Ask scholar Tariq Masood Sir Hamza is asking from Islamabad, "The order
of Call Center Insurance Policy prompting job.
I am working at Call Center in night shift there we have to call in British, America
etc. and we have to promote them to buy our Life Insurance
Policy. And tell them our local agent will call
you back and give you more information about it. If the customer agrees, he will buy policy.
Is this job legal to work or not?"
Answer: Sir Hamza this job is not legal because it is life insurance and it is illegal according
to all Islamic scholars. Why is it illegal we have
already discussed its reasons in another clip because
gambling, interest ad cheat. Here people consume their money on risk with someone's death.
If someone dies, you will get money. If someone
does not die, they will lose their money sometime you get money on the basis of interest.
This strange work where you have no blief and money is also spent on risk. It is called
as languor, this is a business it is not Synergism/ corporation. Synergism/corporation is that
to help any poor either he has participated/joined money or not. He does not do it on risk. These
kinds of communities are running. We should promote these kinds of communities. If anyone
gets any accident, all will help him. The job that
you have told me, Insurance Policy is illegal /unlawful same here it is also illegal or
unlawful to promote about it. Because committing sin and
guiding people towards this is also illegal and
unlawful. It is the business which has been running on in all around the world in large
scale. I usually promote people why don't they open
these kinds of center. Some days ago I went to
one company there I met the owner he told us that he was buying Life insurance policy
of each employees if any tough time can come we will
help them. He asked, "Is it allowed to do life
insurance." I denied. He told that if any accident happens with any employee, how will
be taken out money for him to recover. I told
him did you ever come up with any system that's really based on Synergism/corporation there
you help your employee yourself without any problem /drawbacks like insurance company.
He asked how? I told him let's suppose, buy property and promote people. It’ only the
example I'm giving you in fact when you start thinking there will be ten options. I'm just
giving you idea there are many things in one explanation I said to people because I do
not have organic things such as real milk I promote
them keeping a goat and asked like how will we keep. Where would we keep goat? When you
pay attention and think about it then you will find 9 to 10 people in your locality
who also wanted to eat real and fresh. Then get the
plot on rent, keep goats there and also keep a
servant for looking after who wiIl take care then you drink milk. Nothing will be happened
until you think and find the way. Now a days drinking
buffalo milk, it's by intention prepared and this
influence goes in us. First think and at least think when you think you will get ten ways
open I just give you plot example. I have told to
a man get a plot on rent and you kind of needy person
he asked how will I find. I told you must know about it. You will find ten ways then.
There are many people who are also very fed up of these
artificial or chemical products I told them buy or
get a plot on rent keep goats there milk its milk and also sell in packet. He got surprised
but there
are still many ways if you do not like this option think of others. Now we should make
such communities in our family and declare it any accident can be occurred anytime with
anyone so, all we need to do it is to be united and make a fund box where we save money for
any emergency with anyone. By this money we can run a business make property, get a shop
on rent and whatever the rent will be collected we will save it and use it for helping people
accordingly to proper principle. Anything can be happened. So factories owners must
do the same when they collect donation by others
in this way servant will also give and collect donation happily. When they come to know by
this amount people will also donate and there will be blessing In Shaa Allah. Save and make
yourself away from Insurance Policy because it is
illegal and unlawful. May Allah give us strength to follow good deeds! One more thing if you
cannot make any community of 9 out of 10 people now what you will do for making yourself
save/defend from these accidents. Invest your money by buying property /gold for tough time
and save your money from your each salary in each month. If you get any accident, I
will use this money for recovery. We can also do like
this thus is last limit. People say if we get
insurance policy we will have more profit. See if you will accident,
you will get a lot of profit but if it's not like you will get a lot of loss.
Accident can be occurred with persons but why do you
think you must face an accident. But in comparison of this if you make community in order to
save and help people it is safe money in Allah's bank. In case you will get an accident will
be helped/corporated by them as they do for others.
If you get an accident, this money will be used if you do not understand still this is
your money not wasted. Insurance begets money it's
the business for those who are rich in all around the world. When deaths are a lot in
number then they run away. Of course they cannot
face the loss of all. It is individual because the one
who is badly needed he has to buy BIMA life policy very hardly. Means the one who is healthy
can purchase policy easily in compared to patient which means in insurance companies
there's is no cooperation. The who nerds this policy
badly there's no cooperation with him on the contrary he will have to face more installment
and less profit. Ask scholar Tariq Masood