,
IT’S GEARED TO PEOPLE WHO DON’T
HAVE HEALTH INSURANCE THROUGH
THEIR EMPLOYER AND YOU NEED TO
FIND LIMITATION.
FIND LIMITATION. IF YOU BUY $25,000 OF COVERAGE,
YOU GET THAT, $25,000 TO PEND ON
HEALTH CARE, THAT’S IT, IT’S OUT
OF POCKET.
OF POCKET. IF YOU WANT MORE, YOU CAN BUY
MORE.
MORE. THE PRICE YOU PAY FOR SIDE CAR
WOULD BE CUSTOM TAILORED FOR YOU
OR YOUR NEEDS.
>> YOU HAVE IN NETWORK OR OUT OF
THE NETWORK.
THE NETWORK. >> YOU PICK WHATEVER DOCTOR, YOU
DON’T HAVE A NETWORK OR SURPRISE
MEDICAL BILLS, YOU ARE PAYING AT
THE TIME.
THE TIME. >> I LIKE THE ALLOCATED AMOUNTS
AND IT’S IN YOUR ACCOUNT IF YOU
DO BUDGET SHOPPING.
>> MUSIC TO MY EARS.