Hi Liz.
Hi. Hi Liz.
How are you?
Pleasure.
What would you like to ask Barbara?
So I just graduated with my second degree
from Duke University in nursing this past December.
Congratulations.
Thank you, but now I've found myself
with close to 85,000 dollars in student loans.
Wow.
I don't want to put my life on hold,
so I was wondering if you had any
practical advice on how I can
pay off my student loans
but still be able to travel
with friends and family and go out and do things.
Well you're asking for permission
to have a good time,
which you're entitled to because it's not so easy
getting through nursing school,
it takes enormous dedication and hard work,
and a lot of people just don't make it,
but I can say to you that you're hoping a party
a little bit too early,
because you've got an 85,000 dollar student loan,
which is like a giant monkey on your back,
and you're gonna have to get rid of that
to feel the freedom to really have a good time
and enjoy your life.
So I would suggest you tap into exactly
what got you through nursing school in the first place,
which is hard work,
and I think you're gonna have a stretch
in hard work ahead of you
to get rid of that loan.
I have a nephew that graduated from
nursing school two years ago,
and what I learned through his eyes
is nurses work long shifts but very few days,
so you have a lot of free time,
and what he did to get rid of his loan,
and he's two thirds there already,
although less than you owe, I'm afraid,
but what he's done is
he's taken a job as a caterer,
and he uses his other nurses
who have free time as waitresses,
but he's paid off more than half his student loan.
I would suggest you take your free time,
and figure out what else you could do
to get rid of that loan, It's a lot of money,
and even if you're having a good time,
and you want to pretend you forget about it,
it's always there, okay.
So you've got an opportunity
to pay off a loan early,
which other people just don't have the ability
to do with the hours that they work,
and I would suggest that.
Thank you.
Wow, that was not--
(audience applauding)
Hard work.
Yeah, it's not the,
that's not the political answer
everybody wants to hear,
they want to hear,
a little of this, a little of that,
but that's I think why you're successful Barbara,
is because you tell people the straight poop.
Half of it is because I tell people like it is,
but the other half is I work like a dog.
That's right, yup.
Hi Ardie.
Hello, how are you?
I'm terrific,
you look great in that color, by the way.
Thank you very much.
What's your question?
So my question is,
I own my own business, I'm a feng shui architect,
and I use social media for both
my personal and my business.
Should I separate them?
Oh, you mean you have one account for both?
Yes, I do.
Okay.
You're in a odd kind of a business in a way.
It's clearly a business,
but so much of a business like that is your personality.
Yeah.
That's what people buy into.
Right.
So it's difficult to say separate it totally,
put a wall between it,
which is usually the best advice for any business man,
to separate personal and business, I believe,
but in your business, I think you can
post things that are personally,
but make sure you have two accounts.
Right.
So for example, if you're gonna take
your grandmother out for dinner,
that's not appropriate to be posting
on your business account,
but if you're at Starbucks,
reading design magazines on your Saturday morning,
that's quite appropriate.
So I think you just have to rely on your good judgment,
but definitely separate them,
but let a little leak over,
a little bit of your personality leak over
into your business account,
because when people go to a business account,
what do they really want?
They want to get business advice
on how to do something better or who could I hire,
and that's what you want to deliver to them.
If people go to your personal account,
they have family and friends
that want to see how you're doing,
totally different objectives.
Yeah. But in your field,
I think you have to marry them a bit
even though they're separate
with your personality. Because this stuff
is organic art form kind of thing.
Right.
And you look cool, by the way.
Oh, thank you.
No, because looking at you, I'm curious.
You have that cool shirt,
and you have that nice face, and I'm like,
what does he know that I want to know,
but I'd rather go on your
business account to find out.
Okay, thank you.
I can do this for hours, and hours, and hours.
(audience applauding)
I mean, thank you so much to Barbara, of course,
and to all of our viewers,
but I could literally listen to her for hours,
and you can too because she has
all of her great advice waiting for you
on the podcast, and it's about everything.
888 Barbera, it's available wherever
you listen to podcasts, of course.
(audience applauding)