I love being creative when it comes to finding way to make a deal happen. Right?
I mean, whether it's business, whether it's real estate; the reality is it takes
money to make money. But it doesn't have to be yours. So, always looking for
maximum creative options for making stuff happen as the deal maker. And I
recently got hit by a company called funding grow. And they basically claimed
that they could get you 25 thousand, 50 thousand, 100
thousand dollars worth of lines of credit. And I thought "B-S, I don't think so."
But if it's true, it would definitely help a lot of people have more options
and creativity to make deals happen when they wouldn't otherwise.
I decided to put it to the test. And I'm joined today by my poor wife who I roped
her into another thing that she didn't even want to do which was helping me
that this company funding grow to see if they can do what they say they do. So, my
amazing wife, how we doing, love? -I'm good. So, dude, this is the one one of my dreams.
The one I'm always talking about. She's definitely my motivation for everything I do in life. She's so
incredible hot, gorgeous. But the reality is I try to ask Klenn to do as little
business anything as possible. Because it's not really your jam, right? I mean
got 4 kids. -Unless it's filling out paperwork. That's
my jam. -She has this fascination with paper work that she loves doing it. -I think there's people
that either like to fill out forms or people that hate... And I actually like
to fill them out. So, I usually do. So, with this project... -It was all about filling
out forms. -Yeah. -So, check it out. Funding grow gets in touch and they say, "Kris, we
really want to earn your business. So we're going to do this all for free for you.
Let us just show you what's possible." I'm thinking, "Alright. Let's see." Klenn and I
basically made the connection and so you started working with a couple of members
of their team and they start basically filling out all of the paperwork and
everything. -Yeah. -Filled everything out. You turn it in. And then we started getting
some things in the mail. Did you bring it with you? -I did, yeah. So, they just said,
"Keep an eye on the mail. You're going to be getting these lines of credit offers. And
just keep track of them. And then as they come in, you're going to activate them and.." -I
have to say it. First, it didn't work. Because the first thing that we found
out... Do you remember we had one of our mortgages on auto pay and the mortgage
had adjusted by like $8? And all of a sudden, the bank was saying, "Oh, it's like
you didn't pay the mortgage." I'm like. "Because I'm off $8?" And yeah we had to
basically wait to clean that one up. We, did a rapid rescore. Got our credit back
online. And then we went to the process.
But what happened? -This one's from Citibank and it was an instant $11,200.
-These are like yeah like credit cards that have really good terms.
-This one... Yeah. So, in these is the card plus all of the information for it.
Capital One, $7,500. -Okay. -Washington federal bank,
$20,000. Bank of America, $7,000. And then the big
one. Amex, $66,000. -Check this. So, we get $66,000. -Yeah. -I also
just found out... -There's another one. -From Chase. That Chase giving us... -Oh, I don't
remember. -It was like 22... I wrote it down the back one of these. -Oh, you did.
-It's 27,500. -Okay. So, that one's on the way too. -It's goes to about
$130,000. And they said that they could get you 25,
50... Maybe sometimes 100. You know, we have great credit. But for the most
part, we don't really use credit cards at all. So, we just really didn't
have any other... -Except for our SkyMiles. -Our special platinum American Express flight free all over the world.
-Right. -So, this was kind of cool. Let
me hold these. So, what these are these are the actual real like Klenn went through ,
filled out the paperwork. They sent us all the actual cards. Klenn got them
activated or at least all set up. -I did all the logins and passwords. That's a cool-looking card.
Anyway. Listen. So, here's the bottom line: A lot of people are like,
"Kris. So, fund and grow can get me into like a whole bunch of credit card debt,
right?" I'm like, "Well, it's actually not about getting a new credit card debt."
It's actually more of when you're a business owner, it's about learning how
to actually create positive debts. Now, do you remember when we were in debt when
we first got married, right? -Yeah. -How did you feel about that? -Well, consumer debts are
the worst when it's just things. But I've never felt bad if it's going into a debt
for a business that is generating income to help pay it off and cover it as
quick as possible. Because the gains outweigh the supposed cons of being in
debt. -So, my wife right now, she is schooling all Ohio because she's
actually learned that. She's seen this. I remember when we started like buying
real estate. The idea of like, "Wait a second. We're going to buy a second home not
for us and we're going to get like a $150,000 dollars worth
of debt. Why would we do that? But that house was paying us hundreds of extra
dollars every month after the mortgage was satisfied. -Well, yeah. That
first house, the the rental income from the basement covered the mortgage
completely. So, it was a no-brainer. -Yeah, totally made sense. So, the
idea here is this is I guess the final verdict. So, first of all, Klenn, let me ask
you. Did you like working with fund and grow? -What I noticed about the guy we worked
with whose name was Brandon is that he was very like over communicative. It was
very like every step he would email. -And congratulations.
-So, yeah. I would recommend because they're very good. They're very easy to
work with. -Easy to work with. Good communicators. And the end of the day,
they've performed. I mean, they really came through. So, if you think, "Hey,
I might come across a real estate deal. Or I might come across a business. And
this is going to qualify as business debt as if it's going to make me money", then
something like this is like basically can be an awesome short-term loan. In
fact, I remember when we were young. We had met friends that had bought a car on
credit card. And it was like five years earlier. And every year, they would just
balance transfer to the next zero interest card. It was like basically
driving the car for free during those 5 years. And us thinking, "Wow, there are
some people that use this plastic to their demise financially." And there are
other people that use it super intelligently. There's a lot of
people that want me to promote their different services. In this case, I tried
them out and I wanted to know fund and grow, are they legit? Are they crackpots?
They not only did a great job. They were excellent communicators. They may be
communicated a little too much. Which is never bad in business. The opposite is
definitely bad. And I'm like, "I was impressed. They did a fantastic job." So by
the way, links below. If you actually want to know how you can get a whole pile of
credit for business that makes you money... Because by the way, let me... -Don't
you don't go shopping with these cards. -Let me let me illustrate this point. If
you could put $10,000 out and in 6 months turning into
$20,000. And you felt as sure and safe as guaranteed as it comes. And
you're thinking, "Man, I want that deal but I don't have the 10 grand." Or better, "I do
have the 10 grand but I want to leverage my resources." Bottom line is business is
all about turning ones into twos and twos into fives and fives into 20s. Real
estate, same thing. Every 5 years it's not doubling it. And literally, that is
simply another resource that can be used for doing things that financially make
sense because they make you money. So, if you want to know more about this company
Fund and Grow, who they are what they do, I want to share my personal experience,
go ahead and click the link below. And listen, reach out to them. They'll do
consultation with you. And if it's a win, they'll help you line up the credit and
for you, that might make the difference of using O-P-M, other people's money to
get yourself leveraged into the right deals. Listen, if you're not a subscriber,
fix that right now. Videos coming your way every single day helping you become
the financial genius you are meant to be. My name is Kris Krohn and we'll see you
tomorrow.