Are you trying to start a business with no money but you want help accessing the funds you need to
start and grow well I'm about to reveal to you 10 different ways you can get financing to start and
grow your new business I'm going to show you how to get startup funding even if you have credit
issues now I'm going to show you how to get money for a startup even if you don't have
collateral even if you don't yet have any cash flow I'm going to show you free money that you can get
to get your startup off the ground money from the government that doesn't even have to be
paid back we're even going to talk about where to go to get the actual financing I'm going to
show you how to get startup financing even in a high-risk industry even if you've been turned
down before even if you think there's no way you can qualify to get money and along the way I'm
going to sprinkle in my best tips and tactics for you to get the most money at the best terms and
if you stick around to the end I'm going to get you access to our funding vault with 27 killer ways
to get money to grow your business and we've got a ton to cover here so let's dive in
the easiest way to get money to get a new business off the ground is to understand the 3C's
cash acquisition formula look this is the formula that all lenders use to determine if you should be
approved for financing or not it's really simple to know what kind of funding you can get so the
3C's are cash flow credit and collateral if you have one of those as a strength then you can
qualify for financing obviously as a new business you don't yet have cash flow so the other two
options credit and collateral we're going to dive into in this training I'm even going to show you
limited or no cash flow options that work for you we're going to talk about free money as well and
I'm going to show you a universal option that works even if you have none of the 3C's
so let's dive in first and talk about financing you can get that's only based on credit credit
line hybrid is one of the best ways you can get money as a new business and the best part is you
don't even have to have good credit to get it and I'm going to tell you more about that in
just a minute so with Credit Line Hybrid you can get up to $150,000 in credit line so this program
is designed for startups so there's no income no cash flow verification it's no doc financing you
don't need to have any kind of collateral either it's unsecured financing and again you can get
up to a $150,000 in credit lines with zero percent rates for six to
eighteen months plus a lot of these credit lines report to the business credit reporting agencies
so you could build business credit while getting the money you need to get your startup business
off the ground now the only thing that's needed to qualify is good personal credit about a 680
FICO score or higher how much money you get depends on how high your credit limits are now
on your existing credit or consumer credit report as well as other factors for example
your utilization and inquiries as well but what if you don't have good personal credit well you can
also use a guarantor with this program as a matter of fact half of the clients that we have funded in
this program don't even have good personal credit what they're doing is relying on a family member
a friend a potential investor somebody else using their credit as a guarantor getting up $50 $100
$150,000 credit lines and again the credit lines are part of the business credit board so you're
building your business credit the credit lines don't show on the guarantor's consumer credit
report and it's just a really nice way to tap into somebody's credit instead of relying on them
to get cash to fund your business look 75% of business owners get a business off the ground
using money from family and friends instead of going to a family member or friend and hitting
them up for cash this is a great alternative way for you to use their credit instead and access up
to $150,000 in funding for your startup business some other great ways to get money to fund your
startup business are based on you having cash flow now I know you might be saying I'm a brand
new business but once you're in business for three four five six months it opens up a lot of funding
options if that business is generating consistent revenue so what you want to do is make sure
you're accepting payments from your customers from PayPal Square or Stripe all three of them have amazing
amazing funding programs where you can get as much as a half a million dollars in funding, pay a set
fee not any kind of high interest rate. They don't even really care about personal credit or collateral
and all you typically need to get approved is about 3 to 6 months worth of processing
history through one of those sources. So great way to get money easy you can also get it typically in
24 to 48 hours, you can actually get funding. So if you're already processing money if you've already
been accepting customers payments for 3 to 6 months these are great funding options for
you, if not start using PayPal, Square, and Stripe to accept customers payments. Now there's some
other funding called, cash flow financing that's based on all the deposits coming into your bank
account and merchant cash advance that's based on Visa and MasterCard payments being received by
you from your customers that you can also tap into as well, and again only need to be in business about
6 months you could tap into these and get about 15% of whatever your annual revenue is set to
be, or with PayPal, Square and Stripe you can get as much as 30% of whatever you're processing with
them. So some really good ways to get money to start your business once you've got processing
history for about 3 to 6 months. So we talked about two of the 3C's in the 3C cash acquisition
formula. We've talked about you having cash flow somewhat even if it's just beginner cash for the
first few months of business, we talked about you have a good credit or a guarantor that does. Let's
now talk about the third biggest category, which is collateral-based funding. Now this is where
you use some kind of asset that you or somebody else may own as collateral to get funding. So the
most common of which to get a new business off the ground, new business where you might not have
any money to be able to tap in and get a lot of money is using stocks, bonds, 401ks, and IRAs.
