HERE’S HOW TO REQUEST EQUIFAX TO INVESTIGATE AND REMOVE
INACCURATE INFORMATION ON YOUR CONSUMER REPORT Please, use this sample template to draft
a letter disputing errors on the Equifax consumer report. Your letter should clearly identify
each item you dispute. Complete the form, then mail it
to the consumer reporting agency. Please, follow the link in the description
to open the document form. Now, you can start to fill out the form:
- Begin with your First and Last name at the top, an example JOHN DOE
- Next, enter your current address, the same address as mentioned in your ID or Driver
License: Address Line 1: 123 EXAMPLE STR, UNIT 1
Address Line 2: NEW YORK, NY 12345 - Choose your Document Date
- Scroll down, and enter your First and Last Name exactly as they appear on the Driver
License or ID: JOHN DOE - Then, input your Social Security Number:
123-45-6789 - Date of Birth: 10/30/1975
- Enter your current address again: 123 EXAMPLE STR, UNIT 1, NEW YORK, NY 12345
- Next, enter your phone number: 123-456-7890 - And an email address you own: example@example.com
- Under the text "Sincerely", need to enter your First and Last Name again: JOHN DOE
- Now, you need to provide copies of two forms of identification. Upload your ID or Driver
Licence copy to the document left side and your Social Security Card to the right side.
- Next, scroll to the 3rd page - Exhibit A - In the table, you can start filling up your
disputed items, let's say, Creditor Example LLC,
next enter Account #: 1234567890 - In the second line, you may input Debt Collector
Example LLC, Reference #: 1234567890
- In the third line, you may input Bank Example LLC, Unauthorized Inquiry. Next enter the
Date of Inquiry: 01/01/2021 - Also, you may dispute the wrong address,
employer name, or any invalid information reported on your file. An example: 111 Example
Street, Apt. 1, Miami, FL 67890, Erroneous Address
- Remember, you have the legal right to investigate one or numerous accounts in your
consumer report, and the consumer reporting agency should comply with your dispute
demands. - Lastly, in the Notary section, please enter
your First and Last Name again: JOHN DOE Good job, your document is ready! Check your
personal information one more time, and click to the BUY button. Proceed with the payment
to download and print out the document from your
computer. Before the final step, you need to notarize
your document. Be sure to keep the original copy of
the letter for your records. For your convenience, please use the online notary service, by
following the link iDispute.org/online-notary IMPORTANT! The person whose signature is being
notarized must personally appear before the notary at the time of the notarization
without exception. Finally, send the letter by USPS certified
mail. Certified mail is best because it guarantees that
the company receives it. That way, they can't say they didn't get your letter. But, if you
are busy and don't have time to drive to the post office,
you can mail a letter online. No more trips to the
post office, no worries of social distancing, save time and do it online with
LETTERCARRIER.ORG IMPORTANT: You can keep a document copy on
your computer, but it's better to keep a hard copy of the one you sign and send. Always
keep a copy of the document, certified mail receipt,
payment receipt, so you have a record. If you enjoyed this video, please subscribe,
like and share it with your friends. Looking for a
particular document form, kindly leave a comment below, and we will consider your request.
Thanks for watching!