>> WE'RE SPEAKING WITH ALL THE
DIFFERENT CHANGES WITH HEALTH
CARE AND HEALTH CARE REFORM.
THIS IS THE GUY WITH THE
ANSWERS, ESPECIALLY CHANGES IN
THE NEW YEAR AND WITH DONALD
TRUMP TAKING OVER, WHAT CAN WE
EXPECT WITH THE AFFORDABLE CARE
ACT, OBAMACARE?
>> I DON'T THINK WE CAN REALLY
JUDGE EXACTLY WHAT'S GOING TO
HAPPEN IN YEARS TO COME.
I CAN TELL YOU THAT 2017 ISN'T
REALLY GOING TO CHANGE.
WHERE YOU BUY YOUR HEALTH
INSURANCE, HOW YOU BUY YOUR
HEALTH INSURANCE, ALL OF THAT
WILL REMAIN THE SAME.
THERE'S JUST NOT ENOUGH TIME TO
CHANGE IT MID YEAR.
WHAT WE'LL FIND OUT IN 2017 IS
WHAT CHANGES ARE TO COME.
HOPEFULLY BY THE END OF THE
MONTH, WE HAVE MORE CLARITY TO
THAT.
BUT THE MAIN THING THAT THE
PEOPLE REALLY NEED TO FOCUS ON
IS GETTING COVERAGE FOR THEM AND
THEIR FAMILIES.
THAT'S WHY THIS -- YOU KNOW, WHY
EVERYBODY IS PUSHING FOR NEW
HEALTH CARE REFORM AND ALL OF
THAT TO BEGIN WITH.
BUT YOU REALLY WANT TO MAKE SURE
WE GET IN BY JANUARY 15 IF YOU
WANT A FEBRUARY 1 EFFECTIVE DATE
AND THEN YOUR LAST CHANCE IS
JANUARY 31.
SO IF YOU DON'T GET COVERAGE BY
THEN, YOU DON'T HAVE COVERAGE
FOR THE YEAR UNLESS THERE'S A
SPECIAL ENROLLMENT.
WHAT YOU'RE LOOKING AT ON THE
SCREEN RIGHT NOW IS THE TAX
PERSONALITY AS WELL.
IF YOU DON'T GET COVERAGE BY THE
END OF THE MONTH, YOU'RE LOOKING
AT A$695 PER ADULT OR 2 1/2% OF
YOUR INCOME, WHICHEVER IS HIGHER
IN TAX PENALTIES.
SO DEFINITELY YOU DON'T WANT TO
DELAY.
>> AND HOW DID FLORIDA RANK FROM
OTHER STATES?
ARIZONA HAS HAD SOME TERRIBLE
HIKES AND SO MANY PROVIDERS HAVE
DROPPED OUT OF IT.
>> YEAH.
YEAH.
ARIZONA HAD HIKES OF OVER 100%
BUT FLORIDA BLUE IS DEFINITELY
THE LOWEST ACROSS THE BOARD AND
FLORIDA BLUE IS REALLY THE ONLY
MAJOR CARRIER THAT'S LEFT IN THE
STATE OF FLORIDA.
YOU HAVE A COUPLE OTHER CARRIERS
IN THE MARKET FOR OTHER YEARS.
UNITED, A LOT OF BIGGER GUYS
HAVE STEPPED AWAY UNTIL THE LAWS
CHANGED.
BUT AS OF RIGHT NOW, YOUR MAIN
CHOICE HERE IN FLORIDA IS
DEFINITELY GOING TO BE FLORIDA
BLUE.
>> WHAT WOULD YOU SAY TO PEOPLE
THAT MAY BE EXPERIENCING ANXIETY
IN TERMS OF, MY GOSH, IF TH
CHANGES AND TRUMP HAS SAID ON
DAY ONE HE'S GOING TO COME IN
AND, YOU KNOW, MAKE THOSE
CHANGES, THEY'RE GOING -- THEY
CAN'T REALLY REPLACE IT UNTIL
THEY CAN REPEAL IT TO SOME
PARTS, THEY HAVE TO KEEP SOME
THINGS ALIVE, RIGHT?
>> THEY WILL.
I THINK WE'LL SEE A LOT OF
CHANGES THAT REALLY NEED TO
HAPPEN AS FAR AS GETTING THE
COSTS DOWN.
I THINK EVERYBODY IS KIND O
SURPRISED THAT THEY CAN'T, YOU
KNOW, KEEP THEIR DOCTORS, THEY
CAN'T -- THEY DON'T HAVE THE LOW
COST PLANS THAT THEY WERE
PROMISED.
I THINK HOPEFULLY WITH THE
CHANGES THAT COME WITH A NEW
ADMINISTRATION, THE NEW LAWS
THAT ARE GOING TO COME OUT,
HOPEFULLY THEY ADDRESS THOSE
CONCERNS BUT RIGHT NOW, YOU
KNOW, GETTING INVOLVED WITH AN
EXPERIENCED AGENT AND
EXPERIENCED AGENCY, YOU KNOW, IT
WILL ALLOW PEOPLE TO BE WALKED
THROUGH.
