>> FROM PRODUCTS AND SERVICES TO ENTERTAINMENT AND SOCIAL MEDIA THE WORLD WIDE WEB TO THE
WEB OFFERS SO MUCH TO USERS BUT
THAT IS SAME TIME A PLATFORM
FOR HACKERS AND IDENTITY
THIEVES.
>> YOU CAN NEVER BE TOO CAREFUL
WHEN IT COMES TO ONLINE
SECURITY.
JOINING US TO TALK ABOUT HOW TO
PROTECT YOUR COMMUTERS
INFORMATION IN ONLINE FIRES IS
THE CEO OF SOCIAL ENGINEER LLC.
WELCOME BACK WE ARE GLAD TO
HAVE YOU BACK AND WE’RE TALKING
ABOUT A LOT OF PHISHING SCAMS
AND THINGS LIKE THIS.
THERE ARE SO MANY WAYS THAT
PEOPLE CAN SELL YOUR
INFORMATION SO LET’S START WITH
PHISHING SCHEMES YOU ARE
SEEING.
>> SO THE REPORT SAYS 94
PERCENT OF ALL THE MALWARE WE
SEE, DOES FIRE IS THE COME OUT
RANSOMWARE STILL HAPPENING
THROUGH EMAIL.
SO FISHING IS NOT GOING
ANYWHERE.
EMAIL IS THE BIGGEST FORM OF
COMMUNICATION.
WE HAVE TO WATCH FOR IT.
AND WHERE WERE YOU JUST SAY IT
WAS THINGS WHERE WE WOULD GET
THESE BAD SPELLING EMAILS THAT
LOOK LIKE THEY WERE COMING FROM
A FOREIGN COUNTRY.
NOW THEY ARE USING SPELL CHECK
AND THEY ARE VERY CLEAR AND I
JUST READ A REPORT THAT SAID
OVER 80 PERCENT OF EMAILS ARE
TARGETED VERY PERSONALIZED AND
THEY ARE LOOKING AT YOUR SOCIAL
MEDIA THE OF YOUR FIRST NAME
AND LAST NAME DETAILS ABOUT
YOU.
>> WHAT IS IT.
WITH A MASQUERADING AS BANKS.
WHAT INSTITUTIONS ARE THEY
PRETENDING TO BE RIGHT NOW.
>> YES, ALL THE ABOVE.
THANKS AND YOUR CELL PHONE
COMPANY.
COULD BE PEOPLE FROM ANOTHER
SOCIAL MEDIA OUTLET FROM
LINKEDIN OR FACEBOOK.
IT COULD BE BEC SCAMS WHICH IS
BUSINESS EMAIL COMPROMISE.
TRYING TO GET YOU TO TRANSFER
MONEY OR SEND MONEY TO ANOTHER
ENTITY JUST BY SAYING HEY, YOU
ONLY THIS OR YOU HAVE THIS
INVOICE.
>> YOU SAY THAT SENIOR CITIZENS
ARE THE ONES WHO ARE TARGETED
BUT NOT NECESSARILY THE ONES
WERE FALLING FOR THIS.
>> SENIOR CITIZENS ARE TARGETED
BECAUSE OF THE BOYS FISHING
OVER THE PHONE.
THEY ARE TARGETED MORE TO THE
VOICE THEN EMAIL WHERE THE
YOUNGER GENERATION AND
BUSINESSES ARE TARGETED THROUGH
FISHING.
EMAIL FISHING MORE SO.
WHEN YOU GO THROUGH BOYS
FISHING THE OTHER ONES ARE
BEING TARGETED BECAUSE THEY GET
A CALL ONE OF THE BIGGEST SCAMS
GOING ON RIGHT NOW.
SAY HEY GRANDMA THIS IS CHRIS.
MY BODY IS IN MEXICO AND I GOT
ARRESTED I DON’T WANT TO TELL
MY WIFE CAN YOU GIVE ME $5000 I
GOT ARRESTED AND I’M IN JAIL.
GRANDMA LISTENS TO THE VOICE
AND THINGS THAT SOUND LIKE
CHRIS.
SINCE $5000 TO THIS RANDOM
ACCOUNT AND DOES NOT KNOW IT IS
PNOT ME.
SHE GETS HACKED AND SCAMMED OUT
OF THIS MONEY AND I POP IN
LATER ON TO SAY HELLO TO
GRANDMA AND SHE SAID WAIT I
THOUGHT YOU WERE IN MEXICO.
>> WHAT ABOUT THINGS LIKE EBAY.
YOU TRY TO SELL THINGS ONLINE
AND THERE ARE SCHEMERS THERE AS
WELL.
>> THERE ARE.
YOU SEE THESE PEOPLE WAS YOUR
READINGS ARE TRYING TO SELL
SOMETHING AND OF ALL THE
BEAUTIFUL PICTURES AND GREAT
DESCRIPTIONS.
YOU PAY THE MONEY AND THEY
DISAPPEAR.
WE ALWAYS TELL PEOPLE ANY OF
THESE ONLINE PLATFORMS DO NOT
BUY IT FROM SOMEBODY WHO IS LOW
READINGS ARE NO RATINGS.
LOOK FOR THOSE WHO ARE REALLY
HIGH RATINGS WITH A LOT OF
SALES VOLUME BECAUSE AT LEAST
YOU KNOW OTHER PEOPLE PURCHASE
FROM THEM AND THEY HAVE NOT
SCAMMED OTHER PEOPLE.
