(MUSIC) GOOD MORNING EVERYBODY AND
WELCOME TO THE BALANCING ACT.
I'M JULIE MORAN.
AND I'M OLGA VILLAVERDE.
ALRIGHT, LOTS TO GET TO ON TODAY'S SHOW FROM QUICK AND EASY
MEALS.
THAT'S GREAT.
WHO DOESN'T LOVE QUICK AND EASY MEALS?
ALSO, IMPORTANT ADVICE WHEN IT COMES TO YOUR MEDICAL INSURANCE
OR LACK THERE OF.
NAUGHTY NAUGHTY.
UMM HMM.
PLUS, THE IMPORTANCE OF TALKING TO YOUR BABY.
WE'LL EXPLAIN.
THE BALANCING ACT STARTS RIGHT NOW.
(MUSIC) GETTING THE WHOLE FAMILY
TOGETHER FOR DINNER CAN BE A CHALLENGE BUT IT IS A VERY
IMPORTANT PART OF BEING A FAMILY AND IMAGINE HOW MUCH HARDER IT
IS WHEN EVERYONE IS IN THE MOOD FOR SOMETHING DIFFERENT.
HAVE NO FEAR, OUR EVERYDAY GOURMET
SERIES HAS THE PERFECT SOLUTION.
(MUSIC) WHAT A LONG DAY!
I KNOW, RIGHT.
WHAT DOES EVERYBODY WANT FOR DINNER, I'M HUNGRY?
SOMETHING WARM.
SOMETHING GOOD.
SOMETHING SPICY.
OKAY.
(MUSIC) ANYTHING GOOD?
I'LL FIND IT.
(MUSIC) DINNER TIME CAN BE ONE OF THE
BEST PARTS OF THE DAY AND IT DOESN'T HAVE TO BE COMPLICATED
TO GET EVERYONE TOGETHER.
EVEN WHEN THEY ALL CRAVE SOMETHING
DIFFERENT.
(MUSIC) I HAVE THE PERFECT SOLUTION.
HOW DOES YAKISOBA NOODLES SOUND TO
EVERYONE?
AWESOME.
SOUNDS GOOD!
GOOD.
DAD, I HAVE SPICY CHICKEN FOR YOU.
JESSICA, HOW DOES TERIYAKI BEFF SOUND?
THAT SOUNDS GREAT.
WONDERFUL.
AND JONATHAN, SWEET AND SOUR CHICKEN?
SOUNDS AWESOME!
SOUNDS GOOD.
AND I WILL TAKE THE SAVORY SOY SAUCE.
EACH YAKISOBA TRAY HAS NOODLES READY TO COOK UP IN THE
MICROWAVE IN JUST A FEW MINUTES BY JUST ADDING WATER GIVING YOU
AND YOUR FAMILY A WARM DELICIOUS MEAL IN MINUTES.
TO PREPARE JUST ADD FLAVOR PACKET NUMBER ONE AND
THEN ADD A CUP OF WATER.
WHILE THEY'RE COOKING ASK YOUR FAMILY
WHAT THEY WOULD LIKE TO MIX IT.
YAKISOBA NOODLES GO GREAT WITH JUST ABOUT ANYTHING.
WHAT DOES EVERYBODY WANT ON THEIR BOWLS?
HHMMM.
DAD, I CAN TOP YOURS WITH CHOPPED TOMATOES AND SOME
LEFTOVER CHICKEN.
AND MAYBE A LITTLE EXTRA HOT SAUCE.
AWW THAT'LL BE PERFECT.
JESSICA, WHAT WOULD YOU LIKE ON YOUR BEEF BOWL?
I'LL TAKE SOME TOMATOES AND GARLIC POWDER TOO.
SOUNDS GREAT.
AND JONATHAN, WHAT WOULD YOU LIKE ON YOUR SWEET AND
SOUR CHICKEN?
NOTHING, I LIKE IT JUST THE WAY IT IS.
OK, SOUNDS PERFECT.
(MUSIC) HONEY, WILL YOU HELP ME CHOPP
SOME TOMATOES PLEASE?
FOR SURE, ABSOLUTELY.
THANK YOU.
(MUSIC) OK KIDS.
SOMETHING FOR EVERYONE ON FAMILY SUPPER NIGHT.
AWESOME (IN UNISON).
LET'S GO.
