- And the number one habit you must break is
something i learned from Jack Canfield
and his bestselling book,
The Success Principles.
The first chapter said the first key to success is to...
(upbeat music)
Hey, I'm Terri Savelle Foy your cheerleader of dreams.
Let's talk about six bad habits to break this year.
And be sure to subscribe by pushing the arrow below
because I'm giving away a free chapter from my book
this week to my subscribers.
Let's start with number six.
Number six is overspending.
Unsuccessful people don't have financial goals,
therefore they spend and spend and spend.
Bottom line, they spend more than they earn.
They charge it.
I know this because I was one of them for years,
but here's the key to getting ahead financially this year.
If you don't have the money to get what you want,
don't get it.
If you can't pay cash for it,
that new dress, that new purse, that make up, that dinner.
Don't get it.
Save up for it, earn it.
You can't afford it right now.
If you can't pay cash, that's the thing.
If you can't pay cash, don't get it.
Enjoy the thrill of knowing you truly earn this thing.
Did you know the biggest drain of money spent
is on eating out.
It's the little expenses that drain our accounts.
That lunch budget of $10 a day times four days a week
adds up to over $2,000 a year.
Ain't that crazy, on what?
A salad, a burrito, a muffin, a sandwich
that we could've made at home before we run out the door.
Wouldn't you love to have that 2000 in a savings account
right now?
Or going towards your dream vacation.
Instead, your financial future was
eaten up by poor decisions.
Know the Bible says in Proverbs
Where there is no vision, the people perish.
That's true in every area of our lives
where there's no financial vision,
your money will perish and mine did for years.
However, when you have a financial target,
a goal, a clear compelling vision to save $3,000,
to pay off a credit card or go on a dream trip.
It's amazing how it guides every financial decision
you make.
Here's a tip.
Determine how much cash you can spend each week.
If it's $80 for example,
then put $80 in an envelope that says cash
and use it for everything.
Eating out, coffee, gas, everything.
They've proven, we spend 34% less when we use cash.
Why? Because it hurts.
It hurts to spend cash,
so only spend when you have the cash to get it.
Number five,
the fifth bad habit.
Watching too much TV.
Life is meant to be lived, not watched.
Unsuccessful people waste valuable time
watching others live their dreams and it's easy to do.
Watching TV is just as much of a habit as
brushing our teeth.
We come in from work, plop down on a sofa
and grab the remote.
Four hours later we get up and go do the next habit.
We get ready for bed and we do it again the next day.
According to a recent study,
the average American is watching over four hours of TV
a day.
That's over 30 hours a week in front of a TV set.
Or think about it this way.
More than one full day out of seven.
Can you believe that?
It's truly shocking when you eliminate one hour.
I'm talking about just one hour of TV time
to do something productive.
You will be amazed at what you can accomplish in just 60
minutes.
You could clean an entire room, read a couple chapters,
walk off a few hundred calories,
become more fluent in a new language, learn a new lesson,
brainstorm an idea that could change your life.
I wanna encourage you.
Set a goal to eliminate one hour a night to not watch TV,
but do something productive that just gets you closer
to your goals.
I wanna help you break bad habits,
but also gain the right habits
that will set you up for success this year.
In fact, this week I'm giving my subscribers a free chapter
from my book,
"The Five Things Successful People Do Before 8:00 AM."
This free download will teach you the five morning habits
for a successful life.
All you have to do is click the link in the description
to get your free chapter today.
Another habit you need to steer clear from is number four,
criticizing others.
In other words, are you so busy watching other people
live their lives that you miss out on your own?
What about your unique goals and dreams and aspirations?
Don't forget who you are and what you should be doing
instead of worrying about what everybody else is doing.
Remember this, gossiping, this is how I like to describe it.
It's kinda like throwing a boomerang.
They say gossiping is like what you toss out.
It comes back to you.
It is like a boomerang.
Galatians six seven says,
"A man reaps what he sows."
From the scripture,
we can see that when you talk bad about other people,
you're literally sowing seed.
So to speak, for others to talk bad about you.
When you put people down,
you're sowing seed for others to put you down.
When you make fun of someone,
you're sowing seed for others to make fun of you.
It's boomerang, isn't it?
Remember this quote as a way of identifying
where people are in their mindset
and even to check up on yourself from time to time.
Listen to this quote, it says,
"Big minds talk about ideas.
Average minds talk about events.
Small minds talk about people."
Refuse to be labeled as small minded.
In fact, I love the Pinterest graphic that says,
"I'm too busy watering my own grass
to notice if yours is greener."
That's the attitude of a successful person.
When you hear people engaging in criticism about people,
divert the conversation to something positive
or shock them by paying that person a compliment.
Another bad habit to break
because it derails your success is number three,
hanging out with people who have no vision.
Nearly everybody knows that their closest friends
can have an effect on their lives.
But what most people don't realize is how profound
this influence is on your level of success.
They affect your self confidence, your beliefs,
your behaviors, your spending habits, your health choices,
your religious and political views,
your discipline or lack of it, and so much more.
