I know we've been talking a lot about grilled dinner, but
I really think we should focus our attention on Girl Math.
I got a Starbucks today that was 490.
Anything under $5 feels like it's pretty much free.
Girl Math returned something at Zara for $50, bought something else that was $100.
It only cost me $50.
Girl Math even, like, tickets that I buy months in advance,
I show up to the concert and I'm like, this was, like, a free answer, right?
Girl Math.
>> All right, so this is a viral trend on TikTok right now where young women,
teenagers are basically trying to justify their consumerism.
And the amount of money their consumerism sucks out of their bank accounts
by referring to this as Girl Math.
Like, these justifications, and
those are perfect examples of what we're referring to here.
I wanna go to one more video, and then we'll talk about what we think on this.
>> Speaker 3: Here's a list of things I firmly believe because of Girl Math,
anything under $5 is free.
Anything I buy with a gift card is free.
If I buy something, but then I return it, I've made money going to an event or
a concert is free because I purchased the tickets so long ago,
it doesn't even count.
I load my Starbucks app in advance, so Starbucks is free.
Anything discounted more than 50% is free.
And I am losing money by not getting it.
If I'm, like, paying someone back for dinner and I have money in venmo,
that dinner is free.
If I don't buy something, like, if I don't buy a pair of shorts for $50,
I've made $50, and I can then go spend $50 on something else.
>> Speaker 2: I hate this so much.
I hate every part of it.
I hate that it's called Girl Math.
I hate that build that nest egg, girls.
Build it because when you have money, it's easier to make money.
And believe me,
that's way sweeter than the $5 Starbucks that you're spending your money on.
I know I'm going to a cliched example, right?
But no, anything under $5 is not free.
It's just not, and it adds up.
I wanna grab them and be like, build your future.
The consumerism isn't worth it.
And don't get me wrong, I get distracted by shiny things sometimes.
I do, I get it, and sometimes I treat myself.
But God financial stability and independence is so much better.
>> Speaker 4: Agree to disagree.
So do Girl Math on TYT membership it's 499, it's under $5, it's free.
>> Speaker 2: No, but by the way, I actually spend money on, like,
I just bought a year subscription to The Atlantic.
Coz I was getting super irritated with the articles I was interested in reading, and
then the paywall would slap me in the face, right?
So, look, there are some things, like, if it enriches your life,
if it genuinely brings joy to you, definitely go for it.
But don't act like the money that you're spending on frivolous stuff is totally
fine because you've played, like, these mind games on yourself to justify it.
>> Speaker 4: Okay, now, in all seriousness, of course, but
you should go to tyt.com join anyway.
No, but seriously, do I know people like this?
Definitely.
I know people that do almost all the things that they mentioned there.
Now, do I like that they call it Girl Math?
No, don't do that.
I like the other girl things that were fun.
Girl dinner, I liked them as if I knew these trends.
I looked it up today, okay?
>> Speaker 2: It perpetuates stereotypes, that's what I don't like about it.
>> Speaker 4: Girl dinner and hot girl walk, I'm totally in for.
>> What's hot girl walk?
>> Speaker 4: Okay, so I'll explain.
>> Speaker 2: Okay. >> Speaker 4: You probably do it and
don't even know it.
>> Speaker 2: No, I know I do it, actually.
Last night, wore some nice shorts, feeling real good about myself.
>> Speaker 4: You're halfway there.
So girl dinner is when you're not getting a real dinner, but you're just eating,
like, snacks from the fridge, like cheese and bread and some olives, et cetera.
>> Speaker 2: I love girl dinner.
>> Speaker 4: I love girl dinner.
>> Speaker 2: Favorite kind of dinner.
>> Speaker 4: I literally had girl dinner last night.
>> Speaker 2: Yeah. >> Speaker 4: Okay, so
nothing wrong with that.
You're eating light and they're delicious anyway, God bless.
It's a positive ramification to the word girl there, it's okay.
And hot girl walk is if you're feeling good about yourself.
So you were right about like, I'm looking good, I'm feeling good.
Thinking through life a little bit.
>> Speaker 2: Hell yeah, I love doing that during my walks, right?
>> Speaker 4: And like, hey, what are my goals?
What are my plans?
And then the third part of hot girl walk, apparently, is the strut.
No, that's a good guess, though.
No, you don't want to be like, yeah, you don't have to do that.
Apparently, that's my what are we,
Ron DeSantis [LAUGH]?
Not hot guy walk.
Anyway, the third part is appreciating life.
I'm like, who came up with this?
I love this idea.
>> Speaker 2: I love hot girl walk.
>> Speaker 4: Yeah, we're here for the other girl things, like walking and
dinner, but Girl Math makes us sound like that.
You're not that bright.
>> Speaker 2: Yeah, exactly.
>> Speaker 4: So don't do that.
You're getting carried away.
>> Speaker 2: And by the way, look, okay, here's I think,
more important point to you ladies who buy into this, right?
If you're making your own money and
you're responsible with all the other stuff you need to pay for, like bills and
things like that, you don't need to justify your purchases to anyone, okay?
Right?
Why do you feel the need to justify it?
You wanna buy the tickets to see a concert, great, do it again.
As long as you're being responsible and ensuring that you're paying your bills and
that you're not screwing someone else over by not paying them back,
whatever it is, right?
Go for it.
That's your money.
You should spend it the way that you see fit.
I'm also just trying to get another point across, which is to say, look,
living in America,
where you're constantly inundated with influencers trying to sell you things.
With various brands trying to sell you things, all of this messaging that makes
it appear as though if you just buy this one doohickey,
your life will be improved and you'll be so happy.
It's all nonsense, right?
Don't buy into the consumerism.
Really ask yourself, will this purchase really make me happy?
Will I actually get something out of this purchase?
Right? >> Speaker 4: Yeah.
No, I love what you're saying.
I'll end on this.
I'm gonna combine girl dinner, hot girl walk, and
Girl Math into something that is helpful, okay?
So I do this every once in a while.
I'll go to a fancy restaurant because I love the food, but I plan it out so
that I've got enough of a budget for it.
But once I've made that calculation, I think I can afford it.
Then I stop thinking about it, and
I move forward to appreciating the hell out of it.
Like, hey, I decided I'm going for it, so I'm gonna love this food, okay?
That's the hot girl walk part about appreciation.
And it's dinner.
And sometimes I'll even do girl dinner at the fancy restaurants, and
I'll order two appetizers and no entree.
Okay.
>> Speaker 2: I love that form of eating.
The Spaniards did it right with the tapas.
>> Speaker 4: And the Turks with the mezzas.
>> Speaker 2: Yes, it's true.
>> Speaker 4: Okay, so since I grew up Turkish, we're used to mezzas,
which is just small, little appetizers.
So I love it.
And some people think like, but wait,
when you go to a fancy restaurant, are you allowed not to order the entree?
Isn't that kind of not cool?
I don't care.
I'm never gonna see that person again.
You're not gonna get arrested for it.
You could order whatever the hell you like.
>> Speaker 2: This is America, okay?
This is a land of freedom.
>> Speaker 4: Hashtag girlfriend [LAUGH].
All right, so you do you boo, but be a little careful and
let's call it something else.
>> Speaker 2: Interest rates are high,
which means that you can get you a savings account with a nice 5.5% interest rate.
>> Speaker 4: Wow.
>> Speaker 2: Yeah.
So the more money you have, the more money you can make from that interest rate.
Just keep that in mind, ladies.
Get yourself a good bank account [LAUGH].
>> Speaker 4: To look out for you.
>> Speaker 2: Yes.
>> Speaker 4: And this is when we go bye-bye.