SO WHY NOT MAKE FAMILY SUPER NIGHT A TRADITION AT YOUR HOUSE?
EVEN PICKY EATERS LOVE MARUCHAN NOODLES AND YAKISOBA TRAYS.
AND MOM LOVES HOW CONVENIENT AND
ECONOMICAL THEY ARE.
HEAD TO MARUCHAN.COM OR LOOK FOR
MARUCHAN AND RAMEN NOODLES IN THE SOUP AISLE OF YOUR LOCAL
SUPER MARKET AND DON'T FORGET TO CHECK OUT OUR WEBSITE AS WELL,
THEBALANCINGACT.COM.
(MUSIC) OUR EARLY CHILDHOOD EDUCATION
SERIES CONTINUES THIS MORNING WITH A LOOK AT SOMETHING CALLED
THE WORD GAP.
NOW THIS IS A FASCINATING TOPIC AND A VERY
IMPORTANT ONE AS WE ALL WORK TO IMPROVE EDUCATIONAL
OPPORTUNITIES NATION WIDE FOR OUR CHILDREN.
SO LET'S WELCOME BACK DR.
ELANNA YALOW, CEO OF KINDERCARE EARLY LEARNING
PROGRAMS AT KNOWLEDGE UNIVERSITY.
GOOD MORNING.
THANK YOU SO MUCH FOR HAVING ME HERE OLGA.
I'M SO GLAD YOU'RE HERE.
GREAT TOPIC.
REALLY IMPORTANT.
DOCTOR, WHAT EXACTLY IS THE WORD GAP?
SO THE WORD GAP ACTUALLY LOOKS AT LANGUAGE EXPOSURE FOR YOUNG
CHILDREN.
CHILDREN FROM MORE AFFLUENT HOMES ARE ACTUALLY
EXPOSED TO 215 THOUSAND WORDS PER WEEK.
215 THOUSAND WORDS PER WEEK?
PER WEEK.
WOW!
YEA, AND CHILDREN FROM MORE MIDDLE CLASS HOMES GET HALF
THAT.
ABOUT 125 THOUSAND WORDS FOR WEEK, BUT UNFORTUNATELY
CHILDREN FROM OUR LOWER INCOME HOMES DON'T HAVE NEARLY THAT
MUCH LANGUAGE EXPOSURE.
THEY ONLY HERE ABOUT 65,000 WORDS PER
WEEK.
SO WHEN YOU LOOK AT THE CUMULATIVE EFFECT OF THAT
DIFFERENTIAL EXPOSURE, BY THE TIME A CHILD IS THREE YEARS OF
AGE, THERE'S ABOUT A 30 MILLION WORD GAP BETWEEN OUR MORE
AFFLUENT AND OUR LOWER INCOME CHILDREN.
HENCE THE WORD GAP WHICH I UNDERSTAND NOW.
AND I CAN ONLY ASSUME, WHICH I DON'T LIKE TO
DO, BUT THAT HAS TO MAKE A HUGE DIFFERENCE FOR THE CHILD THAT'S
NOW GROWING UP.
OLGA, YOU ARE SO RIGHT AND SADLY BY THE TIME CHILDREN ARE THREE
YEARS OF AGE WE'RE ALREADY SEEING A HUGE WORD GAP.
UM CHILDREN WHO HAVE MORE LANGUAGE
EXPOSURE FROM THE MORE AFFLUENT HOMES, THEY HAVE A VOCABULARY
ABOUT 1200 WORDS PER WEEK.
THE CHILDREN FROM OUR LOWER INCOME
HOMES ONLY HAVE A CUMULATIVE VOCABULARY OF ABOUT 400 WORDS
PER WEEK SO THINK ABOUT THAT HUGE DIFFERENCE AND WHAT THAT
CAN DO FOR CHILDREN'S EXPERIENCE LATER IN LIFE.
ESPECIALLY WHAT IT COULD DO IN TERMS OF THEM BEING SUCCESSFUL,
THEM GOING TO A GOOD COLLEGE AS OPPOSED TO MAYBE NOT GETTING IN.
SO THIS REALLY HAS BEFOME I WOULD THINK A NATIONAL PRIORITY.
WE KNOW THAT ONE OF THE BEST PREDICTORS OF CHILDREN'S READING
ABILITY IN THIRD GRADE IS THEIR LANGUAGE ABILITY AT THREE YEARS
OF AGE.
