Hi everyone! This is Dr. Nitin Chhoda and welcome to this episode of Ignition Time.
This is PART TWO of a detailed guide to every state
extending unemployment benefits. Now make sure you've checked out PART ONE
because it will give you the foundation that you need to understand this entire
concept and I'll go deeper into this. In this video, in part two
I'm going to cover THREE things. #1 is I'm going to give you the link
between unemployment rate and extended unemployment benefits because states
with a higher unemployment rate where more individuals are unemployed
are more likely to have extended unemployment benefits and i'll give you
the link between the two of them and I'll
actually map the data and show it to you visually
so that it makes a lot of sense. And I'll give you a link to an article and a
resource where you can actually check this information out
by yourself. Definitely check that out in the description section below.
#2, I'll talk to you about specific states
with extended unemployment benefits. I'm going to give you specific information
about some states and then you can go to that state agency's website on your own
to get more information directly from the state unemployment
insurance office and I'll show you a detailed
chart of unemployment rates nationwide so you get a sense of what's happening
throughout the country. Now before I get into the video, a quick
recap of the three segments of unemployment benefits. There's the
regular state funded unemployment compensation
program. I've talked about this in part one. There's the 13-week PEUC
extension which under the cares act where states provide
13 weeks of additional federally funded benefits to people who exhaust
their typical state benefits and then and that's why this video is so
important. Then we have the extended benefits
in states with high unemployment benefits are extended even further
another 13 to 20 weeks depending on the state in which you live.
Now for starters, I'm going to talk about FIVE states Kansas,
Alabama, Georgia, Florida and North Carolina. I'm going
to show you a map on your screen right now which is going to help you
understand the unemployment rate as well as the extended unemployment
benefits in those particular states. Kansas was providing 16 weeks of
unemployment insurance before the pandemic
but that has been extended to 26 weeks through April
2021. The state's department of labor announced on June 18th
that it had triggered extended benefits for an additional
13 weeks. The extended period began on the 7th of June
for Kansas. Alabama currently provides 14 weeks of unemployment insurance for new
enrollees with an additional 5-week extension
for those enrolled in a state-approved training program. So as you can see on
this chart you have the the 3 month unemployment average.
The darker portions show you areas of higher unemployment and the
lighter portions show you areas of lower unemployment. So as you can see there's a
significant variation for states across the country and you
can actually access this chart. I'll link you
to the to the chart in the description below. Now if you go to the regular
unemployment insurance and extended benefits you can see Kansas
has a 3-month average unemployment rate of 8.3%
and the benefits are 26 weeks plus 20 weeks including
extended unemployment insurance. In Alabama it's 8.9%
and 14 +7. In georgia the 3-month average unemployment rate is
8.9% and the regular UI and EB benefits
are 26 weeks plus 20 weeks. In Florida you have a 3 month unemployment
average rate of 10.8% and the regular UI and EB
benefits are just 12 plus 6 weeks. That's it in Florida.
And in North Carolina the 3 month average unemployment rate is 10%
and the benefits are 12 plus 9.6 weeks that's just not enough.
In California the golden state added 20 weeks of unemployment insurance benefits
to unemployed people impacted by the pandemic. The federal state extended
duration program was implemented for the first 13 weeks on july 1st and
programming for the additional 7 weeks
will be implemented shortly after according to the EDD.
Alaska's unemployment rate has triggered a high unemployment period, that's an HUP.
The state's department of labor and workforce development commissioner
announced. The period began the week of july 5th
and will continue for a possible 13 to 20 weeks of
extended benefits for eligible individuals. New Mexico's
unemployment rate triggered the extended benefit program
that will give unemployed residents who have exhausted
their state and federal unemployment benefits an additional 13
weeks of benefits. The new mexico department of workforce solutions
announced on June 26th. In Idaho, the Idaho department of labor announced
that June 26 on June 26 it was starting to notify
unemployed workers whose current benefits are ending that
they may be eligible for up to 13 weeks of additional benefits through federal
state extended benefit program in Idaho. Montana, the state is offering
extended unemployment benefits to those who have exhausted
their state and federal benefits for up to 13 additional weeks
according to an announcement from the Montana department of labor and industry
on July 1st. Nebraska, Nebraska triggered extended unemployment benefits with its
unemployment rate. The Nebraska department of labor
announced on June 22 the program will offer 13 additional
weeks of benefits to those who have exhausted
their current state and federal benefits. In Texas the lone
star state entered a high unemployment period and
that's because of the spike in cases in Texas. According to the Texas
workforce commission starting July 5th eligible residents
will have a 7-week extension on top of a 13-week extension of state
extended benefits that was already in place.
