you bought a house,
but you put the house
in Mr. Rea's name.
How is he related?
He's a cousin of yours?
>> He's a blood relative,
a cousin.
>> Judge Judy: You put the house
in his name
because you had bad credit,
and you wanted to get a better
mortgage rate,
and Mr. Rea could get
a better mortgage rate.
>> Yes.
>> Judge Judy: Did you put
any money down on this house?
>> Yes, ma'am.
I gave him 10,500.
>> Judge Judy: Is that correct?
>> I got $10,000.
>> Judge Judy: How much
was put down on the house?
>> $11,341.
>> Judge Judy:
And who put down the rest?
>> I did.
>> Judge Judy:
Did he put down any money?
>> No, ma'am.
>> Judge Judy: Show me what was
put down on the house.
>> I have a...
>> Judge Judy:
Just show me the contract.
There would be a contract
on the house.
How much was put down?
Who has the contract?
>> The contract?
I've got the contract.
>> Judge Judy: May I see it?
The cash portion of the house
was $10,000.
Did you understand that,
Mr. Rea?
>> Yes.
>> Judge Judy: That's what
it says, $10,000, not 11,300.
>> I had some other
out-of-pocket expenses.
>> Judge Judy: I don't care.
>> Okay.
>> Judge Judy: I don't care.
Ten thousand dollars
was put down on the house.
She put down the $10,000.
She lived in the house
for two years,
and she paid the mortgage.
>> No, it's not.
>> Judge Judy: A little less.
>> It was 18 months.
>> Judge Judy: Eighteen months.
>> Eighteen months.
>> Actually, 21 months.
>> Judge Judy: Do you have
21 months' worth of payments...
>> Yes, ma'am, I do.
>> Judge Judy:
...mortgage payments?
Shh, you answered me very fast.
The answer is, you really don't,
so I want you to pay attention
to my question.
>> Okay.
>> Judge Judy: Did you make
21 mortgage payments?
And if you did,
I want to see them.
>> I need to count them,
but I did pay him...
>> Judge Judy: Yes, go ahead.
>> ...every month.
I was...
>> Judge Judy: Count them!
>> Six, seven, 17.
>> Judge Judy:
So you didn't make 21.
You made 17 payments.
Now I'll look
at the 17 payments.
And, according to you,
she lived there for 18 months.
>> Correct.
>> Judge Judy:
So she didn't make one mortgage
payment according to this.
Let me take a look.
Twelve five.
>> The first payment was not...
>> Judge Judy: Shh.
>> ...due.
>> Judge Judy: Shh.
I have 17.
Your last payment was in April
of 2016.
When was the house sold?
>> August 15, 2016.
>> Judge Judy: She didn't
make three mortgage payments.
Is that correct?
>> That's correct.
>> Judge Judy: You didn't make
three mortgage payments.
Do you understand that?
>> I offered to stay
in the house.
>> Judge Judy: I don't care.
Offered, offered.
You didn't make
three mortgage payments.
>> Correct.
>> Judge Judy:
He sold the house.
There was a profit.
You want some of the pr--
>> Your Honor, the...
>> Judge Judy: I'm not...
This is not question and answer.
This is, I ask a question.
I'm interested in an answer.
You made the
three mortgage payments.
You made a profit
when you sold the house.
You made a net profit,
according to you,
of a little over $20,000
after you paid your taxes
but without
the three mortgage payments?
>> Correct.
>> Judge Judy: Without the three
mortgage payments?
Okay.
And the three mortgage payments
were $3,000 approximately.
>> No.
>> Judge Judy:
How much did you pay?
>> $1,194 a month.
>> Judge Judy:
For how many months, for three?
>> Three months.
>> Judge Judy: $3,582.
And you made a profit
on the house after your taxes.
You made a profit
of approximately $20,000,
and from that,
we're going to subtract 3,582.
Okay.
Now you had some other expenses
because, according to you,
when she moved out in May,
she just moved out.
>> Yes.
>> Judge Judy: And in order
to put the house up for sale,
you had to do some work
on the house.
>> Yes.
>> Judge Judy: What kind of work
did you do on the house?
>> Well, we replaced the roof
for one and...
>> Judge Judy: Show me.
>> The roof was replaced,
and I made a claim
to the insurance,
but they only allow 50 percent,
so I had to...
>> Judge Judy: No,
I'm not interested.
>> Okay.
>> Judge Judy: Not...
Give it to him back.
If you're going to scam people,
I'm not going to be part of it.
>> Okay.
>> Judge Judy: You want to sell
the house and make a profit,
and she moves out, and you said,
all of a sudden,
it needs a new roof.
Did somebody put a hole
in the roof?
>> The roof was leaking.
>> That's...
>> Judge Judy: Okay.
>> That's a lie.
>> Judge Judy: Shh,
just a second.
We understand each other, sir?
>> Yes.
>> Judge Judy: Good.