SO WHAT WE REALLY NEED TO DO IS MAKE SURE WE ARE
HELPING CHILDREN AT THOSE EARLIEST AGES SO THAT THEY CAN
DO BETTER AT THIRD GRADE AND THAT THAT'S ACTUALLY AN
IMPORTANT SKILL FOR THEM LATER ON IN LIFE.
IT'S SO IMPORTANT THAT I WAS INVITED TO A SUMMIT
AT THE WHITE HOUSE TO DISCUSS THAT VERY TOPIC.
AND WHAT HAPPENED THERE AND WHAT WAS THE FOCUS?
SO THE FOCUS, THEY BROUGHT TOGETHER NEURO SCIENTISTS,
RESEARCH SCIENTISTS, THEY HAD POLICY MAKERS, FOUNDATIONS AND
THE WHOLE GOAL WAS TO TALK ABOUT WHAT CAN WE DO AS A NATION TO
REALLY NARROW THAT WORD GAP.
AND HERE'S MY QUESTION, HOW EARLY WOULD YOU START TO IMPROVE
THAT WORD GAP?
I MEAN HOW EARLY WE TALKING, 3, 2,1?
BIRTH?
WE CAN SEE ACTUALLY THAT THE FIRST YEAR OF A CHILD'S LIFE IS
THE MOST CRITICAL PERIOD FOR THEIR ABILITY TO LEARN LANGUAGE.
IT'S SO IMPORTANT THE AMERICAN ACADEMY OF PEDIATRICS ACTUALLY
RECOMMENDS PARENTS START READING TO THEIR CHILDREN RIGHT AT
BIRTH.
I DID IT.
I SANG TO MY DAUGHTERS, I READ THEM BOOKS.
WHAT MORE CAN PARENTS DO TO HELP THAT CAUSE YOU SEE A BABY AND
YOU'RE LIKE OK THEY'RE NOT GONNA REALLY UNDERSTAND BUT IN A SENSE
THEY MAYBE NOT UNDERSTAND BUT IT MAKES A DIFFERENCE.
ABSOLUTELY, THERE'S A COUPLE OF THINGS THAT PARENTS SHOULD DO.
THE MOST IMPORTANT THING THEY SHOULD DO IS JUST TALK TO THEIR
CHILDREN MORE.
GIVE THEM THAT LANGUAGE EXPOSURE STARTING FROM
THE TIME THEY'RE BORN.
YOU SHOULD READ TO YOUR BABY, YOU
CAN SING WITH YOUR BABY, YOU CAN TALK WITH YOUR BABY SO ALL OF
THESE THINGS ARE CONTRIBUTING TO HELPING THEM HAVE MUCH BETTER
VOCABULARIES.
AND LET'S TAKE IT OUTSIDE OF THE HOME.
I'M ASSUMING DAILY ACTIVITIES YOU CAN ALSO MAKE IT
WORK.
I'LL BE DRIVING WITH MY KIDS.
I'LL SEE A WORD ON A BILLBOARD AND I'LL BE LIKE,
VOCAB WORD.
AND THEY LAUGH.
LITTLE THINGS LIKE THAT, RIGHT?
IT'S THE LITTLE THINGS AND IT'S NOT JUST THE NUMBER OF WORDS
THAT CHILDREN HEAR, IT'S THE RICHNESS OF THE CONVERSATIONS
THAT YOU'RE HAVING WITH THEM.
SO AS YOU SAID, WHEN YOU SAID VOCAB
WORD, LET'S TALK ABOUT THAT.
SO IF YOU'RE DRIVING AND YOU PASS
BY A STORE, TALK ABOUT WHAT MAY BE GOING ON AT THAT STORE.
OR YOU SEE SOMETHING FAMILIAR.
ONE OF THE BEST THINGS PARENTS CAN
DO IS LOOK AT WHAT YOUR CHILD IS LOOKING AT AND THEN TALK WITH
THEM ABOUT THAT SO YOU REALLY HAVE THIS RICH DIALOGUE WITH
YOUNG CHILDREN.
BUT FOR SOMEONE THAT MAYBE HAS TO DROP OFF THEIR NEW BORN OR
THEIR INFANT OR EVEN THEIR THREE YEAR OLD AT A DAY CARE, WHAT
SHOULD THEY LOOK FOR IN TERMS OF A GOOD PROGRAM SO THAT THEY CAN
FEEL COMFORTABLE THAT I'M LEAVING THE BABY, BUT THEY'RE
GETTING SOMETHING IN RETURN.
