THIS
THIS INSTALLMENT OF MONEY MENTORS IS SPONSORED BY MATTSONFINANCIAL EVERYTIME YOU
GET YOUR PAYCHECK YOU CAN SEE
HOW MUCH OF YOUR MONEY GOES TO @
PAY INCOME TAXES 4@HAVE YOU EVE
WONDERED HOW MUCH OF THE WEALTH
YOU'VE BUILT UP FOR RETIREMENT @
WILL BE LOST TO THE EXPENSE OF
INCOME TAXES. DOES YOUR
RETIREMENT PLANNING INCLUDE
BEING IN A LOWER TAX BRACKET
THAN YOU 4@EXPECTED DURING YOUR
RETIREMENT YEARS. WELL JOINING
US TODAY 4@ARE GARY MATTSO4@N A
ALLISON MOTZ FROM
MATTSONFINANCIAL 4@A FULL SERVI
FINANCIAL AND RETIREMENT FIRM
IN THE GRAND RAPIDS AREA. 4@YOU
CAN HEAR GARY ON THE RADIO TOO.
YEAH AND WE ALWAYS LIKE THAT
ALL RIGHT. LET'S TALK ABOUT
THAT LOWER TAX BRACKET. IS THAT
REALLY POSSIBLE YEAH. SO THAT'S
SOMETHING A LOT OF THE PEOPLE
THAT CALL IN 4@HAVE NO IDEA ABO
AND THAT'S SOMETHING THAT WE
LIKE TO ADDRESS IN THE FIRST
APPOINTMENT YEAH. SO WHAT WE DO
IS WE SIT DOWN AND IT'S MATH.
LET'S FACE IT AND PEOPLE DON'T
REALIZE THAT IF THEY DON'T TAKE
THAT INTO ACCOUNT SOMETIMES 4@
BUMP INTO TAXES THEY'RE GOING
TO HAVE ON SOCIAL SECURITY OR
TAXES IN OTHER AREAS 4@THAT THE
DON'T REALIZE THAT'S GOING TO
HAPPEN. SO IS IT IS4@ IS IT
POSSIBLE 4@TO DERIVE INCOME FRO
A NEST EGG 4@RATHER THAN OR WHA
HAPPENS WITH THEM IN TERMS OF
TAXES. WELL WHAT WE'RE LOOKING
AT STANDPOINT 4@IS THAT YOU KNO
IF YOU TAKE YOUR MONEY OUT OF
YOUR IRA A YEAR 4@INDIVIDUAL
RETIREMENT ACCOUNT WE KNOW
THAT'S GOING TO BE A TAXABLE
EVENT. BUT YOU TAKE MONEY OUT
OF AN ROTH IRA. RIGHT. THAT IS
NOT A 4@WELL THAT KIND OF IN A
LOT OF PEOPLE PUT MONEY AND
POSSESSIONS LIKE SAVING MONEY
MARKETS THAT ARE RECEIVING
TAXES ON MONEY THEY'RE NOT EVEN
USING. SO ALLISON YOU MENTIONED
A LOT OF PEOPLE CALLING YOU
HAVE TO EDUCATE 4@THEM ABOUT TH
WHEN THEY DO. WHY IS IT THAT SO
FEW PEOPLE KNOW ABOUT THIS I 4@
THINK THEY HAVEN'T REALLY TAKEN
THE TIME TO THINK ABOUT
RETIREMENT. THAT'S SOMETHING
THEY WORK SO HARD TRYING TO GET
TO RETIREMENT 4@AND THEN FINALL
WHEN IT'S THAT TIME 4@THEY'RE
LIKE I NEED TO DO SOMETHING 4@
ABOUT THIS AND LEARN A LITTLE
BIT MORE INFORMATION. AND ARE
OUR 4@TAXES THE SAME REGARDLESS
OF WHETHER WE PAY THEM NOW OR
PAY THEM LATER 4@ABSOLUTELY NOW
AND THERE'S SOME PEOPLE I SAY
PAY IT NOW PAY IT NOW PAY IT
NOW AND TH4@ERE'S OTHERS WHO 4@
THE MANTRA THAT DEFERRED
DEFERRED DEFER IN MY ANSWER IS @
WHENEVER IT'S THE LOWEST.
THAT'S WHAT WE WANT TO PAY IT.