So you could tap into get as much as 90% financing against stocks, and bonds, you or somebody else
may own, and actually even still earn interest on those stocks a month. So let me give you an
example, let's say I'm starting a new business I don't have any money, I need money, I go to my dad. Now
typically again 75% of business owners get money from family and friends, but instead of going to my
dad and saying I need $50,000 to get this business off the ground, him liquidating his stocks and giving
me that cash. I could say dad I need $50,000 to get the business off the ground, he could actually use
his stocks as collateral, he still earns interest still keeps him in place still does everything he's doing
now. But I can use them as leverage to get a 5% interest credit line, credit doesn't
matter other collateral doesn't matter cash flow doesn't matter. So this is a great option for
startup businesses you can also borrow as much as 100% of the value of 401k or IRA.
There's a lot of other assets that can service collateral as well, residential, commercial real
estate, vehicles, equipment, inventory, account receivables, purchase orders, so the question
is do you or someone around you have an asset that you could potentially pledge as collateral. If so
that opens up this whole category of financing called collateral-based financing. You don't need
good credit you don't need cash flows you can get it as a new business and interest rates are
like really low, like 1 to 5% even as a start-up business even if you have credit issues
or other barriers from help that are preventing you from getting funding. So a lot of options here
in this collateral bucket for you to be able to get the money you need to borrow against assets
to get money or even to get the assets that you actually need. So if you need to buy inventory you
need to buy equipment you can use this kind of financing as well to be able to get that, so you
can actually get your startup off the ground. Now let's talk about free money, money you can get to
get a new business off the ground that doesn't even have to be paid back, and this comes in the
form of grants, now there's a lot of different ways you can get grants and a lot of different kind of
grants you can get. But the best grants I've ever seen come from local and the federal government
as a matter of fact, almost all grants come from there. So there's 2 places you definitely want to
check out. The first is called grant watch, if you go to grant watch you can look at all kinds of local
state and community grants, that are even easier to access than federal grants, and if you want to
access all the federal grants that are available from all these agencies and there's a lot of them
then you want to go to grants.gov grants.gov you can find a lot of options to be able to
get money, and again none of this money has to be paid back and some of it you can get as much as
30 50 even $100,000 and free money. So make sure you check out those sources
for free money to grow your business. And the last option I want to talk to you about
is business credit, business credit you can get regardless of cash flow credit or collateral
you can get it as a brand new business and you can get 10 $20,000 limit credit cards very quickly like
within 30 or 60 days from building your business credit. You can get starter vendor accounts,
you can get retail credit at almost every major retailer from Amazon, and Walmart to Sam's Club
and Costco, Staples, Office Depot, Home Depot, Lowe's, even Nordstrom and Macy's offer this kind
of business credit. You can get fleet credit to fuel vehicles repair and maintain vehicles you can even
get Visa card MasterCard credit computer leases you can even get auto financing all using business
credit even if you don't have a strength like cash flow credit or collateral. So that's yet one more cool
way to access like 6 different kind of financing to get your startup off the ground. We've talked
about well more than 10 different ways you can go from starting a business with no money to be able
to get more money than you even know what to do to get your startup off the ground, want access to
even more ways well then make sure you grab our guide on 27 ways to get money for your business.
You can grab that at creditsuite.com/27ways that's creditsuite.com/27
number 27 the word, ways, you also can get a free consultation just because
you watch this video and we'll actually qualify you for all the funding you can get now we work
with over a thousand funding sources, and every legitimate funding program. So if you want to
know the loans and credit lines you can get right now, give us a call at 877-600-2487
that's 877-600-2487 or you
can schedule online creditsuite.com/consult. On that same consultation call, we'll
do a fundability assessment to fix help you fix all the fundability issues that are preventing
you from getting approved for financing now. Plus we'll pull your business credit reports for you
at no cost, and give you tips and tactics to help you build business credit for your EIN that's not
linked to your social it all happens on that free consultation. Schedule online at creditsuite.com/
consult, or give us a call at 877-600-2487. If you got value make sure you like and subscribe to see
our future trainings that will help you get the most money at the best terms to grow your business.