KELLY:
THIS YEAR SO FAR, OAHU HAS SEEN
A
THIS YEAR SO FAR
OAHU HAS SEEN A RASH OF
VERY SERIOUS CRASHES AND
SOME HAVE BEEN FATAL,
MANY OF WHICH WERE HIT
AND RUNS.
JUST LAST WEEKEND AND
EARLIER THIS WEEK TWO
SEPARATE HIT AND RUNS
OCCURRED, ONE IN SALT
LAKE AND THE OTHER IN
KUNIA WHICH WAS FATAL.
FALLING VICTIM TO A HIT
AND RUN CAN BE A VERY
SCARY AND STRESSFUL
SITUATION.
HANDLE A HIT AND RUN IS
MARK DIXON.
VERY HAPPY TO HAVE YOU
THIS MORNING SO THANKS
FOR BEING HERE.
FIRST QUESTION FOR THOSE
WHO DON'T KNOW, WHAT
EXACTLY IS A HIT AND
RUN?
THERE'S A HIT AND RUN
WHERE YOU'RE IN THE
VEHICLE AND YOU'RE
DRIVING ALONG AND EITHER
SOMEBODY BANGS INTO YOU
AND WHEN YOU'RE DOING
THE RIGHT THING AND
PULLING OVER TO THE SIDE
OF THE ROAD, THAT PERSON
IS TAKING OFF OR
SOMETIMES THE PERSON
DOESN'T EVEN KNOW THEY
HIT YOU AND KEEP GOING.
THE SECOND TIME IS WHEN
YOU RETURN TO YOUR
PARKED CAR AND YOU SEE
THAT THERE'S SOME
DAMAGE, WHETHER
SOMEBODY'S KIND OF
CLIPPED YOU OR HIT YOU
VERY HARD AND THEN THEY
TAKE OFF AND DON'T LEAVE
A NOTE.
THE SECOND ONE IS MORE
COMMON BUT THE FIRST ONE
OF COURSE CAN BE MORE
SERIOUS.
THERE'S A COUPLE TIPS
THAT WE CAN GIVE ON WHAT
TO DO IF YOU'RE INVOLVED
IN THE FIRST TYPE AND
ARE ACTUALLY IN THE
VEHICLE.
WHAT ARE THOSE TIPS?
YOU CAN REPLACE A
CAR, YOU CAN REPAIR A
CAR.
HUMAN LIFE IS A LITTLE
BIT MORE IMPORTANT.
CHECK YOURSELF.
LOOK AT YOUR PASSENGERS,
MAKE SURE EVERYBODY IS
OKAY.
IF THEY ARE NOT, ALL 911
IMMEDIATELY.
IF EVERYBODY'S OKAY, TRY
AND PICK UP THE VEHICLE
THAT'S LEAVING THE SCENE
AND TRY TO GET AS MUCH
INFORMATION YOU CAN
ABOUT THE VEHICLE AS YOU
CAN, COLOR, WHAT
DIRECTION IT'S HEADING.
IF YOU CAN MAKE OUT THE
LICENSE PLATE, GREAT,
MAKE AND MODEL AND
APPROXIMATE YEAR WOULD
BE FANTASTIC AS WELL.
A LOT OF PEOPLE MIGHT BE
TEMPTED TO HIT THE GAS
PEDAL AND CHASE THAT
PERSON DOWN BUT WE DON'T
RECOMMEND THAT.
YOU COULD CAUSE ANOTHER
ACCIDENT, INJURY
SOMEBODY.
YOUR JOB RIGHT THEN AND
THERE IS NOT TO BE
McGARRETT.
ALSO HEARD THAT EVEN
IF, THIS ACTUALLY
HAPPENED TO MY FRIEND,
SHE GOT HIT IN THE
PARKING LOT, SOMEONE
THAT SAW IT LEFT A NOTE
INFORMATION BUT DIDN'T
LEAVE THEIR OWN NUMBER.
SO APPARENTLY YOU NEED
TO -- EVEN IF YOU SEE IT
AND YOU GIVE ALL OF THE
INFORMATION, MAKE SURE
YOU GIVE YOUR
INFORMATION AS THE
WITNESS AS WELL.
YEAH.
SO WHAT ABOUT FILING
A CLAIM BECAUSE THERE
ARE CERTAIN STEPS THAT
YOU HAVE TO TAKE THEM
AFTER THE FACT.
THAT'S A GOOD POINT.
IF YOU'RE IN A SAFE
PLACE, IF YOU GET INTO
AN ACCIDENT, GET OUT AND
ASK ANYBODY AROUND YOU
IF THEY'VE SEEN
ANYTHING.
WITNESSES ARE FANTASTIC
BECAUSE, IF YOU CAN
IDENTIFY OR IF THE
POLICE CAN IDENTIFY WHO
THE DRIVER WAS, ANOTHER
GOOD TIP IS LOOK AROUND
IN THE PARKING LOT, IF
YOU SEE CAMERAS TO GO
TALK TO THE BUILDING
OWNER.
YOU CAN FILE A CLAIM ON
THAT PERSON'S INSURANCE.
COMPANY AGREES THAT IT'S
THEIR FAULT, THE
PROPERTY LIABILITY
INSURANCE CAN FIX THE
CAR.
IF POSSIBLE YOU'D RATHER
NOT USE YOUR OWN
INSURANCE IF THE
ACCIDENT WAS YOUR FAULT
BECAUSE DEDUCTIBLES COME
INTO PLAY AND MAY HAVE
OUT OF POCKET EXPENSES.
IF YOU DID HAVE TO GO
YOUR ROUTE, IF NO ONE
SAW ANYTHING, WHERE
WOULD YOU START?
GIVE A CALL TO YOUR
INSURANCE AGENT FIRST.
SO THERE'S A COUPLE OF
DIFFERENT COVERAGES TO
HELP YOU OUT.
THE FIRST IS PERSONAL
INJURY PROTECTION.
THAT JUST PERTAINS TO
MEDICAL SITUATIONS FOR
YOU OR ANYBODY IN YOUR
VEHICLE.
WHETHER IT'S YOUR FAULT
OR NOT, YOU HAVE MEDICAL
COVERAGE.
NOW THE OTHER, THAT'S A
MANDATORY COVERAGE, THE
OTHER COVERAGE THAT
COULD HELP YOU OUT ARE
ELECTIVE.
THE FIRST IS UNINSURED
MOTORIST COVERAGE.
IF YOU'RE HIT BY A
DRIVER WHO DOESN'T HAVE
INSURANCE, YOU MAY BE
ABLE TO FILE A CLAIM FOR
BODILY INJURY THERE.
FULL COVERAGE IS MADE OF
COLLISION AND
COMPREHENSIVE.
COLLISION HELPS YOUR
CAR.
THAT WOULD INVOLVE A
DEDUCTIBLE.
IF YOU'VE GOT A NEWER
CAR, IF YOU'RE DRIVING
AROUND ON AN OLDER CAR,
COVERAGE.
THESE ARE ALL
IMPORTANT THINGS TO
HAVE.
SO IF YOU DON'T KNOW,
MAYBE IF YOU HAVE ALL
THESE COVERAGES, YOU
MIGHT WANT TO CONTACT
YOUR INSURANCE AGENCY
AND MAKE SURE YOU'RE
COMPLETELY COVERED.
THANK YOU FOR THESE
AWESOME TIPS.
WE HOPE NO ONE HAS TO GO
THROUGH THIS.