Arkansas, the Arkansas department of commerce division of workforce services
announced on June 29th that unemployed residents of Arkansas may be eligible
for up to 8 additional weeks of unemployment
benefits once they've exhausted their state and federal benefits. Georgia
was providing 14 weeks of unemployment benefits but due to the
pandemic, that has been raised to 26 weeks.
Florida currently provides 12 weeks of unemployment benefits.
Indiana, on June 5th, Indiana's department of workforce development announced it
had triggered extended benefit programs for another 13 weeks.
The extended period began on June 7th. North Carolina
currently provides up to 12 weeks of unemployment insurance benefits. South
Carolina's department of employment and workforce announced on July 1st
that the state began offering extended unemployment benefits
for those who had exhausted their previous benefits. Eligible individuals will be able to receive up to an additional
10 weeks of benefits beginning the claim week of June 8th
through July 4th 2020. In Ohio, residents who have exhausted their 26 weeks
of state unemployment benefits as well as their federal booster
will be eligible for up to 20 additional weeks
of benefits according to the state department of job and family services
that was announced recently. In Pennsylvania, individuals of
Pennsylvania who have exhausted their regular unemployment benefits
as well as the federal emergency benefits package may qualify for 13
additional weeks of payment according to the state
department of labor and industry. The extended benefits period began may
3rd but benefits are not payable until a claimant has exhausted their
federal emergency compensation and payments began the week ending july
4th and are payable only for weeks of unemployment
during the extended benefit period. In New Jersey, the state's labor
department announced on the 1st of July that it would begin providing 20 weeks
of extended unemployment. The extension kicks in
after people exhaust up to 26 weeks of state unemployment and 13 weeks of
federal emergency unemployment compensation.
In Connecticut, Connecticut's department of labor started mailing out letters on
the 29th of June. So if you are in Connecticut you should
have received that letter already to residents who are about to exhaust
the unemployment benefits with information about how to file for
extended state benefits. Claimants must have
exhausted their state and federal unemployment benefits. This is a
reoccurring pattern across different states as you can see. In Maine
those receiving unemployment benefits in Maine can now get an additional
13 weeks of payments once they exhaust their initial 26 week benefits
according to the state's department of labor and this was announced on
July 1st. Now many states just so that you know, are in a
high unemployment period. These states include Alaska, Georgia, Kansas, New
Hampshire, New Jersey, New York, North Carolina, Ohio, Oregon
Rhode Island, South Carolina, Texas, Vermont
and Washington. Now this chart shows you the weeks of unemployment insurance
available and unemployment rates and i'm going to
stack this information side by side. This chart is courtesy of the center on
budget and policy priorities. So i'll link you to that website in the
description below so you can definitely check out this chart for yourself and
i'm going to go through every single state. I'm going to make my
way from the west coast to the east coast. So i'm going to take
a deep breath and try and do all this for you as quickly and as efficiently as
I can. I'm going to break this down for you for every single state. Now before I
begin, the states that are shown in a dark blue
color have more than 26 weeks of unemployment
insurance available and the states in that light blue color
you can see specifically Alabama, Florida, North Carolina they have
less than 26 weeks of unemployment insurance available. So let's get started
again I'll make my way from the west coast to the east coast. So as you can
see you have the sections in blue here different shades of blue and now I
can toggle this over to the unemployment rate the three month
average unemployment rate and the darker portions correspond to higher degrees
of unemployment at the time i'm recording this video and the lighter
portions correspond to lower degrees of
unemployment. Let's start with Washington, 12.2% three-month unemployment
rate and 26 plus 20 weeks. Oregon 10.8% 26 plus 20 weeks. California
12.6% 26 plus 13 weeks. Nevada 20.3% 26 plus 13 weeks. Alaska 10.4%
26 plus 20 weeks. Arizona 9.5% 26 plus 13 weeks. Utah 7.6%
26 plus 13 weeks. Idaho 7.7% 26 plus 13 weeks. Montana 8.1%
28 plus 13 weeks. Wyoming 7.4% 26 plus 13 weeks. Colorado 9.2%
26 plus 13. New Mexico 9.1% also 26 plus 13.
Hawaii 16% 26 plus 13. Texas 10.4% 26 plus 20. Oklahoma 10% 26 plus 13.
Kansas 8.3% 26 plus 20. Nebraska 6% 26 plus 13. Wyoming
7.4% 26 plus 13. South Dakota 7.8% 26 weeks. North Dakota 6.7%
26 plus 13. Minnesota 7.1% 26 plus 13. Iowa 8.1% 26 plus 13. Missouri
8% 20 plus 10. Arkansas 8.4% 20 plus 10.
Louisiana 11.6% 26 plus 13. Mississippi 10.6% 26 plus 13. Tennessee
10% 26 plus 13. Kentucky 10.9% 26 plus 13.