I'M VERY FORTUNATE TO BE WITH KINDERCARE LEARNING CENTERS
WHERE WE HAVE OUR OWN CURRICULUM AND ONE OF THE KEY COMPONENTS TO
OUR CURRICULUM IS LITERACY DEVELOPMENT.
AND SO WE ENCOURAGE OUR TEACHERS TO ENSURE THAT
THEIR CHILDREN ARE HAVING A REALLY RICH LANGUAGE EXPERIENCE.
THEY HAVE BOOKS AT ALL OF OUR CLASSROOMS, EVEN STARTING WITH
OUR BABIES.
THEY TALK WITH THE CHILDREN WHEN THEY'RE ENGAGING
IN THOSE ROUTINE ACTIVITIES.
WHEN THEY'RE FEEDING THE BABIES, WHEN THEY'RE CHANGING THEY'RE
DIAPERS, WHEN THEY'RE READING A BOOK, THEY DON'T JUST READ THE
WORDS ON THE BOOK, THEY ACTUALLY TALK WITH THE CHILDREN WITH WHAT
THEY THINK MIGHT HAPPEN NEXT, WHAT'S GOING ON IN TH STORY AND
THEY RELATE IT TO THE CHILDREN'S LIVES.
AND AT KINDERCARE ARE THERE OTHER WAYS THAT MAYBE THEY TAKE
THAT KNOWLEDGE A STEP UP WITHOUT THE BOOK?
BOOKS ARE AN IMPORTANT PART OF ANY GOOD PROGRAM, BUT YOU ALSO
WANT TO BE ABLE TO LOOK A ROUND THE ROOM AND SEE EXAMPLES OF
VARIETY SO YOU SHOULD SEE FOR YOUNG CHILDREN, THE EARLIEST
SCRIBBLES, THE EARLY LETTER FORMATION IS SO IMPORTANT.
THERE SHOULD BE LABELING ON ALL THE
SHELVES UM SO CHILDREN CAN RELATE TO WHAT THEY'RE SEEING
AND THE LANGUAGE THAT'S USED TO DO IT.
SO YOU SHOULD BE ABLE TO LOOK AROUND A CLASSROOM AND SEE
EVIDENCE OF LANGUAGE EVERYWHERE.
STORIES, DICTATION.
YOU SHOULD BE ABLE TO HEAR IT AND YOU
SHOULD BE ABLE TO SEE IT.
FOR INFORMATION ON KINDERCARE WHERE DO OUR VIEWERS GO?
YOU SHOULD GO TO KINDERCARE.COM, BUT ALSO WE ARE IN 39 STATES.
WHERE AT ALL OF YOUR COMMUNITIES SO WE HOPE IF YOU DRIVE BY A
KINDERCARE THAT YOU WILL STOP BY AND COME VISIT US.
GREAT STUFF THAT YOU'RE DOING.
THANK YOU SO MUCH DOCTOR.
THANK YOU SO MUCH.
GOD BLESS YOU.
AND IF YOU WANT TO LEARN MORE, LOG ONTO OUR
WEBSITE.
IT'S THEBALANCINGACT.COM THE
BALANCINGACT.COM.
WE'RE ALSO ON FACEBOOK AND TWITTER AND WE'D
LOVE TO KNOW WHAT IS YOUR FAVORITE BOOK TO READ TO YOUR
CHILD OR HOW YOU ENCOURAGE THEM TO LEARN MORE WORDS.
(MUSIC)
FEW THINGS IN LIFE ARE MORE SATISFYING THEN SHOPPING AROUND
AND GETTING A GREAT DEAL.
WE COMPARE PRICES FOR CARS AND
CLOTHES AND JUST ABOUT EVERYTHING.
SO WHY NOT FOR HEALTH CARE SERVICES?
THAT'S WHAT PATTY EVERETTE ASKED
HERSELF AFTER HER HUSBAND SUFFERED A
CATASTROPHIC INJURY WHILE THEY WERE BETWEEN HEALTH CARE PLANS.
AND THE RESULT OF THAT LIFE CHANGING EXPERIENCE IS A BRAND
NEW WAY TO DO HEALTH CARE.
