Stop wasting your money. How to finally stop overspending and buying unnecessary stuff.
In this video, I'm going to just sit here and we're going to have a real conversation about
what it is that you need to do to take yourself to the next level. So many of
us waste a ton of money on things that we don't need. There's some real reasons why we do that,
and I'm going to get into all of it in this video. Let's go.
Stop wasting your money. How to stop overspending and buying unnecessary stuff. In this video,
we're going to have a real conversation on how to stop overspending and find out all of
the real reasons why we do some of the things that we do. If you want to take it to the next
level the same way that I did, you're going to have to make some real changes and there's
some real reasons why you're already doing what you're doing. So let's get to it in this video,
let's go. So we're going to have just a real conversation. This is just me and you and
I'm going to share with you my real stuff, and we're going to have some real conversations on
what it takes to become a multimillionaire. So if you're watching this, you're probably so much like
me. You're probably pretty middle class. You're probably living somewhere safe. You're not under a
bridge. Maybe you have some kids, maybe you have a dog, but you definitely have some responsibilities
and things that you need to take care of. And most people, we actually spend money on things
that we do not need. I literally would go into Walmart, for example, or Target and just start
buying things that I didn't need, containers to put things in and I'm going to organize this thing or
I would see a t-shirt that had a funny thing on it and I would just buy a t-shirt or things that
I didn't need from Walmart, or maybe I was even in the grocery store going down every single aisle,
even if I didn't need something in that aisle, just buying things. Well, we're actually kind of
wired to do that as humans. We have this dopamine effect and we actually like being excited and
buying things. I'm going to talk about that in a little bit, but for the most of us, it does.
It gives us a rush. There's something that we get out of buying things, so we end up just buying and
spending unnecessarily, but for most of us, that's the reason why we're not a multi-millionaire.
We're too busy buying junk from Walmart that really has no value whatsoever, and we're wasting
our money when we can be buying assets. Just think about that for a second. How many times
have you been in Walmart or Target or Ollie's or Big Lots or some other store and you have a cart
full of stuff that you do not need. Quite a bit of times. So if you add that up over a lifetime,
don't you think you could have probably invested in yourself or your business with that money? Of
course you could have, but let's get into why we do some of these things so we can actually change
that behavior. So number one, focus on gratitude. I'm just going to cut right to the chase and tell
you now that I'm a multi-millionaire. The reason why I no longer buy unnecessary things is because
I focus on gratitude. I realize I already have so much, and this is again, before I ever became a
multi-millionaire, I had this realization. I would wake up in the morning and I would be grateful for
all of what I already had. I have a nice pillow, I have a nice bed, I have warm covers, I have AC,
have clothes, my PJs are comfortable. I have a TV on the wall. All of these things I already have,
and I start my day each morning getting in gratitude for all of those things that I have
before I ever enter out into the world, before I ever pick up my phone or my email. So guess what?
I go into life with a much different perspective. I know I have everything that I need in my life,
so now I'm not wanting everything that I see. I don't see things on Amazon and just want them. I
don't go into Walmart and just want things because I have trained myself and reprogrammed myself
to be in gratitude for what I already have and because I'm in gratitude for what I already have,
I don't want a whole bunch of things. So that's step one. Let's talk about the next thing. Number
two, check my bank account daily and again, now we're getting into tangible millionaire
stuff. Every millionaire and billionaire that I know, they check their account every single
day. Yet even on Saturday and Sunday when we know there's probably not going to be too many changes
to the account, we still check the account. One, because obviously if you have a lot of money,
you want to keep it and you don't want fraud or someone going into your account doing something,
so you're vigilant about your money because you have some. But let me be honest, I started doing
this before I had millions of dollars in the account. I got into the habit of checking my
account every single day, but not just checking it with a sad face or disappointment, checking it,
one with a knowing that more money was coming into my account, this is what I was doing,
and this was a habit that I was creating as a multi-millionaire. I knew that multi-millionaires,
billionaires check their account daily, and I was going to be one, so I should start doing
the same thing. You can do that right now, and this will give you not only an education on your
own personal finances, you really start to get super vigilant and start to see all of the money
that you spend because nowadays, people will tell you, well, there's just tricks that you
can use where you just use cash. Well, I'm sorry, I don't walk around with cash. I never have and
I don't plan on it and again, the more money you have, the less cash you want to be walking
around with. So I still use debit cards, credit cards and things just like other people. I'm not