Indiana 10.9% 26 plus 13. Illinois 12.1% 26 plus 13. Wisconsin 9.6%
26 plus 13. Michigan 16.3% 26 plus 13. Alabama 8.9% 14 plus 7
Florida 10.8% 12 plus 6. Georgia 8.9%
26 plus 20. South Carolina 9.5% 20 plus 16. Tennessee 10% 26 plus 13.
North Carolina 10% 12 plus 9.6. Virginia 7.9% 26 plus 13. Kentucky 10.9%
26 13. Indiana 10.9% 26 plus 13. Ohio 12.3%
26 plus 20. Michigan 16.3% 26 plus 13. West Virginia 11.5%
26 plus 13. Virginia 7.9% 26 plus 13.
Maryland 7.7% 26 plus 13. Delaware 11.9% 26 plus 13. Pretty good in
the northeast here. New Jersey 11.7% 26 plus 20.
Pennsylvania 11.6% 26 plus 13. New jersey 11.7%
26 plus 20. New York 11.2% 26 plus 20. Let's see Massachusetts 11.5%
26 plus 13. Rhode Island 12.8% 26 plus 20.
New York 11.2%, I did New York. Vermont 10.8% 26
plus 20. New Hampshire 11.2% 26 plus 20 and Maine
7.5% 26 plus 13 weeks in the state of Maine. So now I finished
Maine. Now what i'm going to do is once again i'm going to go to the top and i'm
going to toggle between the unemployment rate and the regular UI
and the extended benefits available. Again, you can see the sections here
and you can see specifically some states which have the lowest benefits I'm
specifically talking about Florida, Alabama and North Carolina. Florida just
12 plus six weeks, that's it. Alabama 14 plus
7 weeks, that's it. And North Carolina 12 plus 9.6 weeks
including the extended benefits and South Dakota is a total of
26 weeks. These are the states with the lowest duration, if you will the
lowest weeks of unemployment insurance that is
currently available. Now this might change. This is a situation that's
very fluid and is changing quickly so you may want to check with your
state's website for the most current information.
I will link you in the description below to your state's specific website. Now I
know that was a lot of information. If you felt that I went too fast i'm
sorry i just had to deliver the content in a quick and
efficient way. You can go back and rewind this video on youtube so you
do have that benefit. I'm the one who has to
actually deliver the information as efficiently as possible. You have the
benefit that I don't. You can go back and rewind and watch it again.
You also have another option if you take a look at this chart on your screen
right here. This table on your screen, this is
a detailed chart of all the unemployment rates nationwide. So this shows you the
latest three-month average unemployment rate
for each state from March to May 2020. Now because of
the surge in June and July, it's possible that
these rates might have actually been even more
negatively impacted but these are the latest stats that we
have at the time i'm recording this video.
And this chart not only shows you that information, it also shows you
the maximum number of weeks of benefits currently available
through regular unemployment insurance and extended benefits
in that particular state. Again I think this is the only resource
not just on youtube but on the internet that provides all of this information
in one concise source. I'm going to focus on specific states just
to give you a bit more detailed information and to emphasize
specific states. Let's look at California, you have a 12.6% unemployment rate
and the and the unemployment insurance plus the extended benefits are 26
plus 13 weeks. In New York 11.2% unemployment rate
26 plus 20 weeks. In New Jersey 11.7% unemployment rate and it's 26 plus
20 weeks. Look at how close New York and New Jersey are
because both the states got impacted right around the same time
and both have been recovering at the same pace so it's interesting that
that sort of syncs with the extent of the outbreak and how the states dealt
with the outbreak and you can be sure and I'm hopeful that
other states will follow in the footsteps of New York and New
Jersey in terms of a steady recovery. Let's look at Pennsylvania 11.6
weeks and 26 plus 13 weeks so less than New York and
New Jersey, in line actually with California. Texas 10.4% 26
plus 20 weeks similar to the northeast. Florida 10.8%
unemployment rate just 12 weeks plus an additional 6 weeks
of extended unemployment benefits. That is not very much at all especially if
you consider an unemployment rate of 10.8% which is
really high. Georgia has a low unemployment rate and
longer benefits than Florida. Georgia has 8.9% according to this chart
and the the unemployment insurance plus the extended benefits
last 26 plus 20 weeks. So Georgia has a better program for its
residents than Florida based on these numbers.
Virginia 7.9% unemployment rate 26 plus 13 weeks. North Carolina 10%
unemployment rate 12 plus 9.6 weeks. Michigan 16.3% unemployment rate,
very high, 26 plus 13 weeks of benefits. Illinois
12.1% unemployment rate 26 plus 13 weeks and
finally Ohio 12.3% unemployment rate and 26
plus 20 weeks. I know there was a lot of information, a lot of content in this
video. Please go back and watch this video again.
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