WE'LL WALK THROUGH THE CHANGES
THAT COME ABOUT WITH THE NEW
ADMINISTRATION AND THAT'S REALLY
THE MOST IMPORTANT THING THAT
YOU CAN DO IS GET IN WITH AN
EXPERIENCED PERSON, AN
EXPERIENCED ADVOCATE ON YOUR
SIDE TO HELP YOU, YOU KNOW, HOLD
YOUR HAND THROUGH THE CHANGES.
>> WHEN YOU TALK TO PEOPLE WHO
COME INTO YOUR OFFICE AND ANSWER
QUESTIONS, DO YOU FIND -- WHAT
DO YOU FIND IS THE MOST COMMON
QUESTION THAT YOU'RE HEARING
RIGHT NOW?
>> COMMON QUESTION IS THAT, YOU
KNOW, TRUMP IS COMING IN OFFICE
SO THIS IS ALL GOING AWAY.
IT'S SIMPLY JUST NOT WORKING
THAT QUICKLY.
THE GOVERNMENT, THEY'RE VERY
SLOW MOVING SO THERE'S A LOT OF
THINGS THAT HAVE TO BE PUT IN
PLACE BEFORE ANYTHING CAN
CHANGE.
>> IT'S TRUMP.
THINGS CAN HAPPEN IN A WEEK.
>> AS OF RIGHT NOW, I THINK WITH
THE INSURANCE COMPANIES, WE'LL
NOT SEE ANY PRICES CHANGE,
ANYTHING CHANGE UNTIL THE NEXT
PLAN YEAR COMES AROUND.
2018 POTENTIALLY THERE COULD BE
SOME CHANGES AND HOPEFULLY THERE
IS.
BUT WHAT PEOPLE NEED TO REALIZE,
THERE'S STILL 85% OF THE
POPULATION THAT DOES QUALIFY FOR
ASSISTANCE RIGHT NOW.
IT WILL JUST TAKE A QUICK FIVE
MINUTE PHONE CALL.
YOU HAVE A BETTER UNDERSTANDING
OF WHAT YOU'RE ACTUALLY GOING TO
BE PAYING, WHAT THE COVERAGES
ARE, HOW MUCH YOUR OUT OF POCKET
EXPENSES ARE GOING TO BE AND IT
GOES TO YOUR DOCTOR.
>> THAT'S VERY GOOD INFORMATION.
LIKE YOU SAID, IT WOULDN'T
REALLY CHANGE UNTIL 2018 FOR
THAT TAX YEAR GOING IN.
>> RIGHT.
EXACTLY.
>> IN TERMS OF WHAT YOUR HOURS
ARE, BLAKE?
>> WE'RE 9:00 A.M. IN THE
MORNING UNTIL 8:00 AT NIGHT
MONDAY THROUGH FRIDAY, SATURDAY
AND SUNDAY WE'RE IN THE OFFICE
FROM 9:00 TO 5:00.
SO GIVE US A CALL.
IF WE'RE NOT THERE, YOU CAN
LEAVE A VOICEMAIL.
WE CAN WALK THEM THROUGH
ANYTHING THEM TO LOOK AT, KIND
OF GIVE THEM AN IDEA OF WHAT THE
PRICES ARE IN THEIR SPECIFIC
COUNTY AND WHAT OPTIONS THEY
HAVE AND LIKE I SAID, JUST TO
SEE WHAT THEIR OUT OF POCKET
EXPENSES ARE GOING TO BE WHICH I
THINK IS THE MAIN THING.
>> AND JUST ON A PERSONAL NOTE
AND IT'S JUST, YOU KNOW, YOUR
GUIDE, I WOULD THINK THINGS
WOULD BE BETTER IF THEY WOULD
GET OPENED UP AND TO BE A MORE
COMPETITIVE MARKET SO THAT YOU
HAVE DIFFERENT INSURANCE
COMPANIES THAT PEOPLE CAN
COMPETE FOR.
SO THAT WILL DROP THE PRICE FOR
SO MANY OF US WHO STRUGGLE.
>> RIGHT.
WE NEED COMPETITION.
THAT'S WHAT OUR ECONOMY IS BUILT
ON.
YOU HAVE TO HAVE SOME OTHER
CARRIERS COME BACK TO LEAVE THE
OTHERS LEFT IN CHECK.
KEEP THE PRICES DOWN AND KEEP
EVERYBODY COMPETITIVE.
FROM WHAT I'M HEARING, WHAT I
SEE IS GOING ON, I THINK THAT
WE'LL SEE SOME OF THOSE CHANGES
AND THEY'VE TALKED ABOUT OPENING
IT UP ACROSS STATE LINES AND
HELPING EVERYBODY COMPETE WHICH
I THINK IS ULTIMATELY GREAT.
WHATEVER IS BEST FOR THE
CONSUMER, I HOPE THEY KEEP THAT
IN MIND FOR EVERYBODY.
>> EXCELLENT.
ALL RIGHT.
I CAN'T THINK OF ANYTHING ELSE
TO ASK YOU.
APPRECIATE YOU COMING IN.
>> THANK YOU VERY MUCH.
>> NUMBER IS ON YOUR SCREEN.
ALWAYS A PLEASURE.
UP NEXT, G HEALTHY AND LOSE
WEIGHT AT THE SAME TIME.