SEGMENT RIGHT NOW DONE GOOD TO SEE YOU. PANEL OVER TO YOU WHERE YOUR SHADES SUMMER IS HERE, AND
PEOPLE ARE PLANNING THOSE
VACATION GETAWAYS AND ROAD TRIPS
. TOMORROW IS NATIONAL INSURANCE
AWARENESS DAY, AND BEFORE YOU
LOCK UP THE HOUSE OR PACK UP THE
CAR, YOU WANT TO GEAR UP WITH
SOME GOOD INFORMATION. SHOULD
SOMETHING UNEXPECTED HAPPENED
ALONG THE WAY AND OUR SPONSOR,
MEADOWBROOK INSURANCE AGENCY IN
SOUTHFIELD, HAS GREAT ADVICE AND
ALSO HAS A HUGE GIVEAWAY TO MAKE
THAT ROAD TRIP A LITTLE EASIER
TO TAKE ON. AND WE’LL GIVE YOU
MORE ON THAT IN JUST A MOMENT.
BUT FIRST WE WANT TO GET THAT
ADVICE AND WE ARE JOINED BY
CHRIS HALL. THANK YOU FOR BEING
WITH US. THANK YOU FOR HAVING ME
TODAY. I ALWAYS FEEL LIKE, UM,
PREVENTION IS BETTER THAN CURE.
I DON’T CAN’T THINK OF THE
EXACTLY AGREE WITH SO LET’S
START WITH YOU TELLING US ABOUT
MEADOWBROOK. AND WHAT IT HAS TO
OFFER. THANK YOU FOR HAVING ME
SO MEADOWBROOK INSURANCE AGENCY
OUT OF SOUTHFIELD. WE HAVE
OFFICES ALL OVER THE STATE. WE
SPECIALIZE IN AUTO HOMEOWNERS
AND BUSINESS INSURANCE. AND I
GUESS WHAT MAKES US UNIQUE IS
THE FACT THAT WE SHOT MULTIPLE
COMPANIES FOR OUR CLIENTS, WHICH
GIVES YOU A BETTER CHANCE AT
FINDING THE BEST PRICE ON YOUR
RATES, AND I’M ALWAYS TRYING TO
SAVE MONEY. SO THAT’S VERY
IMPORTANT. HOWEVER I SEE THAT
YOU HAVE SOME NOTE CARDS THERE.
WHAT DO YOU HAVE IN STORE? OKAY
SO, WITH EVERYBODY GEARING UP
AND HITTING THE ROAD FOR THE
SUMMER DRIVING SEASON, I THOUGHT
IT’D BE INTERESTING TO WALK YOU
THROUGH SOME OF THE MORE TRICKY
CLAIMS SCENARIOS THAT WE SEE IN
OUR OFFICE AROUND THIS TIME OF
YEAR. THAT SOUNDS GOOD. OKAY,
SO, YOUR GEAR UP, YOU HIT THE
ROAD. AH YOU GO HAVE LUNCH. YOU
COME BACK OUT TO REALIZE THAT
SOMEBODY BROKE INTO YOUR VEHICLE
WITH THE WORLD’S SMALLEST
CROWBAR. OKAY NOT A GOOD
SCENARIO. SO WHAT DO I DO YOUR
GEAR? SO IS THIS COVERED BY YOUR
AUTO POLICY OR YOUR HOMEOWNERS
POLICY? THE ANSWER IS COULD
ACTUALLY BE BOTH THE DAMAGE TO
YOUR VEHICLE COMES FROM YOUR
AUTO POLICY, THE DAMAGE TO YOUR
CONTENTS THAT EVERYBODY’S SOUL
WOULD ACTUALLY BE A CLAIM ON
YOUR HOMEOWNERS POLICY, SO IT
COULD BE TWO DIFFERENT CLAIMS
THERE, SO I WOULD HAVE BEEN
COMPLETELY STUMPED ON THAT. I’LL
BE HONEST. OKAY, WHAT’S WHAT’S
OUR NEXT SCENARIO? SO THE NEXT
ONE? SO YOU HOP BACK IN THE CAR?
YOU KEEP DRIVING. YOU SMASHED
INTO ONE OF MICHIGAN’S INFAMOUS
GIANT POTHOLES. I GET THIS CALL
ALL THE TIME. POTHOLES JUST HIT
A PILOT HOLE. IS THIS COVERED BY
MY INSURANCE? THE ANSWER IS
POTENTIALLY YES. IF YOU HAVE
FULL COVERAGE ON YOUR VEHICLE.
