Salamu alaykum everyone, I hope you’re well and that this video helps you. May Allah always guide you to knowledge that is good for you
In this video I will show you how to register for Universal Credit in the UK.
This includes what it is, who is entitled to it, how to register for it and pass your interview, what you will get after how long and how this is calculated, when you should stop receiving it.
This video is available in English and in Arabic, please use auto translate for your language
I have put time stamps for those of you who are interested in specific areas only
Universal Credit is a monthly payment benefit that a citizen or a person with indefinite right to remain in the UK may receive depending on their income and savings
Previously, the UK government used to give each individual benefit separately,
But now you take one questionnaire and all of your benefits are calculated
In order to receive this benefit, you must be unemployed or retired and unable to work at the time of your application
You must also not have savings in excess of 10,000 pounds, and your partner/spouse's income also counts.
Some of the reasons a person cannot work ‘at the moment’ include being pregnant, having a disability (physical or mental), mental health concerns and being over the retirement age.
You must first login to Universal Credit
I have provided a link for you in the description bar
Once you set up your account, you will need to verify it using a UK mobile phone
You will always be asked to verify your account with a pin code from now on, so make sure you use your number
You will need to fill out a series of questions, and also prove your ID
You many be asked to create a government gateway account with your ID, so have this ready
The key questions that you will be asked will determine if you are eligible or not
They are mainly looking to make sure you are being honest about not be able to work and not having savings
Once your finish your questionnaire, you may be scheduled for an interview
If you are over the retirement age - you will not have an interview. Instead you will skip to the next stage
The interview is face to face
During your interview, you will be asked about your work history and assigned a work coach who will help you find a job
The conditions for receiving Universal Credit are that you are unable to work currently but should things change you would like to work, and you don't have savings over 10,000 pounds.
Once you are approved for Universal Credit, depending on your reasons for not working what you get may differ
As a retired person, you will get housing allowance and a monthly allowance for food and groceries. This is around 800 pounds for rent and 500 for food
To get housing allowance you must prove that you need to pay rent, and the council will likely contact your landlord
You will also get this if you have a permanent disability
If you live with relatives or do not need to pay rent, you will get the monthly allowance for food. This is around 500 pounds
If you have a disability you will also get PIP included in your Universal Credit payment
If you had a baby you will get an additional amount, until you apply for Child benefits which you must do irrespective of income
Once that gets rolling it will be taken out of your universal credit
Child benefit is 80 pounds per month per child
It takes approximately 6-7 weeks for you to start receiving your benefits from the time you start to apply
You stop receiving universal credit if you leave the UK for more than just a holiday
If your child is old enough for you to go back to work
If you find a job
Or if your situation improves
A retired person does not stop receiving Universal Credit
A person with a life long disability also usually doesn't stop receiving it but the process is monitored regularly, and they are often re-examined several times
To learn more about applying with a disability, you can read my blog post here or watch a video linked
Thanks for watching, inshallah you found this video helpful
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If you have questions I’d love to help - sufimetsuni@gmail.com
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Salam