I was going to make a different video from this one but this one just came to me quickly
and i just went krrrrrr on the keyboard anyway these are the things i wish i knew in my 20s
yo kb here so today i want to talk about some of the things i wish i knew in my 20s
i've left time stamps below so feel free to jump around the video as you please
right let's get to it i'm 32 now and i can remember my 21st birthday like it was yesterday
it was rubbish that's a story for another day but over the past 10 years there's been a lot
of things i wish i knew back then same decisions i would have made or not made some of the decisions
i made back then are still affecting me today by saying that a lot of the things i experienced
in my 20s were good life lessons so i think it's actually important that someone out there
learns these lessons too at the top of the list the biggest one has to be finances finances at the
top because i think a lot of us struggle with that even beyond our 20s i wish i had been that little
bit more financially savvy i spent my early 20s studying at university and during my first year
or freshers year i experienced for the first time being able to have an income while not working
and this income was from the government grant and the student finance and student loan maintenance
loan i got i saw this free money and i didn't think much of the fact that i have to pay back
at some point even though i knew it so i became reckless with my spending the way i spent my money
i bought a day to inch flat screen tv before my parents even owned one and i bought an xbox
which i never unpacked and whenever we went grocery shopping i was rather extravagant
i got my first credit card ever which is why i used to buy the tv by the way and i maxed it
out in no time as you can imagine in no time i was broke with credit card debt and no job
so i started dodging bus fares and train fares whenever i needed to travel because i couldn't
pay the feds so you may be thinking dang bro you were so irresponsible and careless
and yes it was and if you're like enough to have not made stupid decisions like i did
then great but there's one or two lessons to take on from this all i needed was someone to
teach me how to budget the little money i got for free while i started budget budget budget
knowing how to allocate every penny i got would have meant that my money wasn't going to run
out as quick as it did i would have also loved to understand how credit cards work
the fact that credit card money is money that's pulled out of thin air by banks and
that's something that you only use in emergencies i didn't know that well i didn't think of it in
addition to all of that if i knew more about money i would have saved up instead of spending more
by knowing to save let's say at least 50 pounds a month i would have had a couple of thousand
pounds saved up by the time i finished uni and be there free i got a job later but i still found
myself running out of money before the end of the month and not being able to pay the electric bill
in winter again that's because i didn't know how to budget i'll talk about budgeting at some point
the second item on the list is i wish i would have just gotten started instead of procrastinating
but since procrastination is still a problem today this channel was meant to have been started in
2016 nearly five years ago it's a common thing to not start on your studies exam preparation that
assignment or report or whatever until the very last minute but i think with maturity i've become
better at it in another video we discuss how to overcome procrastination and get started one quick
tip i want to share right now though is that if you are procrastinating to write that essay
just start with that one line even if it doesn't make sense spill your gut out and evaluate the
material later once you've gained momentum you'll find everything starting to come together easily
don't try and write quality content at first you just want to get started in many cases the reasons
we procrastinate is that we are intimidated or overwhelmed by this enormous task ahead of us
we don't even know what to tackle first most of the time when i need to write my scripts
for my videos i've got a vague idea of what i want to talk about but i never know what i'll
talk about in detail until i start writing and then the ideas start flowing like right
now i'm not evaluating what i'm writing i'm just spitting it out that's not part of the script bro
oh okay setting time aside to write a rubbish paragraph each day is a start and that's
what getting started is all about after all a rubbish paragraph is better than a blank page
getting started with something quickly also means that you find out sooner if you
fail or not and the sooner you fail the sooner you can then move on to the next option i got my
professional job through a graduate scheme which a friend of mine had told me about many times before
but i chose not to listen and it's mainly because
i couldn't be bothered at that time if i'm honest i was comfortable in my starbucks job where i got
free coffees and seemed to be going up the ranks of supervisor and potentially manager one day
part of why i hesitated to apply for the graduate scheme is because i was going for
jobs that in many cases require someone with a bit of experience in the industry and so
by then i had lost a bit of my confidence that i would even be able to get on this graduate scheme
i think the trainees are all about experimenting careers change what you may want to do now may not
necessarily be what you'll be doing in 10 years time and i should have just taken that opportunity
of the graduate scheme sooner to find out if i would like it or not fail or not and fail fast
i met a lot of new friends in my 20s but one thing i didn't know is that friendships never
really remain the same some will grow some would not one day you grow up and you will not have
the same time and energy you used to have in your younger years you'll get a new job that's
very demanding and perhaps even start a family which will take up even more for your time so
build those friendships and bonds during the time when you are young and grow with them in my 20s i
found i had the most time and the energy i used to produce music i used to dj parties and all sorts
because i had all the time in the world that meant i could meet a lot of people at parties and all
of that but i didn't take time to nurture some of the important friendships i formed back then
there are so many things i could list that i wish i knew in my 20s like how i should have traveled
more frankly i wasn't bothered about that then or maybe i should have paid more attention to my
studies and so on but the main takeaway from this should be that your 20s are the time to experiment
if you are single go on more days but get out of that relationship quickly if it's not working out
for you and if you want to pursue a business idea do it right then when you still have a lot of time
assuming you're not a family caregiver or anything like that feeling lost in your 20s is quite common
at some point you're likely to be confused and not know what you want to do with your life
but don't pressure yourself to succeed quickly take time to explore and consider all your options
and always remember that the choices that you make in your 20s may affect the future you in your 30s
peace
you