THAN THE COLLISION COVERAGE WILL
COVER YOU FOR HITTING THAT
POTHOLE. JUST KEEP IN MIND. OF
COURSE, YOUR DEDUCTIBLE AND ALSO
IS THERE ENOUGH DAMAGE TO MAKE
IT WORTHWHILE TO EVEN MAKE A
CLAIM. RIGHT RIGHT. OKAY SO
THAT’S TECHNICALLY A COLLISION
BECAUSE YOU COLLIDED WITH THE
PUMPS GOT IT GETTING THIS. I’M
GETTING THIS. OKAY. WHAT’S OUR
NEXT SCENARIO, SO YOUR VEHICLES
BROKEN INTO YOU SMASH INTO A
POTHOLE AND THEN YOU COME HOME,
YOU SLIDE OPEN THE SLIDING GLASS
DOOR AND YOU REALIZE THAT THERE
IS 23 INCHES OF WATER IN YOUR
BASEMENT, AND THE QUESTION IS,
DOES A HOMEOWNER’S POLICY COVER
WATER BACK UP? AND UNFORTUNATELY
, AS WE LEARNED THIS PAST YEAR,
THE ANSWER IS TYPICALLY NO.
UNLESS YOU HAVE YOUR HOMEOWNER’S
POLICY ENDORSED WITH WATER
BACKUP COVERAGE. YOU DO NOT HAVE
COVERAGE FOR THAT. SO WE’RE
ENCOURAGING EVERYBODY OUT THERE
TO TAKE A LOOK AT YOUR POLICY
AND MAKE SURE YOU HAVE WATER
BACK UP. IF YOU FEEL YOU NEED
IT. YEAH THAT’S SOME REALLY GOOD
INFORMATION BECAUSE I’M SURE IF
YOU DO HAVE IT. YOU’RE SO HAPPY
TO HAVE IT IF YOU ACTUALLY NEED
IT RIGHT NOW, I HAVE A QUESTION
FOR YOU. OKAY. ALL RIGHT. WHAT
IS THE BEST WAY? TO BE SURE THAT
YOU’RE GETTING THE BEST PRICE ON
INSURANCE BECAUSE IT CAN FEEL
OVERWHELMING SPEAKING MY
LANGUAGE NOW IT WOULD BE TO SAY,
JUST CALL ME AND I’LL HELP YOU
OUT. I GUESS THE REAL ANSWER IS
TO YOU HAVE TO SHOP AROUND.
INSURANCE COMPANIES ONLY CHARGE
RATES BASED ON WHAT THEIR OWN
EXPERIENCES THEY DON’T SHARE
THAT WITH OTHER COMPANIES, SO
TWO DIFFERENT COMPANIES CAN
CHARGE TWO DRASTICALLY DIFFERENT
RATES. FOR THE SAME PRODUCTS
THAT YOU HAVE TO SHOP AROUND.
IRONICALLY THAT’S WHAT WE DO AT
MEADOWBROOK, RIGHT, SO YOU CAN
TAKE CARE OF ALL OF THE SHOPPING
AROUND FOR US THERE. YOU GOT IT.
ALL RIGHT, CHRIS. THANK YOU SO
MUCH TO LEARN MORE ABOUT HOW
METAL BRICK INSURANCE AGENCY CAN
HELP YOU VISIT THEIR WEBSITE
MEADOWBROOK INSURANCE AGENCY DOT
COM AGAIN, THAT’S METAL BROOKE
INSURANCE AGENCY .COM. AND NOW
TO THE BIG GIVE AWAY FROM
MEADOWBROOK INSURANCE AGENCY IN
SOUTHFIELD ARE LIVE IN THE DEEP
VIEWERS RECOGNIZE THIS. IT IS
OUR SWAG BAG AND STARTING THIS
WEDNESDAY AND EVERY WEDNESDAY
FOR 10 STRAIGHT WEEKS WE ARE
GIVING AWAY. YOU GUYS READY FOR
THIS? GAS GIFT CARDS WORTH $250
, THANKS TO MEADOWBROOK
INSURANCE AGENCY. JUST SIGN UP
TO BE OUR FAN OF THE DAY AND WE
COULD PICK YOU TO TALK WITH
JASON AND ME LIVE ON THE SHOW.
ANSWER A TRIVIA QUESTION TO WIN
THIS $150 GAS GIFT CARD PLUS
OTHER PRIZES IN THE BAG, OF
COURSE FOR YOUR CHANCE TO WIN
SIGN UP TO BE OUR LIVE IN THE D
A FAN OF THE DAY ON OUR LIVE IN
THE FACEBOOK PAGE OR THE CONTEST
PAGE, I CLICK ON DETROIT CONTEST
RULES ARE POSTED THERE AS WELL.
THIS NOW THIS IS WHAT I CALL THE