>> READ THOSE REVIEWS.
I FEEL LIKE PASSWORDS SUNDAYS
WILL BE THE DEATH OF ME.
I CHANGE THEM I CAN NEVER
REMEMBER THEM.
WE ARE NOT SUPPOSED TO USE THE
SAME PASSWORD FOR EVERYTHING.
>> PASSWORD REUSE ONE OF THE
LARGEST PROBLEMS WE HAVE.
YOU’RE BEGINNING HATS WILL
PROBABLY NEVER HAPPEN.
MOST OF THEM ARE VERY SECURE.
WE FIND ALL THE TIME SOCIAL
MEDIA COMPANIES WE JUST FOUND
OUT GOOGLE WAS DURING THIS.
SO IF YOUR EMAIL OR SOCIAL
MEDIA COUNTERATTACKED AND THE
PASSWORD GETS OUT THERE AND
THAT IS THE SAME EXACT PASSWORD
YOU’RE USING FOR YOUR BANK OR
FOR YOUR CREDIT CARDS OR OTHER
FINANCIAL INSTITUTIONS.
THE HACKERS TRY THAT THEY NOW
HAVE ACCESS TO ALL YOUR
INFORMATION.
SEE HOW TO USE DIFFERENT
PASSWORDS FOR ALL YOUR
WEBSITES.
AND LIKE YOU SAID HOW DO YOU
REMEMBER 100 PASSWORDS.
>> YES CAN HELP US.
>> PASSWORD MANAGERS LIKE YOU
PASS OR OTHER WOULD LIKE THAT
THE WORK ON YOUR CELL PHONE
NUMBER, AND ALL SORTS OF
TABLETS AND LAPTOPS.
YOU CAN HAVE THEM ON SO MANY
DEVICES.
THEY GENERATE STRONG PASSWORDS
FOR YOU AND ALL YOU HAVE TO DO
IS REMEMBER ONE.
YOU CAN MAKE ONE REALLY LONG
PASSWORD.
I TELL PEOPLE TO THINK OF A
PHRASE.
DO NOT THINK OF A PASSWORD.
MAYBE IT’S SOMETHING ABOUT YOUR
FAMILY AND NOBODY WOULD EVER
GUESS WITH PUNCTUATIONS AND
CAPITAL LETTERS AND SPACES IS
YOUR LONG PASSWORD.
MINE IS LIKE 45 CHARACTERS.
IT IS A SENTENCE AND YOU NEVER
KNOW WHAT PEOPLE WILL THINK OF
IT.
WHEN I’M IN MY PASSWORDS
MANAGER THE RIDICULOUS I CANNOT
REMEMBER THEM BUT PASSWORD
MANAGER REMEMBER THEM FOR ME.
>> YOU MAKE UP A PASSWORD FOR
PASSWORD MANAGER AND IT TAKES
CARE OF EVERYTHING ELSE.
>> YES.
>> WHAT ABOUT PROTECTION IN
SETTING UP FOR SOME OF THESE
MONITORING SERVICES?
>> I WILL NOT BE DISPARAGING
ABOUT THEM THEY ARE NOT
TERRIBLE.
THEY’RE NOT BAD SERVICES BUT I
SAY THE BIG ONE YOU WANT TO
LOOK AT IS FREEZING YOUR
CREDIT.
YOU CAN DO THAT FOR FREE.
THE FEDERAL GOVERNMENT PASSED A
LAW THAT THEY CANNOT CHARGE YOU
FOR THAT.
YOU CAN PUT ALL FOUR OF THE
SITES AND YOU CAN FREEZE YOUR
CREDIT.
SO THAT WAY EVEN YOU CANNOT
OPEN UP A CREDIT CARD OR TAKE
OUT A LOAN OR DO ANYTHING
WITHOUT GETTING A PIN CODE TO
UNFREEZE IT.
THAT COULD BE FRUSTRATING IF
YOU GO TO A NEW BANK AND YOU’RE
TRYING TO APPLY FOR A CREDIT
CARD AND SAB CANNOT CHECK YOUR
CREDIT YOU UP TO UNFREEZE IT.
IT TAKES FIVE SECONDS.
>> WOULD THAT AFFECT YOUR
SCORE?
>> IT DOES NOT AFFECT YOUR
SCORE.
DOES NOT DO ANYTHING TO YOUR
SCORE.
WHAT IT MEANS IF SOMEBODY TRIES
USE YOUR CREDIT THEY CANNOT DO
ANYTHING WITHOUT THE PIN
NUMBER.
IT ACTUALLY SAVES YOU FROM
POTENTIALLY BEING HACKED IF
YOUR INFORMATION GETS OUT
THERE.
IF YOU THINK ABOUT IT, IF
YOU’RE A GOVERNMENT EMPLOYEE
AND OPIUM WAS HACKED
EVERYBODY’S INFORMATION IS OUT
THERE.
ALL THE HEALTH CAR DEALER CARE
BREACHES AND CREDIT CARD
BREACHES THE LAST TWO YEARS ALL
THE INFORMATION IS OUT THERE
SOMEWHERE.
>> THAT IS SOMETHING YOU CAN DO
FOR FREE.
YOU CAN FREEZE YOUR CREDIT SO