- What is goin' on ya'll?
Welcome back to Channel Wealth Hacker Labs,
I'm your gracious host, Jeff Rose.
I know many of you are still waiting on this bad boy.
You are still waiting
on your $1,200 economic stimulus check.
It still hasn't arrived in the mail,
and many of you are still trying to figure out
when can I find out when I'm getting it.
Is there any way to track where is my check?
Pay me my money.
Well there are a few different ways,
and one of the ways you're probably most familiar with
is you have the IRS tracking tool, the Get My Payment tool
which has had a few issues.
But there is another way
that you can actually track your payment,
and I came across this article
I thought that it would be helpful,
but it just shares like
how do you actually track your payment.
Where is your check?
And you can actually sign up for a free service.
I almost feel, whoo there's some guilt even sharing this,
but you can actually sign up for a free service
through the United, yes I'm gettin' ready to say it,
the United States Postal Service.
(sighs)
Yeah, so like do you have as much confidence
in the United States Postal Service
as you would with the IRS
in lettin' you know when you're payment's coming?
But either way there is a service that they offer.
So I'll have a link to this article
in the description, in the show notes.
But they have a service called Informed Delivery
which you can sigh up for.
Sign up for your free account.
And once you sign up basically what they'll do
like they'll have a picture that shows like of your check
and should be able to give you an idea
like when that check is coming.
So basically Delivery verifies
the check has been in fact processed
by United States Postal Service and it's on its way.
So you'll be able to track it one way.
Now that is, that's one way.
Now the other option is the IRS tracking tool,
the Get My Payment, but as I'm sure many of you are aware,
there are a ton of issues.
There have been a ton of issues.
I know they've worked out a lot of those issues.
And when as far as being able to track
if you are getting a payment, when you're getting a payment,
some people have had success, other people not so much.
So is there any other ways to get that money?
Well one of the ways that's been also in process right now
is that the IRS is sending out these prepaid debit cards.
And they're, instead of doing the paper checks
like you see here,
they are currently sending out over,
I believe it was last reported,
4,000,000 different prepaid debit cards.
And this is an article according to Business Insider
sharing that that's in fact what happened.
So 4,000,000 prepaid debit cards are being sent out.
And I think really the biggest question is
is like who's getting them
because a lot of people are still waiting on the checks,
they're still waiting to get paid.
So who's actually getting a debit card
as opposed to a check card?
And it somewhat answers the question.
There really hasn't been any clarification of like
who gets the card and who's still getting the check.
But here's basically who's,
this is what the Treasury had to say, it said.
Treasury says, "Anyone who qualifies for relief payment,
"didn't provide the IRS with banking information,
"and had their tax return processed
"at either the service center in Austin, Texas,
"or the one in Andover, Massachusetts,
"will get the prepaid debit card."
So basically, if your tax return
had to go through one of those two different centers,
then you are one of the ones
that should qualify to get the card.
They still didn't really verify
which tax payers actually were sent
to those two different centers,
but here's what it's saying here
and you can actually click on this link
here on the irs.gov website, but.
"The Andover Service Center covers residents in
Maine, Maryland, Massachusetts, New Hampshire, Vermont
and while the Austin Center covers residents
in Florida, Louisiana, Mississippi, Oklahoma, and Texas."
So that kind of gives you a sense
if you reside in one of those states
then there's a greater likelihood
that you are going to receive one of these.
Like look how pretty that card is
like that card, I mean like that is one sexy card.
I mean you got the American Flag.
It seems like a lot of money.
I mean I don't know,
maybe somebody knows like the difference
between printing checks as opposed
to issuing prepaid debit cards.
Maybe there's some longer plan with these
that you can reload
maybe if they do a second stimulus package,
but I mean who's actually gonna keep these things?
I don't know, I don't know.
Who am I?
I'm just a guy just sharin'
what's the latest, what's the greatest.
But basically how these cards come,
they're gonna come preloaded.
They'll have the money already on there,
and you can use them anywhere.
I mean use it like as any sort of credit card,
any type of debit card.
You can use these to pay for
whatever that you need to pay for.
So that's kinda what's goin' on right now.
So if you still want to know where your check is,
you can try signin' up for this Informed Delivery service
through the United States Postal Service.
I'm sharing this and also sharing
like please don't hold your breath.
Please don't say like this is gonna be the end all be all
like it's gonna give you the exact information
that you need to know, but it's a free service.
It's something that you can sign up for.
It doesn't hurt to sign up just to see
if you might be able to find out
when that information is going to be available.
You also have the Get My Payment tool through the irs.gov.
I know we've all had our issues there.
And then also too,
if you had the possibility of being one of those
where your tax returns went through one of those two centers
where you could be getting one of these prepaid debit cards.
Me preferably, as long as those are being sent out this week
which the Treasury reported,
I mean I'd rather go that route.
It seems like using a debit card would be a whole lot easier
than trying to cash a check,
unless you're using that free PayPal service
or you have online banking
where you can take a nice little picture
have that deposited and just spend away.
But I'll have the link to all of this.
I'm curious if you haven't received your check yet,
if you have signed up for this free service
through the United States Postal Service.
And if you do sign up,
does it actually give you some sort of,
does it give you some information
or does it leave you hangin' like the irs.gov website
where it just says, "Sorry, we don't know who you are
"or where your check is,
"but thanks for coming here and wasting your time."
I wanna know.
Other people wanna know too
that are still waitin' on their checks,
so if you have any experience,
please let us know in the comments below.
Share your experience, share your expertise
because we all can benefit.
All right, I hope you all are havin'
a good day, a solid Friday.
Until next time, this is Jeff Rose reminding you
that it's your money, it's your life,
know that you can make it awesome.
Until next time, peace, pow.