PATTY EVERETTE CEO OF HEALTHPONS, I
JUST WANT TO THANK YOU FOR JOINING US TODAY.
I'M SO GLAD YOU'RE HERE TO SHARE YOUR STORY.
THANK YOU SO MUCH FOR HAVING ME HERE, I REALLY APPRECIATE IT.
AND YOU KNOW WE HAVE SO MUCH TO GET TO, BUT REALLY I HAVE TO
START WITH WHAT HAPPENED TO YOUR HUSBAND.
WELL, HE FELL TWO STORIES, AND HE BROKE HIS NECK.
AND WHEN I TOOK HIM TO THE HOSPITAL BECAUSE
WE DIDN'T HAVE A INSURANCE POLICY ENFORCE, THEY TOLD ME I
NEEDED TO TAKE HIM HOME BECAUSE IT WASN'T LIFE THREATENING, HE
COULD BREATHE.
HOWEVER, IF ONE OF THE CHILDREN JUMPED UP AND
HUGGED HIM, HE COULD BE A QUADRIPLEGIC.
SO I HAD TO GO TO THE BANK AND DRAIN $50,000 OUT
TO GET HIM IN THE HOSPITAL TO GET THE SURGERY DONE.
SO WE EXHAUSTED ALL OF OUR SAVINGS AND
MY INHERITANCE AND ALL THE MONEY HE HAD FROM HIS BUSINESS TO GET
HIM TAKEN CARE OF.
WOW.
THAT THAT'S AND HOW MUCH IN TOTAL DID YOU SPEND?
WE SPENT A LITTLE OVER A HALF A MILLION IN THE FIRST SIX MONTHS.
THAT IS JUST DEVASTATING.
IT IS, IT IS DEVASTATING.
AND AND YOU CAME TO SOME IMPORTANT REALIZATIONS THEN
ABOUT THE HEALTH CARE SYSTEM AND THE WAY IT'S WORKING.
TELL ME ABOUT THAT.
I DID, I LEARNED THAT THERE WAS NO WHERE TO GET A CASH PRICE.
IF YOU'RE PAYING CASH, WHY CAN'T
YOU HAVE THE SAME PRICE AS AN INSURANCE COMPANY.
THERE WAS NO OPTION TO COMPARE PRICES BETWEEN
DIFFERENT SURGEONS OR HOSPITALS.
AND SO WE WERE STUCK AND THAT GOT ME TO THINKING, WHY CAN'T WE
GET A DISCOUNT, WHY WE CAN'T WE SHOP IF WE'RE PAYING CASH.
WHY SHOULDN'T WE HAVE THE BEST
PRICE?
SO AM I RIGHT IN ASSUMING THAT ARE HEALTH CARE PROVIDERS AREN'T
MANDATED TO POST THE PRICE OF THEIR SERVICES?
WELL THAT'S ABSOLUTELY CORRECT JULIE.
UNTIL THE AFFORDABLE CARE ACT CHANGED THAT.
NOW THEY ARE REQUIRED TO POST THE PRICES AND
SOME WHERE REASONABLY FOR PEOPLE TO BE ABLE TO SEE THEM.
BUT THERE'S NO FORMAT FOR IT.
THERE'S NO INSTRUCTIONS, THERE WERE NO GUIDELINES GIVEN WITH
THAT.
SO WHAT WE DID, WE LOOKED AT THE AFFORDABLE CARE ACT AND
SAID HOW CAN WE BRING PRICING TRANSPARENCY TO THE MARKET AND
HOW CAN WE GET DOCTORS TO HELP US GET A PRICE THAT'S LOWER.
SO THAT'S WHERE HEALTHPONS COMES IN.
TELL US EXACTLY WHAT HEALTHPONS IS.
HEALTHPONS IS THE VERY FIRST PORTAL FOR HEALTH CARE SHOPPING.
YOU GET TO CHOOSE BY CITY STATE ZIP, BY DOCTOR, BY SPECIALITY,
OR SYMPTOM IF YOU DON'T KNOW WHERE TO GO.
YOU CAN GO ON AND BE A CONSUMER OF HEALTH CARE,
GET REAL TIME PRICING.
YOU SEE THE PRICES THAT ARE AVAILABLE
TODAY.