SO IF YOU'RE IN A WORKING MODE
AND YOU'RE PUTTING MONEY INTO A
ROTH IRA AND YOU'RE 4@THAT 24 T
28 PERCENT TAX BRACKET PROBABLY
NOT A GOOD IDEA TO BE DOING
THOSE ROTH IRA RATES RIGHT NOW.
BUT IF YOU'RE LOWER TAX BRACKET
ABSOLUTELY TWELVE OR LESS HIT
TH4@AT ROTH IRA RIGHT 4@4@RIGHT
SO THE AMOUNT YOU PAY IS
IMPACTED 4@BY THIS TAX
OPTIMIZATION PLANNING. ARE
THERE OTHER BENEFITS ABSOLUTELY
MOST PEOPLE DON'T REALIZE THAT
SOCIAL 4@SECURITY CAN BE A
TAXABLE EVENT AND PEOPLE LOOK
AT ME GO WAY WAY I PAY TAXES ON
THIS. THAT'S 4@WHY I'M GETTING
THIS SOCIAL 4@SECURITY NOW ARE
BE TAXES AND AGAIN IF YOU DO IT
INCORRECTLY 4@THAT'S RIGHT. I
IMAGINE THAT YOU'VE SEEN A LOT
OF CLIENTS COME THROUGH YOUR
DOOR WHO HAVE HAD THAT AHA
MOMENT RIGHT? THIS 4@AMOUNT OF
PLANNING CAN REALLY BENEFIT
THEM IN SOME AMAZING 4@4@WAYS T
THEY HADN'T THOUGHT OF BEFORE
IF THEY'RE NOT EVEN THINKING
ABOUT RETIREMENT YET. IN FACT
WE HAD TO HUSBAND WIFE THAT
WERE CPA DID THEIR PLANNING4@ A
RECENTLY THEY SEND US 4@AN E-MA
WE HAD TO HUSBAND WIFE THAT WERE CPA DID THEIR PLANNING4@ A RECENTLY THEY SEND US 4@AN E-MA@
BECAUSE THEY'RE NOW MOVED TO
FLORIDA OUR STORE CLIENTS AND
WE CAN'T BELIEVE HOW MUCH
INCOME4@ WE HAVE AND HOW LITTLE
WE'RE PAYING IN TAXES 4@THAT IF
WE WENT IN IT CAME TO US THEY
WOULD'VE HAD A BETTER 20 4@
PERCENT DROP IN INCOME. IT CAN
BE THAT MUCH. YOU HAVE A
SPECIAL OFFER FOR OUR VIEWERS.
YES. SO NEXT FIVE CALLERS HAVE
SAVED TWOHUNDRED 4@OR MORE. WE'
LIKE TO DO A COMPLETE TAX
STRATEGY 4@PLAN FOR YOU. THAT I
A ROADMAP TO TAKE YOU OVER YOUR
INCOME IS GOING YET. CAN WE GET
YOU IN LOWER TAX STRATEGIES.
AND THAT'S COMPLEMENTED FROM
US. ALL RIGHT. SO FOR YOU FOLKS
YOU IN LOWER TAX STRATEGIES. AND THAT'S COMPLEMENTED FROM US. ALL RIGHT. SO FOR YOU FOLKS@
AT HOME IF YO4@U WANT TO LEARN
MORE ABOUT HOW TO TAX OPTIMIZE
YOUR RETIREMENT. AND YOU HEARD
MATTSONFINANCIAL HAS THIS GREAT
OFFER RIGHT NOW. THE FIRST FIVE
CALLERS 4@WITH THAT PORTFOLIO
TWOANDA 50 THOUSA4@ND DOLLARS O
GREATER THEY'RE COMPLIMENTARY
FULL BLOWN RETIREMENT PLAN JUST
FOR YOU. THEY 4@WILL SIT DOWN
WITH YOU PERSONALLY AND PROVIDE
YOU WITH A ROADMAP 4@ANALYZING
WHERE YOU ARE RIGHT NOW AND
TALKING ABOUT YOUR BEST STEPS
TO PREPARE FOR A SUCCESSFUL
RETIREMENT GAME PLAN TO GET YOU
WHERE YOU NEED TO BE 4@THE NUMB
TO CALL 6 1 6 5 1 4 3 8 4@3 1 6
6 5 1 4 3 8 3 1. IT'S GOOD TO
HAVE YOU BOTH HERE. THANK YOU