going to go to the bank and put myself on a budget and go get only $200, and when the $200 is spent,
I'm all out of money. That Dave Ramsey stuff, it's fine. It works for some people, but let
me tell you, you don't even need to do that. If you look at your bank account every single day,
you see what you spent and it does have an effect. You don't need to have cash leaving your
pocketbook or your wallet in order to see how much money you're spending. If you check that account
every single day, you will know and you will, will stop overspending. You will. Number three, ask
do I need this? That's just an easy question that you really got to start asking yourself
more and more and more. And I say this as someone who earns millions of dollars per year, meaning if
I wanted to, I could spend $10,000 a day every day or 2000 or $3,000 every single day if I wanted to,
but that would be silly. First of all, I wouldn't then stay rich because I'm spending all of the
money as I earn it, so that's not a millionaire. But more importantly, I would have a house full of
clutter and junk, a garage full of stuff, storage units full of stuff. You don't need most of the
things that you're buying. Most of us had way too much stuff, too many shoes, too many clothes,
too many books, too many this, too many. I mean, I had no people that have five or six nail clippers
in a drawer. Why would you need five of those things? Okay, right. You get it. Start looking
around and thinking to yourself before you buy anything, do I need this? And if the answer is no,
put it back, the end. Whoa. I want to teach you for two straight days. I am literally doing a weekend
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video. Number four, stop shopping. Yes, shopping is actually an activity for so many Americans,
so many people. We actually use that as a fun activity, like it's an amusement park. Let's
go shopping. In other words, let's go waste money on things we don't need. Well, do you see a whole
bunch of multimillionaires and billionaires running around Walmart just buying everything
that they can? You ever wondered why they're not in there buying all of that stuff and they have
all the money to buy it? Because that's not what millionaires do. We just do not waste our money
on things that we don't need. That's typically for poor people, and that's why they say that mostly
poor people go to Walmart. It's not to insult. Trust me, I go to Walmart, I love Walmart, but
I don't love Walmart, and I'm not in there all the time. In fact, I may only go to Walmart like three
or four times a year. Mostly we go to Walmart for things for our properties. Maybe we need a new
toaster or we need a new blender, things like that. But I do not just go to Walmart and buy
stuff that is called shopping, and that is what poor people do, not millionaires and billionaires.
So stop shopping, find some other activity or some other habit to get over yourself. Okay?
Many of us love that we're going through something mentally and we use retail therapy, or we use this
instant gratification to get over whatever we're going through. And guess what? There are better
things to do to actually be more therapeutic than going shopping because we've realized that's not
therapeutic. It actually just leads to this cycle where you end up in guilt about the things that
you bought. So literally, it's a quick dopamine high, which I mentioned earlier. Our brains have
these little things, but guess what I'm going to tell you. The big secret, the dopamine high is not
from buying things. It's from the anticipation of it. So guess what? Actually buying things does not
fill your dopamine high. You end up just needing it again, and it comes again from the anticipation
of having it not from actually getting it, which is why buying things is the worst thing that
you can do. It's not fulfilling and it doesn't satisfy you. It's a complete waste of your time,
money, and brain power. Number five, what do you really want. It really should be in all caps,
this is really the biggest and best way to stop overspending once you actually get a journal,
even something just as simple as a notebook where you just write in, for example. Okay, blank white
pages, and you start writing down what it is that you really want, that is going to create what you
go for in life, and you will easily be able to stop buying things you don't need. For example, if
you really want to become a real estate investor, okay, you really want to buy your first rental
property, the next time that you are in Walmart, you're not going to buy stuff that doesn't get you
to that goal because you know what you really want and you're writing it down every single
morning and every single evening, you're putting it on your vision board. You're telling people about
what it is that you're doing. You're starting to brand yourself and wear your logo on your shirt
and buy hats with your logo and get into your business. So if you're really doing those things,
it will replace the other things. So start to focus on what it is that you really want. But for
most of us, that's probably the biggest problem. Let's be honest. Most of us just do not know what
we really want. That's why we fill our days and our houses with stuff. But if you got clear for
just a second, took a moment to get quiet, to get to yourself and really realize that one day you're
going to die. So what is it that you want your life to look like? How are you going to live? What
is it that you want? What kind of relationship do you want? What kind of house do you want to live
in? What kind of car do you want to drive? What kind of business do you want to own? What does
your day look like? That's what you really want. That's your life. Not that stuff from Walmart.
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