HERE’S HOW TO REQUEST ACCURATE BACKGROUND TO INVESTIGATE
AND REMOVE INACCURATE INFORMATION ON YOUR CONSUMER REPORT
Please, use this sample template to draft a letter disputing errors on the Accurate,
AccurateAccel, AccurateAce, AccurateNow consumer report. Your letter should clearly identify
each item you dispute. Complete the form, then mail it to the consumer reporting agency.
Please, follow the link in the description to open the document form.
Now, you can start to fill out the form: - Begin with your First and Last
name at the top, an example JOHN DOE - Next, enter your current address,
the same address as mentioned in your ID or Driver License:
Address Line 1: 123 EXAMPLE STR, UNIT 1
Address Line 2: NEW YORK, NY 12345 - Choose your Document Date
- Scroll down, and enter your First and Last Name exactly as they appear on the Driver
License or ID: JOHN DOE - Then, input your Social
Security Number: 123-45-6789 - Date of Birth: 10/30/1975
- Enter your current address again: 123 EXAMPLE STR, UNIT 1, NEW YORK, NY 12345
- Next, enter your phone number: 123-456-7890 - And an email address you own:
example@example.com - Under the text "Sincerely", need to
enter your First and Last Name again: JOHN DOE - Now, you need to provide copies of two forms
of identification. Upload your ID or Driver Licence copy to the document left side and
your Social Security Card to the right side. - Next, scroll to the 3rd page - Exhibit A
- In the table, you can start filling up your disputed items, let's say, Creditor Example LLC,
next enter Account #: 1234567890 -
In the second line, you may input Debt Collector Example LLC,
Reference #: 1234567890
- In the third line, you may input Bank Example LLC, Unauthorized Inquiry. Next enter the
Date of Inquiry: 01/01/2021 - Also, you may dispute the
wrong address, employer name, or any invalid information
reported on your file. An example: 111 Example Street, Apt. 1, Miami, FL 67890,
Erroneous Address - Remember, you have the legal right
to investigate one or numerous accounts in your consumer report, and the consumer reporting agency
should comply with your dispute demands.
- Lastly, in the Notary section, please enter your First and Last Name again: JOHN DOE
Good job, your document is ready! Check your personal information one more time, and click
to the BUY button. Proceed with the payment to download and print out the document from your
computer. Before the final step, you need to notarize your
document. Be sure to keep the original copy of the letter for your records. For your convenience,
please use the online notary service, by following the link iDispute.org/online-notary
IMPORTANT!!! The person whose signature is being notarized must personally appear before
the notary at the time of the notarization without exception.
Finally, send the letter by USPS certified mail.
Certified mail is best because it guarantees that the company receives it. That way, they can't say
they didn't get your letter. But, if you are busy and don't have time to drive to the post office,
you can mail a letter online. No more trips to the post office, no worries of social distancing,
save time and do it online with LETTERCARRIER.ORG
IMPORTANT: You can keep a document copy on your computer, but it's better to keep a hard
copy of the one you sign and send. Always keep a copy of the document, certified mail receipt,
payment receipt, so you have a record. If you enjoyed this video, please subscribe,
like and share it with your friends. Looking for a particular document form, kindly leave a comment
below, and we will consider your request. Thanks for watching!