IT
IT IS
IT IS A
IT IS A NEW YEAR AND 4@TIME TO HIT TH REBOOT BUTTON ON A CERTAIN
AREAS OF OUR LIFE 4@FASTING BIG
TREND AND IT CONT4@INUES TO BE
ONE THIS YEAR. AND NOW HITTING
YOUR WALLET. HERE TO TALK TO US
ABOUT THE YEAR'S HOT TREND
FISCAL FASTING IS MARK DAVIS A
FINANCIAL ADVISER 4@WITH CHEMIC
FINANCIAL ADVISORS WHO IS ALSO
A REGISTERED REPRESENTATIVE
THROUGH TERRA INVESTMENT
SERVICES. WE'RE REALLY TALKING
ABOUT A 4@30 DAY NO SPEND
CHALLENGE 4@CORRECT. SO LET'S
EXPLAIN A LITTLE BIT FOR PEOPLE
WHO'VE NEVER HEARD OF THE
FISCAL FASTING WHAT THAT'S ALL
ABOUT 4@ABSOLUTELY. SO ESPECIAL
THIS TIME OF YEAR WHEN 4@YOU LO
IN JANUARY WE'VE JUST GOTTEN
THROUGH THE HOLIDAYS A LOT OF
PEOPLE MAYBE OVERSPENT. AND
WHAT THIS 4@ESSENTIALLY DOES IS
IT LETS US LOOK AT OUR BUDGET
AND WE 4@DON'T WANT TO AVOID AN
OF THE NECESSARY EXPENDITURES 4@
YOU KNOW WE WANT TO KEEP PAYING
THE MORTGAGE OBVIOUSLY THE RENT
THE MEDICATIONS 4@THE HEALTH CA
WE NEED TO EAT. WE'VE GOT TO
EAT. WE'VE GOT TO EAT. BUT IT
REALLY FOCUSES ON ELIMINATING
THE UNNECESSARY EXPENDITURES
THAT THE LUXURIES. SO TO SPEAK.
SO HOW DO YOU START THEN 4@4@I
YOU CAN'T GO WITH YOU CANNOT
START IT WITHOUT A PLAN RIGHT.
YOU NEED SOME KIND OF PLAN. THE
BEST WAY IS TO GO WEEK TO WEEK
SO WHAT I GENERALLY WOULD
RECOMMEND IS WE START ON A
SATURDAY AND WE DO THE MEAL
PLANS. WE START WITH THE
GROCERIES. SO WE DO THE MEAL
PLANS FOR THE ENTIRE WEEK. AND
WE REALLY START WITH THE
INVENTORY 4@THAT WE'VE GOT. SO
PLAN ALL OF THOSE MEALS. LOOK
AT THE INVENTORY WE'RE TALKING
ABOUT LOOKING EVERYTHING THAT
YOU HAVE IN THE PANTRY
EVERYTHING YOU HAVE IN THE
FRIDGE EVERYTHING THAT YOU HAVE
IN THE FREEZER THE 4@STUFF THAT
IN THE PANTRY IN THE FREEZER
RIGHT NOW IS IN THE PANTRY IN
THE FREEZER 4@WANTED TO EAT.
THAT'S RIGHT. PLEASE PAY
SPECIAL ATTENTION TO EXPIRATION
DATES. THAT CAN ADD AN
UNNECESSARY EXPENSE. SO MAYBE
YOU GET CREATIVE WITH RECIPES
RIGHT. YES OK. BUT YOU USE THAT
INVENTORY TO FILL OUT THE
ENTIRE MEAL PLAN AS MUCH AS YOU
CAN AND THEN WHAT YOU DO IS YOU
MAKE A GROCERY LIST OF
EVERYTHING THAT YOU NEED TO
COMPLETE THAT MEAL PLAN 4@AND Y
MAKE ONE TRIP JUST ONE TRIP TO
THE STORE 4@INTHEIR REASONS FOR
JUST ONE TRIP. NUMBER ONE IF
YOU MAKE SEVERAL TRIPS YOU'RE
GOING TO SPEND MORE. YOU'RE
ALSO GOING TO BURN MORE GAS AS
YOU GO TO AND 4@FROM THE STORE.
