Okay so you're researching American Express green card. Duane here with how
to build credit TV and in this video we're gonna have a look at the American
Express green charge card and if this is a card that's worth getting. But before
we get started I have a quick message.
Once again my name is Duane with how to build credit TV and on this channel we
talk about everything you need to know about credit. Whether you're looking to
establish credit, build credit, rebuild credit or learn more about the FICO
score and how it is comprised so you can increase your credit score. We also
talked about how to get cash back actual cash money from using credit cards, as
well as credit card reviews. If this sounds like something in which you're
interested be sure to subscribe to our channel by clicking the word subscribe
below this video to the right and click that notification bell so you don't miss
a thing. Okay so you're interested in getting possibly a charge card from
American Express. So we're gonna have a closer look at the green charge card
that American Express has to offer and if this card is worth getting if you're
considering getting a charge card from American Express. What we're gonna do for
this portion of the video is I'm gonna jump on my laptop so we can have a
closer look at this particular credit card at the American Express website so
give me one second and I'll see you over on my laptop. Okay so we're at the American
Express website to have a look at the American Express green card. Now this is
a charge card this is not a credit card so in other words you're responsible for
paying off the bill every single month. Once again this is a charge card not a
credit card. You cannot have a balance and pay it monthly. This card requires
payment every single month and to be paid in full every single month. So we're
here at the website and as you can see here it says special offer for you. So
depending on when you're applying for this particular card from American
Express, the American Express green card this offer may not be valid so keep that
in mind as you're watching this video. So right here it says earn 25,000
membership rewards points after you spend $1,000 on purchases on
your new card in your first three months. This offer may not be available if you
leave the webpage and return later okay. Of course they're talking to me right so
when it comes to this particular card the American Express green card as you
can see here on the left there's no annual fee. There is no annual fee for
the first year and then of course there's a ninety five dollar annual fee
after the first year so that's something you definitely want to keep in mind.
Depending on why you're getting this card the sign up bonus may not be the
best reason to get this card because there are other cards that American
Express offer that have a better sign up bonus.
Of course you're gonna spend some more money but the signup bonus is better or
higher so that you can redeem it and get you know better travel or accommodations
regarding using your membership reward points that you get initially for
meaning the spending requirement when you first get this card. Now there are no
interest charges of course because you pay your balance in full each month. So
it actually says that for you guys right here and that's like I said something
that you definitely want to keep in mind. So let's take a look here as you can see
it says reward your life with the confidence of green. You're gonna
actually earn two times the point when you reserve travel through Amextravel.com
So that's one good thing to know and then you're gonna get one times the
point for every eligible dollar you spend. So that's basically two times the
points for getting travel through American Express and one times the point
for just spending money normally as you would on your credit card. So it says
right here on the right Membership Rewards pay with points. You can use
Membership Rewards points for all or part of your flight hotel booked and
paid in advance vacation or cruise booking with American
Express travel. So basically all the points that you're gonna be redeeming
the membership reward points that you're going to be redeeming you can redeem it
through American Express travel and you can redeem it for your hotel. You can
redeem it for your flight you can redeem it for your cruise booking. Basically
anything that has to do with travel that American Express offers on their website
which is amextravel.com So it talks about travel benefit here of course it
talks about car rental car rental loss and damage insurance. There's a lot of
information that this card offers and there's a lot on the site so if you guys
are interested in getting this card I would encourage you to come here and
definitely read through some of the benefits that you get for getting this
American Express green card, green charge card. So I'm not gonna go through every
single part just because it just doesn't make a lot of sense for me to do that
because you guys can check that out for yourself. But I do want to point out a
couple of things so let's continue scrolling here and I'll show you guys it
says shopping and entertainment benefits. So this is pretty cool it says dropped
your phone question mark. Sometimes the unexpected happens
but when you use your card for eligible purchases it's nice to know that theft
and accidental damage can be covered by purchase protection. So that is actually
really good it says up to 90 days and $1,000 per occurrence, $50,000 per
calendar year. So of course this is something that is very good because I
don't know about you but my phone is jacked up as a matter of fact my phone
screen is really bad right now. I need to get a new iPhone and I'll probably get
one this year. So that's pretty good that you get that benefit from having the
American Express green card and then it talks about return protection. It says
wasn't a perfect match no worries if you try to return the eligible item purchase
with your card within 90 days from the date of purchase and the merchant won't
take it back return protection may provide a refund. so that's actually once
again another great benefit which is why I wanted to go over that it says limited
to $300 per item and $1,000 per calendar year. Purchases must be made in the US
and its territories. Of course it talks about warranty it says did your warranty
run out? So guys once again they're providing a lot of value for you here
there's a lot of different things that you get to benefit from by just having
the American Express green card. And then it talks about of course American
Express offers here rewards you at places you like to shop die and travel
and more. So once again there's a lot of benefits to having this card and there's
a lot of information on this particular website it says apply today and get a
decision in as little as 30 seconds. So if you're interested in getting this
particular card there make an Express green card or the American Express green
charge card, definitely want to come to the website and take your time and do
your research. This is not a bad card to get it's a pretty decent card as far as
just starting a relationship with American Express and so if that's where
you are then I would encourage you to get this cards. Just so that you can have
a card and then you can move on from there.Thanks for watching this portion
of the video and I'll see you guys back in just one second. Thanks for watching
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you need to know about credit. Whether you're looking to establish credit, build
credit, rebuild credit or learn more about the FICO score and how it is
comprised so you can increase your credit score. We also talked about how to
get cash back actual cash money from using credit cards and credit card
reviews. So if this sounds like something which you're interested please be sure
to subscribe to our Channel and click that notification bell so you don't miss
a thing. Once again my name is Duane with how to build credit TV and I approve
this video. I'll see you in the next video until next time take care and be
blessed. Peace!