SO IF YOU NEED SOMETHING DONE, YOU NEED AN MRI, YOU NEED
TO SEE A PRIMARY CARE DOCTOR, AN ORTHOPEDIC, A NEURO SURGEON, YOU
CAN SEE THE PRICES FOR THEIR SERVICES.
IT SOUNDS LIKE A TRUE BREAK THRU FOR CONSUMERS.
SO IF YOU WANT TO START SAVING ON YOUR HEALTH CARE
STICK WITH US BECAUSE PATTY'S GOING TO TELL US EXACTLY HOW
HEALTHPONS WORKS RIGHT AFTER THE BREAK.
(MUSIC)
WELCOME BACK TO THE BALANCING ACT.
BEFORE THE BREAK MY GUEST, PATTY EVERETTE WAS SHARING HER
PERSONAL STORY ABOUT THE STAGGERING COST OF HEALTH CARE
AND ABOUT A POSSIBLE SOLUTION CALLED HEALTHPONS.
ALRIGHT PATTY, HOW DOES IT WORK?
THAT'S WHAT I WANT TO KNOW.
HEALTHPONS WORKS BY GOING TO OUR WEBSITE AND FINDING THE RIGHT
DOCTOR AND THE RIGHT PRICE.
YOU SIMPLY INPUT WHATEVER YOU NEED
TO KNOW, WHETHER IT'S BY SYMPTOMS, SPECIALTY, CITY, STATE
OR ZIP.
NOW, SOME PEOPLE THINK IT'S ONLY FOR PEOPLE WITHOUT
INSURANCE, BUT IT'S NOT SO.
IT'S FOR PEOPLE WITH INSURANCE AS
WELL.
YOU KNOW, DEDUCTIBLES ARE GETTING HIGHER NOW.
AND WE KNOW THAT STATISTICALLY, $2500
DEDUCTIBLE, ONLY 11% OF THE PEOPLE THAT WILL EVER REACH IT.
AND THEN IF IT GETS HIGHER LIKE THE NEW PLANS, $5,000
DEDUCTIBLES, ONLY 4%.
SO THAT MEANS 96% OF THOSE PEOPLE ARE
SELF INSURED.
SO IF YOU HAVE A CHOICE AND YOU CAN PAY $1200 OR
$600 FOR A SERVICE WHICH WOULD YOU CHOOSE?
I'M GOING WITH SIX.
(LAUGHTER) OK WELL COME TO HEALTHPONS.
PERFECT.
I HONESTLY THINK ALOT OF PEOPLE ARE STILL CONFUSED
ABOUT TERMS LIKE CO-PAYMENT AND CO-INSURANCE.
COULD YOU REFRESH PEOPLES YOU KNOW MEMORIES OF
WHAT THOSE TERMS REALLY MEAN?
THE MOST IMPORTANT THING TO REMEMBER IS YOUR CO-PAYMENT IS
THAT AMOUNT OF MONEY YOU GIVE THE DOCTOR WHEN YOU CHECK IN.
SOMETIMES THEY ASK YOU FOR THE 25, 35, 55 DOLLAR CO-PAYMENT.
THE DEDUCTIBLE IS THE AMOUNT THAT YOU HAVE TO PAY BEFORE YOUR
INSURANCE COMPANY STARTS PAYING.
THIS IS WHERE EVERYONE GETS CONFUSED, CO-INSURANCE.
IT IS DIFFERENT THEN CO-DEDUCTIBLE.
YOUR CO-INSURANCE IS THAT AMOUNT THAT YOU PAY AFTER THE BILL HAS
BEEN SUBMITTED AND THEY DETERMINE HOW MUCH IS OWED.
YOUR POLICY WILL DICTATE HOW MUCH YOU
PAY OF THAT BILL. 20%, 30%, 40% AND YOU PAY THAT AFTER YOU PAID
ALL OF YOUR DEDUCTIBLE.
SO I FIND IT REALLY INTERESTING THERE ARE MILLIONS OF INSURED
PEOPLE WHO ARE STILL BASICALLY PAYING FOR EVERYTHING OUT OF
POCKET.
I WANT YOU TO GIVE US AN EXAMPLE OF HOW HEALTHPONS PRICES
CAN HELP THOSE PEOPLE AND OTHERS.
WELL FOR EXAMPLE IF YOU NEED AN MRI, VERY OFTEN YOU WILL GET A
BILL FOR AROUND $7000.