They say, do you want to get fit?
Hang out with fit people?
Do you want to be rich?
Spend time with rich people.
Because we tend to feed off each other's energy.
Think about this.
How do you act when you're around your closest friends?
Do your wildest impulses takeover.
Do you tend to drink too much alcohol or eat more junk food
or talk bad about other people?
Complain?
Spend all your money.
If so, then these friends are not supporting
your new mindset for success.
On the contrary, when you leave dinner with your friends,
do you jump in the car feeling inspired, stretched,
encouraged and challenged to come up higher?
Then you've got the right associations.
You know Jesus loved everybody,
Tax collectors, Prostitutes, Thieves, Adulterers,
you name it.
But he was very selective about his inner circle.
And yes, he had 12 disciples.
But think about it,
he spent most of his time with three
Peter, James and John.
Successful people are very careful
and very intentional about their inner circle.
Look at the five people around you.
What are their goals and aspirations for life?
Did they support yours or derail yours?
Make a list of the people around you that inspire you.
Make that list
and then spend as much time as possible with them.
Bible says, walk with wise men and you'll become wise.
Associate with fools and you'll get in trouble.
Another their bad habit to definitely break this year.
Number two is being late.
For some people, being on time seems almost impossible.
Even if they have all day to prepare,
there's still running around in a frenzy
trying to get out the door 10 minutes late.
I was at a restaurant the other day with a group of ladies
and one of them arrived about 15 minutes late
laughing it off as no big deal.
I didn't know this lady.
It was my first time to meet her,
but she was just laughing like it's no big deal
and it's no indicator of being unsuccessful.
And she said, "I'm late to everything."
She said, "It's the story of my life."
To be honest, it's no laughing matter.
I read an article the other day that said,
"Chronic lateness communicates a subtle yet strong message."
You're inconsiderate of other people's schedules,
You're a procrastinator,
You're not an effective time manager,
You're selfish,
you're unreliable,
and you're not in control.
I feel bad even saying all that.
But study after study shows this to be the message
you're giving about your lateness.
Not intentionally.
I don't think you intentionally mean to do that
any of us do.
I don't wanna be too harsh.
So please don't get me wrong.
I'm not saying that you should never be late.
And if you are, you're a loser.
That's not what I'm saying.
It's impossible to not be late sometime.
But when you're always late to everything,
church, dinners, sporting events, family gatherings,
doctor's appointments, airport pickups,
that's when it's a major problem.
Start by setting a goal to be on time, 21 days straight.
Get a calendar and mark through every day
that you show up on time.
And when you make this small but very significant change
in your routine.
It instantly communicates that you care.
You're in control, you're proactive
and you have the habits of a successful person.
Again,
I wanna help you not only break these bad habits,
but gain the five habits of the most successful people
in the world.
This week I'm giving our subscribers the free chapter
from my book,
"Five Things Successful People Do Before 8:00 AM"
all you have to do is subscribe
by pushing a little arrow below
and then click the link in the description
to get your free chapter today.
And the number one habit you must break is
something i learned from Jack Canfield
in his bestselling book,
"The Success Principles."
The first chapter said,
The first key to success is to take 100% responsibility
for your life.
Canfield repeatedly declares that
there is only one person responsible
for the outcome of your life,
and that's you.
Zig Ziglar said as a young aspiring speaker.
He said, "I heard a motivator say you are where you are,
because that's exactly where you chose to be."
He said, "I was broke , in debt and down in the dumps."
But he said it came through loud and clear
that I was where I was and what I was
because of the choices and decisions I made.
And of course he changed his life.
What is that number one habit that you must break
if you wanna be successful?
Blaming others?
Here's the thing,
when everything that goes wrong in your life
is somebody else's fault.
You're given a message that you are powerless,
you're passive
and you're in the passenger seat of your own destiny.
Are you truly that powerless?
No.
You have the choice today
to get in the driver's seat by taking 100% responsibility
for where you go from this day forward.
That's why I wanna help you the way I learned
with this week's free download.
And I believe when you take charge of your morning routine,
you're going to take charge of your whole life.
That's where it all changed for me.
Click the link in the description to get a free chapter
called The Five Morning Habits For A Successful Life
taken straight from my bestselling book
and remember, I'm cheering you on to live your dream.
Hey, I want to invite you to join me at the next conference.
Next is the premier training conference based on God's word.
That's designed to help leaders grow and succeed.
Join us January 24th and 25th on the Lake in Rockwall, Texas
for two days of transformation that will take your business,
your personal life, and your ministry to the next level.
Plus, I have a very special guest.
We're bringing in one of the greatest motivational speakers
in the world.
Are you ready?
Les Brown.
- The uncommitted life isn't worth living.
Why?
Because it doesn't produce anything,
you only make things happen.
Your life only counts.
You only make a difference when you are committed.
- Head over to terri.com/next to register today
so you can connect with influencers, elevate your thinking
and go to the next level in 2020.
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