BUT YOU STICK TO THAT. YOU FILL
IN THE GAPS AND 4@GET THE MEAL
PLAN ALL SET 4@FOR THE WEEK. AN
THEN YOU TALK A LITTLE BIT
ABOUT LIKE 4@LOOK AT STARTING
YOUR DAY YOU KNOW EAT BREAKFAST
AT HOME LUNCH 4@AT HOME AND ALS
ABOUT LIKE 4@LOOK AT STARTING YOUR DAY YOU KNOW EAT BREAKFAST AT HOME LUNCH 4@AT HOME AND ALS@
RETHINK WHERE YOU'RE GETTING
YOUR MORNING COFFEE. ABSOLUTELY
ABSOLUTELY. AND SO IF SOMEONE
LIKE MYSELF WHO'S ON THE GO4@
QUITE A BIT IT'S NOT UNCOMMON
FOR SOMEONE LIKE MYSELF TO STOP
LIKE MYSELF WHO'S ON THE GO4@ QUITE A BIT IT'S NOT UNCOMMON FOR SOMEONE LIKE MYSELF TO STOP@
AND GET BREAKFAST SOMEWHERE
STOP AND GET COFFEE SOMEWHERE
THERE'S SIX DOLLARS FOR
BREAKFAST THREE DOLLARS MAYBE
FOR COFFEE YOU KNOW SIX DOLLARS
MAYBE FOR LUNCH ON THE GO. SO
IF WE GO BACK TO THEIR MEAL
PLAN 4@LET'S MAKE OUR COFFEE AT
HOME LET'S EAT BREAKFAST AT
HOME AND LET'S PACK A LUNCH AND
BRING IT TO WORK. YOU KNOW
YOU'RE LOOKING AT PROBABLY
SAVING AROUND 15 DOLLARS A 4@DA
MAYBE ABOUT SEVENTY FIVE
DOLLARS A WEEK RIGHT THERE. 4@A
WITH ANY KIND OF FASTING
THERE'S A LITTLE BIT OF
SACRIFICE AND THAT'S WHERE THAT
COMES IN BUT YOU KNOW YOU CAN
GET THROUGH IT RIGHT. YES. ALL
RIGHT. 4@WEEKENDS CAN 4@BE A LI
TRICKIER THOUGH BECAUSE
SOMETIMES YOU CAN BE REAL GOOD
FOR THAT FIVE DAYS AND THEN
YOU'RE LIKE IT'S 4@THE WEEKEND
WEEKENDS GENER4@ALLY AFFORD A
LITTLE MORE FREE TIME AND THAT
ALLOWS FOR SOME TEMPTATIONS. SO
I'LL GIVE 4@THE EXAMPLE OF
SOMETHING TO DO FOR A TYPICAL
FAMILY OF MAYBE FOUR OR FIVE
YOU KNOW A TEMPTATION IS TO GO
OUT TO DINNER AND A MOVIE FOR
INSTANCE AND YOU'RE GONNA LOOK
AT PROBABLY AROUND 130 TO 150 4@
DOLLARS TO TAKE THIS FAMILY OUT
FOR DINNER AND MOVIE THE
ALTERNATIVE IS 4@FOR ME MAYBE O
A FRIDAY STOP AT THE LIBRARY ON
THE WAY HOME FROM WORK GET A
MOVIE FAMILY MOVIE. 4@WE'VE GOT
THAT SPAGHETTI IN THE PANTRY.
LET'S MAKE SPAGHETTI FOR
DINNER. 4@WE'VE GOT MICROWAVE
POPCORN TO THROW IN DURING THE
MOVIE. WE'VE JUST DID 4@AN ENTI
FAMILY NIGHT TOGETHER FOR LESS
THAN 10 DOLLARS. WOW 4@SO WHEN
YOU REALLY TRY TO WRAP YOUR
HEAD AROUND IT JUST VERY
QUICKLY HOW MUCH DO YOU THINK
YOU CAN SAVE AT THE END OF THE
MONTH? WELL IT'S GONNA BE
PROBABLY IF YOU LOOK AT THE
SITUATIONS THAT WE LOOKED AT 4@
YOU COULD SAVE ANYWHERE BETWEEN
FIFTY TO ONE HUNDRED AND FIFTY
DOLLARS ON A MONTHLY OR EXCUSE
ME ON A WEEKLY BASIS. WOW.
THAT'S GOOD STUFF. ALL RIGHT.
WE'RE OUT OF TIME. IF YOU WANT
MORE INFORMATION ON FISCAL
FASTING WE'VE GOT IT FOR YOU.
13 ONYOURSIDEDOTCOM