I HAD ONE IN JANUARY AND IT WAS $7226.
THEN I GOT A BILL, MY CO-INSURANCE FOR $1200.
NOW, IF I HAD GONE TO HEALTHPONS, I
WOULD HAVE PAID $695.
WHAT OTHER OPTIONS CAN CONSUMERS CHOOSE ON HEALTHPONS BESIDES
PRICE.
THEY CAN CHOOSE TO FIND A DOCTOR BY HIS SPECIALITY, THEY CAN LOOK
AT HIS EDUCATION, AND MOST IMPORTANT THE QUALITY OF HIS
CARE.
SO WE EVALUATE DOCTORS BASED ON WHAT HIS PATIENTS SAY,
NOT SOME RANDOM OPINION ON THE INTERNET.
WHAT HIS PATIENTS SAY ABOUT HIM.
WHAT ABOUT EMERGENCY CARE?
EMERGENCY CARE IS NOT INCLUDED IN HEALTHPONS, BUT WE DO HAVE
URGENT CARE FACILITIES.
NOW WHAT WE DO HAVE ARE HOSPITALS THAT ARE STARTING TO
GET ON BOARD WITH US AND POST THEIR PRICING.
AND BECAUSE OF THAT WE DECIDED TO BRING
SOMETHING TO THE CONSUMERS THAT WE KNOW THEY NEED.
THOSE HIGH DEDUCTIBLES, EVEN IF YOU DO GET
A GOOD PRICE SOMETIMES YOU CAN'T AFFORD IT SO WE HAVE A PATIENT
FINANCING PROGRAM AVAILABLE TO ALL OUR HOSPITALS IN OUR NETWORK
AND ALL THE PROVIDERS ASSOCIATED WITH THEM.
AND IT'S 0% FINANCING, NO INTEREST UP TO 72
MONTHS.
THAT CAN HELP ALOT OF PEOPLE.
REALLY.
AND THERE'S ANOTHER CONVENIENT FEATURE ON HEALTHPONS
THAT WILL MAKE A PATIENT'S DIGITAL MEDICAL RECORDS
AVAILABLE.
TELL US ABOUT THAT?
ABSOLUTELY.
YOU CAN GO TO HEALTHPONS AND YOU CAN STORE
YOUR MEDICAL RECORDS THERE AND YOUR MEDICAL HISTORY AND WHEN
YOUR TRAVELING, IF YOUR SKIING IN COLORADO, ROCK CLIMBING IN
ARIZONA, OR JET SKIING AROUND THE WORLD, YOU CAN GO ONLINE AND
SEE ALL OF YOUR MEDICAL INFORMATION AND SHARE IT WITH
ANY PROVIDER YOU CHOOSE.
WHERE CAN PEOPLE FIND OUT MORE ABOUT HEALTHPONS?
COME TO OUR WEBSITE.
GREAT.
HEALTHPONS.NET SOUNDS LIKE AN IDEA WHO'S TIME
HAS COME.
PATTY, SUCH GREAT INFORMATION.
I WANT TO REALLY THANK YOU FOR BEING IN THE
STUDIO WITH US.
THANK YOU SO MUCH FOR HAVING ME HERE.
AND THANKS FOR SHARING YOUR STORY AND YOUR HUSBAND'S STORY.
I APPRECIATE IT.
THANK YOU.
ALRIGHT, I'M SURE YOU CAN'T WAIT TO START SAVING ON YOUR HEALTH
CARE SO HEAD OVER TO THEBALANCINGACT.COM TO GET
STARTED AND DON'T FORGET TO FOLLOW US ON FACEBOOK AND
TWITTER AS WELL.
(MUSIC) WE HOPE YOU LEARNED A LITTLE
SOMETHING ON TODAY'S SHOW.
REMEMBER, WE'VE GOT LOTS MORE ON OUR WEBSITE, THEBALANCINGACT.COM
CHECK OUT OUR FACEBOOK PAGE, WHY NOT SHARE YOU'RE THOUGHTS ABOUT
THE SHOW RIGHT THERE.
AND WE ARE GOING TO SHARE THEM ON THE AIR.
THAT'S SO FUN.
WE REALLY WILL SHARE YOUR THOUGHTS.
UNTIL NEXT TIME, REMEMBER FIND YOUR
BALANCE.
SO LONG.
(MUSIC)